What occurs twice in a week, once in a year but never in a day?

Can you decipher the following common phrase?

T M C
A U O
H S M
W T E

Can you spot the man between the coffee bean in the picture below ?

It is an eleven letter word.
The first, second, third and fourth letters form a banquet's name.
The fifth, sixth and seventh letters form a car's name.
The eighth, ninth, tenth and eleventh letters form a mode of transport.

Can you identify what word it is?

When it's bad luck to meet a black cat?

Why is the Hole below a Lock?

What is the word or phrase?

A man was gazing through the window of the 23rd floor of the building. He suddenly opened the window and jumped on the other side of the window. On landing on the floor, there was not a sheer mark of injury on him.

How can that be possible if he did not use any kind of parachute and did not land on a soft surface?

A sea diver is a real show-off. He showed everyone that he can hold his breath underwater for 15 minutes.

I went to the diver and told him that I can be underwater for double the time i.e 30 minutes.
He responded that he will give me 100$ if I would be able to do it. I won 100$.

What did I do?

Here is a conversation between a couple who both are software professionals.

Husband: Hey! What is your date of birth?
Wife Replied Angrily: It is 591062400
Husband after doing some calculations replied, "Got It".

What is the DOB of the wife?