Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

Using Only Five 5's and any mathematical operator make sum as 37

Math Magic Possible

Asked by Neha on 26 Mar 2021


I am never scared but became petrified and can’t live in a house but would die to make one. What am I?

Asked by Neha on 08 Sep 2025

A man is sitting in a pub feeling rather poor. He sees that the man next to him is extremely rich. He turns to the rich man and says to him, 'I have an amazing talent; I know almost every song that has ever existed.'
The rich man laughs.
The poor man says, 'I am willing to bet you all the money you have in your wallet that I can sing a genuine song with a lady's name of your choice in it.'
The rich man laughs again and says, 'OK, how about my daughter's name, Joanna Armstrong-Miller?'
The rich man goes home poor. The poor man goes home rich.

What song did he sing? A man is sitting in a pub feeling rather poor. He sees the man next to him pull a wad of £50 notes out of his wallet. He turns to the rich man and says to him, 'I have an amazing talent; I know almost every song that has ever existed.' The rich man laughs. The poor man says, 'I am willing to bet you all the money you have in your wallet that I can sing a genuine song with a lady's name of your choice in it.' The rich man laughs again and says, 'OK, how about my daughter's name, Joanna Armstrong-Miller?' The rich man goes home poor. The poor man goes home rich. What song did he sing?

Asked by Neha on 01 Feb 2026


Paul's height is six feet, he's an assistant at a butcher's shop and wears size 9 shoes. What does he weigh?

Asked by Neha on 13 Aug 2025

How many triangles can you count in the figure given?

How Many Triangles Puzzle

Asked by Neha on 06 Dec 2025

There are a number of books on a shelf. If one book is the 4th from the left and 6th from the right, how many books are on the shelf?

Asked by Neha on 28 Sep 2021


Rahul decided to meet Simran so he boards a local train from Bombay station. Just after the station, there is a 1km long tunnel. The train starts and is now accelerating. Rahul is a claustrophobic guy, so what is the best position for him to sit?

Asked by Neha on 25 Mar 2023

A charming young lady was approached by a kind looking old woman in a restaurant. The old woman said to her, 'You look exactly like my younger daughter. Sadly she passed away a couple of months back. Could you do me a favor and say 'Goodbye, mother' with a kind smile on your face when I leave?

The young lady agreed for the same and said, 'Goodbye, mother' when the old woman left. Soon after, she got the most disengaging shock of her life.

Can you guess what the shock was?

Asked by Neha on 01 Jun 2021

A bus driver was heading down a street in Mexico. He went right past a stop sign without stopping, he turned left where there was a "no left turn" sign, and he went the wrong way on a one-way street. Then he went on the left side of the road past a cop car. Still - he didn't break any traffic laws. Why not?

Asked by Neha on 14 May 2021


A Shopkeeper collects 71 rupees in the form of 20 paisa and 25 paisa.
He collects a total of 324 coins.

Can you tell me how many number of 20-paisa and 25-paisa he got?

Asked by Neha on 31 Jan 2026

Hot Articles

Amazing Facts

Word ladder puzzle

The word ladder puzzle was invented by Lewis Carroll, author of Alice’s Adventures in Wonderland.