what does the below rebus means?

When is the top of a mountain similar to a savings account?

Three men in a cafe order a meal the total cost of which is $15. They each contribute $5. The waiter takes the money to the chef who recognises the three as friends and asks the waiter to return $5 to the men.

The waiter is not only poor at mathematics but dishonest and instead of going to the trouble of splitting the $5 between the three he simply gives them $1 each and pockets the remaining $2 for himself.

Now, each of the men effectively paid $4, the total paid is therefore $12. Add the $2 in the waiters pocket and this comes to $14. Where has the other $1 gone from the original $15?

There are two insects on a tile. Insect X is sitting on one side of the tile (point A) and Insect Y is sitting opposite on the other side of the tile (point B). Now both of them decide to change their position and thus X starts crawling to point B and Y starts crawling to point A. When they meet and pass each other in between, X takes 20 seconds to reach B and Y takes just 5 seconds to reach A.

Can you calculate the total time each of the insects took to change their positions?

Replace the question mark in the picture below.

Two old friends, Jack and Jill, meet after a long time, and discussing as:

Jack: Hey, how are you, man?

Bill: Not bad, got married and I have three kids now.

Jack: That's awesome. How old are they?

Bill: The product of their ages is 72 and the sum of their ages is the same as your birth date.

Jack: Cool..But I still don't know.

Bill: My eldest kid just started taking piano lessons.

Jack: Oh, now I get it.

How old are Bill's kids?

As shown in the image, the nine Dogs are square fenced. By constructing just two square fences can you make sure that two Dogs cannot meet each other without crossing the fence?

Find the smallest sentence with all the English alphabet.

I am soft and cuddly that soothe your heart. But, If you pick my last name I am going to tear you all apart. Who am I?

John was drowned by he was not wet. How?