How can one talk without saying a single word?

A Doctor always sneezes before the rain. Doctor sneezes, Will it rain?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

Pronounced as one letter,
And written with three,
Two letters there are,
And two only in me.
I am double, I am single,
I am black blue and grey,
I am read from both ends,
And the same either way.

James Bond is caught up in a mysterious scenario where the evil villain has him blindfolded. He somehow breaks through the handcuffs but is unable to get the blindfold off. Upon searching, he comes across a bow and 3 arrows. He can hear the villain speak, and thus tries to take a shot at him. He launches the first arrow, it misses the villain. He then launches the second arrow and it misses by a greater margin.

What is the probability that this third shot our James bond takes will be worse than the second shot?

Today is John's birthday.
A year ago, John had five candles and he lit all the candles except the one at the last.
Now he is going to light all the candles.

How old is John Today?

(He is not five today.....)

There is a brick of gold and a brick of iron in a boat (both 10-inch blocks), if they are both dropped into the water which will make the water level higher?

Count The number of F's in the paragraph below:

"FINISHED FILES ARE THE RESULT OF YEARS OF SCIENTIFIC STUDY COMBINED WITH THE EXPERIENCE OF YEARS"

What kind of tree can you carry in your hand?

There is an English word that can be used up to four times in a row without modifying the spelling and form a valid grammatical sentence.

Do you know what word is that?