Can you solve this picture maths equation?

What country can make you shiver?

Two guards were guarding the camp.Guard-1 was looking towards the south to make sure no threat is coming from the road.Guard-2 was looking at the north to make sure no threat is coming from the top. Suddenly Guard-1 ask the Guard-2 why he is smiling?How Guard-1 knows that Guard-2 is smiling?

What has no start, end, or centre?

What is the below Rebus indicate?

One absent-minded ancient philosopher forgot to wind up his only clock in the house. He had no radio, TV, telephone, internet, or any other means for telling time. So he travelled on foot to his friend's place a few miles down the straight desert road. He stayed at his friend's house for the night and when he came back home, he knew how to set his clock. How did he know?

Chocolate costs 6 rupees and a Toy costs 5 rupees. If you have 32 rupees in total, how many chocolates and how many Toys can be purchased with that amount?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

It's pretty hard to give up.
If you remove a part of it, you will be left with a bit.
Even if you remove another part, the bit still remains.
Remove one more and it still remains.

What is it?

Can you solve the rebus below?