What can you deduce from the following BrainBat?

CRY
LMKI

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

The person who makes it has no need for it; the person who buys it has no use for it. The person who uses it can neither see nor feel it. What is it?

What has a ring but no finger?

I never was there, I am always to be.
You have never ever seen me, not ever you will.
Yet I am the confidence of everyone.

Who Am I?

A number can be multiplied by multiple of nine
i.e 9 18 27 36 45 ...

and the resulting number consist of only one digit.

Can you identify the number ?

In a school, there are four subjects. Seventy percent of students study English, seventy five percent of students study Science, eighty five percent of students study Mathematics and eighty percent of students study Spanish.

Can you calculate the percentage of students that study all four subjects?

I know a nine-letter word having only one vowel.
Do you ?

Look at this sequence from top to bottom. What is the next number in the sequence?
1
11
21
1211
111221
312211

Samuel was out for a walk when it started to rain. He did not have an umbrella and he wasn't wearing a hat. His clothes were soaked, yet not a single hair on his head got wet. How could this happen?