What does below rebus means ?

It has a long neck, A name of a bird, Feeds on cargo of ships, It's not alive,

What is it?

Today, I celebrated my 32nd birthday but I was born in 1972.
How is this possible?

Which of the below owl is odd one out?

If two fifty-foot ropes are suspended from a forty-foot ceiling that is twenty feet apart, how much rope will you be able to steal if you have a knife?

Who has married many women but was never married?

Keyboard words are not in alphabetical order, Why?

I possess a head

I flaunt a tail

But I don't have mouth or legs

Can you find out who I am?

What does an Island and the letter T have in common?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.