How can one talk without saying a single word?

What you cannot hold but it is yours?

It is a six-letter word.
The first four letters are me.
The second and last letters are the same.
The fourth second and last letter is payment.

Who is it?

A journalist was investigating a sacred cult in the jungles of Africa when he was caught by one of the person. He was confined in a cave till the leader arrived. The leader told him that he need to tell him a statement. If he thinks the statement is true, then the journalist head will be chopped off. If he thinks that the statement is false, his head will be smashed with a hammer.

What statement did the journalist make to survive?

On a special event at the prison, 5 prisoners John, Jacob, Krist, Tang, and Dang given a chance to go to a sauna and can bring one thing with them.

Following are the things that the prisoners bring with them.
John: A soda
Jacob: Thermos
Krist: Book named "How to kill"
Tang: A Walkman
Dang: Harmonica

Since it is a Sauna, no one can see each other. After a while When the steam is switched, Tang was found dead and there was blood all around.
J Bond was called and he instantly come to know who can be the murderer. How?

Outside a tattoo artist's shop, there was a signboard which read 'I make tattoos on only them who do not tattoo themselves'.

Reading it what do you think, does the tattoo artist tattoo himself?

Joseph organises an exotic office New year party at the beach to his important fellow employees.

Following are the important people that will come to the party

1. Joseph

2. Joseph 2 girlfriends- Carol Vanstone and Tracey Hughes

3. The sales head Clay Vanstone.

4. Clay Vanstone 2 associates.

5. Mr. Jeremy and his Secret Tab.

They all need to cross a small river to reach the beach, however, Joseph has got just one boat.

There are few rules for crossing the river.

1. The capacity of the boat is limited to just two people.

2. Clay Vanstone associates will not stay with Joseph without Clay Vanstone.

3. Carol Vanstone and Tracey Hughes will not stay with the Clay Vanstone without Joseph.

4. Mr. Jeremy would never leave the Secret Tab alone.

5. Secret Tab counts as a person.

6. Only Joseph, Clay Vanstone or Mr. Jeremy can drive the boat.

7. The two girlfriends Carol Vanstone and Tracey Hughes will not stay with the Clay Vanstone without Joseph.

8. No Associates would stay with Joseph without their Clay Vanstone.

9. Mr.Jeremy will not leave the Secret Tab alone.

Find a 9-digit number, which you will gradually round off starting with units, then tenth, hundred etc., until you get to the last numeral, which you do not round off. The rounding alternates (up, down, up ...). After rounding off 8 times, the final number is 500000000. The original number is commensurable by 6 and 7, all the numbers from 1 to 9 are used, and after rounding four times the sum of the not-rounded numerals equals 24.

What is always in front of you but can’t be seen?

You can take four of the five letters out of this word, but the pronunciation never changes. What is the word?