What does this rebus puzzle means ?

Rebus Puzzle Definition: A rebus is an illusion device that uses pictures to represent words or parts of words.
What does This Rebus Puzzle Identify?

You know three triplets: Frank John and Wayne (need to return your money). Frank always tells the truth while John and Wayne always lie. You meet one of them on the road and can ask him a three-word question.
Which question, will you ask?

What has 13 hearts but no other organs?

What 4-letter word can be written forward, backward or upside down, and can still be read from left to right?

Solve the alphametic puzzle by replacing the alphabet with the number.

S T O R M +
S O L E S
=========
T O W E L
=========

Trying to tease Birbal, Akbar gave him one gold coin and ask him to buy
* something for him to eat
* something for him to drink.
* something to feed the cows
* something to plant in the garden
and most important you need to buy only one thing.

What must Birbal buy to silence Akbar?

Can you find the missing number in the third row?
35 20 14
27 12 18
5 2 ?

In a school, 280 students studied chemistry, 254 students studied physics and 280 students studied biology.

97 students studied chemistry as well as physics, 138 students studied physics as well as biology and 152 students studied chemistry as well as biology.

73 students studied all the three branches.

Can you find out the total number of students?

I am five letter word that is under you.
If you remove my 1st letter, then I am over you.
If you remove my 1st and 2nd letters then I am all around you.

Who am I?