Why is a river so rich ?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

Two guards were guarding the camp.Guard-1 was looking towards the south to make sure no threat is coming from the road.Guard-2 was looking at the north to make sure no threat is coming from the top. Suddenly Guard-1 ask the Guard-2 why he is smiling?How Guard-1 knows that Guard-2 is smiling?

A Club organizes a Running Race, and John, Jacob, Minda, and Tony participated.

The results are as follows

John beats Jacob
Minda beats Toni
Toni beats John

Who came first in the race?

John was driving a bus and got stuck when passing through an underpass. Then came Jacob with a needle and got the bus out of the underpass.

What did the boy do?

A Shopkeeper collects 71 rupees in the form of 20 paisa and 25 paisa.
He collects a total of 324 coins.

Can you tell me how many number of 20-paisa and 25-paisa he got?

A man is found dead in his bathroom naked with blood scattered all around him. The bathroom was locked from the inside and there is no trace of any struggle. There is nothing in the bathroom except his pant with the belt still around and his shirt. Also, the medic team can't find any incision in his body that may have been the reason behind so much blood loss.

The Police department is clueless regarding this murder mystery.
Can you?

Eight of us go fourth, not back, to protect our king from an attack. What are we?

The below mentioned letters have been placed in a order using a logic.

DEAD, BALL, FEAR, SHOP

Can you find the logic?

It was a dark stormy night and a couple were in a car driving madly to a city. The car broke down and the husband had to go get help from someone who spoke his language. He was afraid to leave his wife alone in the car so he locked the car before leaving. When he came back, the car was in the same state as he had left it but his wife was dead, there was blood on the floor and there was a stranger in the car. What happened?