What Time Should the last watch show in the below figure?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

I get hot but I never sweat,
I cook food but I am not a chef,
I have a door but you can't enter me,
I have a light but I am not a lamp.
Who am I?

An apple seller is hosting a competition. He offers 1000 apples and 10 boxes to the people who pass by. The challenge is to put those 1000 apples in the 10 boxes in such a manner that if he asks for any amount of apples, the person can directly give him the boxes or a combination of boxes. If the person can do it, he promises to give a thousand apples for free.

If you happen to pass by the apple seller, will you be able to win a thousand apples?

A man is lying dead in a field where no one is around. His head is split open and his legs are disfigured. Near to him, there is an unopened package. No living organism can be found anywhere at the crime scene.

How did he die?

In the Chess Board picture below white army is arranged. You need to add a black army on the board such that no piece is under any threat.
Note: Army comprised of 1 king, 1 queen, 2 rooks, 2 bishops, 2 knights, and 8 pawns.

I have lakes with no water, mountains with no stone and cities with no buildings. What am I?

Which three-digit number, made of consecutive digits, like 567, is 2 less than a cube and 2 more than a square?

You need to move three matchsticks to form three squares. Can you do it?

Four men were in a boat on the lake. The boat turns over, and all four men sink to the bottom of the lake, yet not a single man got wet! Why?