How many times do a clock's hands overlap in a day ?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

What has six faces, but does not wear makeup, has twenty-one eyes, but cannot see?

Solve the puzzle by telling what does below picture means.

There are 2 cops parked along a one-way street looking for traffic violations. They spot a taxi driver going in the wrong direction, yet they do nothing.

Why?

What's the only room from which no one can enter or leave

There was a blind beggar living on the footpath of a street. Suddenly one day, the beggar's brother died. What was the relation of the blind beggar with the person who died?

PS: Brother is not the answer.

How many points are there on the globe where, by walking one mile south, then one mile east and then one mile north, you would reach the place where you started?

My first is in chocolate but not in ham. My second is in cake and also in jam. My third at tea time is easily found. Altogether, this is a friend who is often around. What is it?

How many people must be gathered together in a room, before you can be certain that there is a greater than 50/50 chance that at least two of them have the same birthday?