Have Bank but No Money

I have a mouth but I don't eat.
I have a bank but have no money.
I have a bed but i dont sleep.
I wave but have no hands.

Who Am I ?




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There is a river to cross using a river raft and there are eight people (father, mother, policeman, thief, 2 daughters and 2 sons). No one knows to operate the raft except the adults and also excluding the thief. Only two people can go in the raft at a time. The raft should keep coming back and forth in order to pick and drop the people.
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Amazing Facts

Crossword

The day before the 1996 U.S. presidential election, the NYT Crossword contained the clue “Lead story in tomorrow’s newspaper,” the puzzle was built so that both electoral outcomes were correct answers, requiring 7 other clues to have dual responses.