Can you find the key in the picture below?

What does this Rebus Picture mean?

I am five letter word that is under you.
If you remove my 1st letter, then I am over you.
If you remove my 1st and 2nd letters then I am all around you.

Who am I?

John, Jack and Jill are in a desert. John doesn't like Jill and hence decides to murder him. He poisons the water supply of Jill. Since it is a desert area, Jill must drink or he will die of thirst.

Jack does not know of the actions of John and also decides to murder Jill. To succeed in his ill motives, he removes the water supply of Jill so he dies of thirst.

Jill dies due to thirst. Who murdered Jill?

Why is the Hole below a Lock?

Assume there are approximately 5,000,000,000 (5 billion) people on Earth. What would you estimate to be the result, if you multiply together the number of fingers on every person's left hand? (For the purposes of this exercise, thumbs count as fingers, for five fingers per hand.) If you cannot estimate the number then try to guess how long the number would be.

Astrology starts with the alphabet A, Biology starts with B, Psychology with P and Limnology with L.

Can you find an "ology" that begins with a P?

A newspaper is supposed to have 60 pages, but pages 24 and 41 are missing.
Which other pages won't be there?

Two friends were stuck in a cottage. They had nothing to do and thus they started playing cards. Suddenly the power went off and Friend 1 inverted the position of 15 cards in the normal deck of 52 cards and shuffled it. Now he asked Friend 2 to divide the cards into two piles (need not be equal) with equal number of cards facing up. The room was quite dark and Friend 2 could not see the cards. He thinks for a while and then divides the cards in two piles.

On checking, the count of cards facing up is same in both the piles. How could Friend 2 have done it ?

Two old friends, Jack and Jill, meet after a long time, and discussing as:

Jack: Hey, how are you, man?

Bill: Not bad, got married and I have three kids now.

Jack: That's awesome. How old are they?

Bill: The product of their ages is 72 and the sum of their ages is the same as your birth date.

Jack: Cool..But I still don't know.

Bill: My eldest kid just started taking piano lessons.

Jack: Oh, now I get it.

How old are Bill's kids?