Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

our enemy challenges you to play Russian Roulette with a 6-cylinder pistol (meaning it has room for 6 bullets). He puts 2 bullets into the gun in consecutive slots, and leaves the next four slots blank. He spins the barrel and hands you the gun. You point the gun at yourself and pull the trigger. It doesn't go off. Your enemy tells you that you need to pull the trigger one more time, and that you can choose to either spin the barrel at random, or not, before pulling the trigger again. Spinning the barrel will position the barrel in a random position.

Assuming you'd like to live, should you spin the barrel or not before pulling the trigger again?

Asked by Neha on 04 May 2022


John drives to his office at 20km/hr. After reaching the office, he realizes that today is a holiday. He went back at an average speed of 30km/hr. Discounting the time spent in the stoppage what was the average speed of his journey?

Asked by Neha on 21 Apr 2025

People make me, save me, change me, raise me. What am I?

Asked by Neha on 08 Mar 2025


What famous saying does this rebus mean?

COME SERVED <---
COME SERVED
COME SERVED
COME SERVED
COME SERVED

Asked by Neha on 09 Sep 2023

Keyboard words are not in alphabetical order, Why?

Asked by Neha on 26 Jul 2023

Detective Rockford was jogging near the beach at 4:30 am.
He hears a sound near the shack "No Michael, Please Do not shoot me".
Next instance he heard the sound of gunfire. Rockford rushes to the shack where he finds women lying dead and a gun in close proximity of three "Doctore Lawyer and a Teacher".

Rockford immediately knew that the Lawyer has committed the crime. How?

Asked by Neha on 05 Apr 2023


I am five letter word that is under you.
If you remove my 1st letter, then I am over you.
If you remove my 1st and 2nd letters then I am all around you.

Who am I?

Asked by Neha on 19 Jan 2024

The king of Octopuses has servants who have six, seven or eight legs. The distinguishing characteristics of the servants is that the one with seven legs always lie but the one with either six or eight legs speak the truth always.

One day, four servants meet and converse:

The black one says, 'We have 28 legs altogether.'

The green one says, 'We have 27 legs altogether.'

The yellow one says, 'We have 26 legs altogether.'

The red one says, 'We have 25 legs altogether.'


Can you identify the colour of the servant who is speaking the truth?

Servants with multiple legs

Asked by Neha on 09 Apr 2021

What has a ring but no finger?

Asked by Neha on 13 Apr 2024


Today is a very icy and cold morning in Newcastle. Mr Shearer, an office bus driver arrived to pick up the employees from the last stop. Shearer suddenly remembers that he needs to pick a newly joined 4miles to the north. Mr Shearer lost his direction compass, a few minutes later Shearer is able to figure that he is moving in the correct direction i.e. north. How did Shearer know that he is moving in the correct direction?

Asked by Neha on 01 Aug 2024

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Amazing Facts

No Solution

In 2007, a puzzle was released and $2 million prizes were offered for the first complete solution. The competition ended at noon on 31 December 2010, with no solution being found. Wiki