I have branches, but no fruit, trunk or leaves. What am I?

Find the 8 in the below-given Image.

When you stop to look, you can always see me. But if you try to touch me, you can never feel me. Although you walk towards me, I remain the same distance from you. What am I?

Can you decipher the following common phrase?

T M C
A U O
H S M
W T E

Most people think of me as money. But when they find me in the water, they won’t get any money out of me. What am I?

John and Jacob are twin brothers. One of them is a liar whereas the other one is a truth-teller.

I called their home number and one of them picked up.
I asked. 'Does John lie?' The person replied with a yes.

Whom did I talk with, John or Jacob?

You walk into a room that contains a match, a kerosene lamp, a candle and a fireplace. What would you light first?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

Aaron, Brad, Christopher, Danny and Elvis decided to play a game of tiddlywinks. In this game they decided that one win will get 1 point for winning, 0 for losing and 1/2 in case of a tie.

They finished the game in alphabetical order and it was found that the scores were different for each person.

Based on the following two statements, can you find out the result of the individual games?
Brad: No one could finish like me, without a loss.
Elvis: No one played worse than me, I finished without a single win.

Can you find a number that lies one third of the distance between 1/3 and 2/3?