What has a ring but no finger?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

A Car driver was heading down a street in Washington. He went right past a stop sign without stopping, he turned left where there was a 'no left turn' sign and he went the wrong way on a one-way street. Then he went on the right side of the road past a cop car. Still, he didn't break any traffic laws. Why not?

If 21x = 79x, what is the value of x?

'S' refers to the number of seconds in a day and 'H' refers to the number of hours in ten years. Which quantity out of these two is greater?

A man has to get a fox, a chicken, and a sack of corn across a river.

He has a rowboat, and it can only carry him and one other thing.
If the fox and the chicken are left together, the fox will eat the chicken.
If the chicken and the corn are left together, the chicken will eat the corn.

How does the man do it?

John was drowned by he was not wet. How?

In the figure, you can see nine stars. What you have to do is connect all of them by using just four line and without lifting your hand i.e. in a continuous flow.

Two old friends, Jack and Jill, meet after a long time, and discussing as:

Jack: Hey, how are you, man?

Bill: Not bad, got married and I have three kids now.

Jack: That's awesome. How old are they?

Bill: The product of their ages is 72 and the sum of their ages is the same as your birth date.

Jack: Cool..But I still don't know.

Bill: My eldest kid just started taking piano lessons.

Jack: Oh, now I get it.

How old are Bill's kids?

A cricket has 6 legs, a squirrel has 4 legs and a spider has 8 legs.

In a local zoo, it was found that the total number of legs is 612. Also, there are equal number of each of the above animals/insects.

Can you find out how many animals are there in the zoo?