Can you find the hidden animal in the picture below?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

What can run but never walks, has a mouth but never talks, has a head but never weeps, has a bed but never sleeps?

You are on your way to visit your Friend, who lives at the end of the hill. It is his birthday, and you want to give him the cakes you have made. Between your house and his house, you have to cross 5 bridges, and as it goes in the land of make believe, there is a troll under every bridge! Each troll, quite rightly, insists that you pay a troll toll. Before you can cross their bridge, you have to give them half of the cakes you are carrying, but as they are kind trolls, they each give you back a single cake. How many cakes do you have to leave home to make sure that you arrive at a friend's house with exactly two

Four men were in a boat on the lake. The boat turns over, and all four men sink to the bottom of the lake, yet not a single man got wet! Why?

Can you count the number of squares in the given picture?

With pointed fangs I sit and wait; with piercing force I crunch out fate; grabbing victims, proclaiming might; physically joining with a single bite. What am I?

Which number should replace the question mark?

Once upon a time, there was a castle on a square island. The entire island was surrounded by a 14m wide trench. The Romans had wanted to invade the castle and had brought a few wooden planks along with them to facilitate themselves in crossing the moat. The planks were however found to be only 13m long.

The Romans still managed to cross the trench. How did they do it?

I am green and found in the forest and have needles instead of leaves. What am I?
Hint 1: It can be used for Christmas decorations.
Hint 2: I have a strong, scent that is used in air fresheners.