The centre of the third figure is empty. What digit should fit inside?

There was once a college that offered a class on probability applied to the real world. The class was relatively easy, but there was a catch. There were no homework assignments or tests, but there was a final exam that would have only one question on it. When everyone received the test paper it was a blank sheet of paper with a solitary question on it: 'What is the risk?'.Most students were able to pass, but only one student received 100% for the class! Even stranger was that he only wrote down one word!
What did he write?

Two old friends, Jack and Bill, meet after a long time.

Three kids
Jack: Hey, how are you, man?
Bill: Not bad, got married and I have three kids now.
Jack: That's awesome. How old are they?
Bill: The product of their ages is 72 and the sum of their ages is the same as your birth date.
Jack: Cool..But I still don't know.
Bill: My eldest kid just started taking piano lessons.
Jack: Oh, now I get it.

How old are Bill's kids?

Can you solve the equation by finding the value of
A) Horse
B) Cowboy boot
C) Horseshoe

In the Picture?

What does this rebus means ?

It belongs to you, but other people use it more than you do. What is it?

A landlord calls both of his sons and tells them that their horses will now decide who will transfer the inheritance. He tells them to race along the land till the end and the one whose horse will be slower will win and be the heir to all the property.

Both of them keep wandering for days but to no result. Then they ask a wise man regarding it. The man advises them on the matter after which they jump on the horses and race as fast as they can till the end. Why did they do it?

What did the wise man say?

Jack was having a candle light dinner with his girlfriend. Suddenly a cold gush of wind entered through the open window and three of the ten candles were extinguished. Assuming that none of the other candles were extinguished.

How many candles are they left with in the end ?

What three numbers, none of which is zero, give the same result whether they’re added or multiplied?

What is the fewest number of coins that would be required in order to make sure each and every coin touches exactly three other coins?