I have branches, but no fruit, trunk or leaves. What am I?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

Some friends went on a vacation to a resort. It was raining heavily and it kept raining for thirteen days.

When it rained in the morning, the afternoon was beautiful and when it rained in the afternoon, the day was blessed with a clear morning.

Overall, the friends experienced eleven nice mornings and twelve nice afternoons. Can you find out the number of days they spent on vacation?

Why is the Hole below a Lock?

In the attached figure, you can see a chessboard and two rooks placed on the chess board. What you have to find is the number of squares that do not contain the rooks. How many are there?

While house hunting in London, I came across a very good leasehold property Discussing the lease the landlady told me:

'The property was originally on a 99 years lease and two-thirds of the time passed is equal to four-fifths of the time to come. Now work it out for yourself and see how many years are to go!

Whats the next number in the below number sequence pattern.

Nodes are shown below and you need to connect them based on the following rule: Every node can be connected to the number of nodes inside them, i.e. the first node there is a value of 1 which indicates that the first node can connect to exactly one node only.Can you do it?

Which is the rope you never skip with?

What is the last thing you take off before bed?