I am five letter word that is under you.
If you remove my 1st letter, then I am over you.
If you remove my 1st and 2nd letters then I am all around you.

Who am I?

Find the hidden panda in the image below.

A bank customer had $100 in his account. He then made 6 withdrawals. He kept a record of these withdrawals, and the balance remaining in the account, as follows:

Withdrawals Balance left
$50 $50
$25 $25
$10 $15
$8 $7
$5 $2
$2 $0
----- -----
$100 $99

Why are the Totals not tallying?

In four steps you need to move the word 'cold' From 'warm' by replacing one alphabet at a time such that every word formed at each step is acceptable in English Dictionary.

I’m tall when I’m young, and I’m short when I’m old. What am I?

What does below Rebus say?

XLR8

Today, I celebrated my 32nd birthday but I was born in 1972.
How is this possible?

I am a type of food that is often found in the fridge and can be white in colour. What I am?
Hint 1: I am a dairy product.
Hint 2: You can spread me on the bread.

A landlord calls both of his sons and tells them that their horses will now decide who will transfer the inheritance. He tells them to race along the land till the end and the one whose horse will be slower will win and be the heir to all the property.

Both of them keep wandering for days but to no result. Then they ask a wise man regarding it. The man advises them on the matter after which they jump on the horses and race as fast as they can till the end. Why did they do it?

What did the wise man say?

What can jump higher than a building?