What country can make you shiver?

I am five letter word that is under you.
If you remove my 1st letter, then I am over you.
If you remove my 1st and 2nd letters then I am all around you.

Who am I?

Sachin bought a car with a strange 5 digit numbered plate.The water image of the number is 78633 more than my car number. All the digits of car number are distinct.

What is the original number on number plate?

If a zookeeper had 100 pairs of animals in her zoo, and two pairs of babies are born for each one of the original animals, then (sadly) 23 animals don’t survive, how many animals do you have left in total?

Which Burger Is Different in below image?

2 ladies and 2 girls need to cross a river in a boat big enough for 1 LADY or 2 girls. How do they do it?

There were five men at church, and it started raining while they were outside. The four that ran still got wet, but the one that was still stayed completely dry. Why did he stay dry?

I am thinking of a five-digit number such that:
The first and last digits are the same, their submission is an even number and multiplication is an odd number and is equal to the fourth number. Subtract five from it and we obtain the second number. Then divide into exact halves and we get the 3rd number.

What number I am thinking of?

I have a clock(12-hour format) and both the needles of the clock overlap at 12:00.
After how much time, they will overlap again?

In a classic wine shop, the list of three most popular wines are:
- The cost of 1 French wine bottle: 500$
- The cost of 1 German wine bottle: 100$
- The cost of 20 Dutch wine bottles: 100$

John entered the wine shop and he needs to buy
- All three types of wine bottles.
- Needs to buy Dutch wine bottles in multiples of 20.
- Need to buy 100 wine bottles in total.

John has only 10000$. How many wine bottles of each type, John must buy?