Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

Three cars are driving on a track that forms a perfect circle and is wide enough that multiple cars can pass anytime. The car that is leading in the race right now is driving at 55 MPH and the car that is trailing at the last is going at 45 MPH. The car that is in the middle is somewhere between these two speeds.
Right now, you can assume that there is a distance of x miles between the leading car and the middle car and x miles between the middle car and the last car and also, x is not equal to 0 or 1.
The cars maintain their speed till the leading car catches up with the last car and then every car stops. In this scenario, do you think of any point when the distance between any two pairs will again be x miles i.e. the pairs will be x distance apart at the same time ?

Asked by Neha on 08 May 2021


When I got four, I have it none.
When I got two, I have it some.
When I got none, I have it all.

What is it?

Asked by Neha on 31 Aug 2024

Some friends went on a vacation to a resort. It was raining heavily and it kept raining for thirteen days.

When it rained in the morning, the afternoon was beautiful and when it rained in the afternoon, the day was blessed with a clear morning.

Overall, the friends experienced eleven nice mornings and twelve nice afternoons. Can you find out the number of days they spent on vacation?

Asked by Neha on 08 Jun 2024


I noticed one of the words in the oxford dictionary is spelled incorrectly. What about you?

Asked by Neha on 24 Oct 2023

What word is pronounced the same if you take away four of its five letters?

Asked by Neha on 20 Oct 2021

Can you find the 09 errors in the picture below?

Find the Errors

Asked by Neha on 29 Mar 2025


One fine day, an intellectual man came to the emperor's court with the aim of testing Birbal's wittiness. In order to do this, he challenged Birbal to answer his question and hence prove that he was as intelligent and witty as he was said to be.
He asked Birbal, Do you want me to ask one difficult question or a hundred easy ones?
Since both Akbar and Birbal had had a tough day and were eager to leave, Birbal hastily told the intellectual to ask him a single difficult question.
Intellectual: OK. Tell me what came first into the world, the egg or the chicken?
Of course, the chicken, Birbal replied with a smile.
This time with a note of victory in his voice, the intellectual asked Birbal, How will you demonstrate that?
What did Birbal say?

Asked by Neha on 17 May 2021

How many times can you subtract the number two from the number fifty?

Asked by Neha on 12 Mar 2022

Who has married many women but was never married?

Asked by Neha on 09 Aug 2025


An evil man kidnapped someone and made them take one of two pills. One was harmless, but the other was poisonous. Whichever pill the victim took, the kidnapper took the other one. The victim took their pill with water and died. The kidnapper survived. How did the kidnapper get the harmless pill?

Asked by Neha on 27 Jun 2025

Hot Articles

Amazing Facts

Word ladder puzzle

The word ladder puzzle was invented by Lewis Carroll, author of Alice’s Adventures in Wonderland.