No one wants to have it, but if one got it, he does not want to lose it. What is It?

It is a 5 letter word if you take away first letter it is something you get from sun, if you remove second letter you will get something to eat, if you remove third letter you get a word you use in pointing at and if you remove the fourth letter you get something to drink. What is it?

The horse jumps over the king.
Strangely there is absolutely no scratch on him.

Can anyone explain, how is this possible?

I have an eye but still cannot see.

Who am I?

Can you count the number of quadrilaterals in the picture below?

Three men in a cafe order a meal the total cost of which is $15. They each contribute $5. The waiter takes the money to the chef who recognises the three as friends and asks the waiter to return $5 to the men.

The waiter is not only poor at mathematics but dishonest and instead of going to the trouble of splitting the $5 between the three he simply gives them $1 each and pockets the remaining $2 for himself.

Now, each of the men effectively paid $4, the total paid is therefore $12. Add the $2 in the waiters pocket and this comes to $14. Where has the other $1 gone from the original $15?

With pointed fangs I sit and wait; with piercing force I crunch out fate; grabbing victims, proclaiming might; physically joining with a single bite. What am I?

A boy and a girl are sitting on the porch.
"I'm a boy," says the child with black hair.
"I'm a girl," says the child with red hair.
If at least one of them is lying, who is which?

Solve the alphametic puzzle by replacing the alphabet with the number.

S T O R M +
S O L E S
=========
T O W E L
=========

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.