What goes up but never comes down?

You have four chains. Each chain has three links in it. Although it is difficult to cut the links, you wish to make a single loop with all 12 links. What is the fewest number of cuts you must make to accomplish this task?

When a clock is observed, the hour hand is at a minute mark and the minutes hand is six minutes ahead of it.

When the clock is observed again after some time, the hour hand is precisely on a different minute mark and the minute hand is seven minutes ahead of it.

Can you calculate how much time has elapsed between the two observations?

P is the father of Q and S is the son of R. T is the brother of P and has a daughter U. If R is the sister of P, then what is the relation between U, Q and S?

A mathematician couple was having a Frappuccino in Starbucks sitting opposite to each other. Suddenly the guy noticed the text written on the paper in front of them and exclaimed that it was wrong. The girl denied it and said it is appropriate. Both are correct. What is written on the paper?

I have Rs.50 and I spend it in the way as below.

I am white when I am dirty, and black when I am clean. What am I?

Given below is simple addition with a defined pattern pattern:
7 + 7 = 2
8 + 8 = 4
8 + 5 = 1
6 + 9 = 3
10 + 11 = 9

Can you analyze the pattern and find out the answer for:

4 + 9 = ?

I speak without a mouth, and hear without ears. I have no-body, but I come alive with the wind. What am I?

A generous owner of a company decided to give a bonus of $45 to every man and $60 to every woman on his birthday. But only one-ninth of the men and one-twelfth of the women were present to take the bonus.

Can you calculate the amount of money the owner spent if there were 3552 employees?