Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

You are trapped into a death trap by the famous jigsaw killer. As usual, a screen flashes in front of you and explains you the trap game. There are 100 pearls kept in a bowl in front of you and an empty bowl. Among the 100 pearls, 50 are white and 50 are black. You can divide them as you like into the two bowls. Once you are done, you will pull a lever, which will turn the room pitch black. The bowls will move and shuffle around. In the dark, you have to pick up one pearl from any bowl. Once you do that, the room will flood with lights again. If the peral you have in your hand is white, you will be allowed to live, but if the pearl you picked is black, the room will be filled with poisonous gas and you will die. How will divide the pearls to increase your chances of survival?

Asked by Neha on 03 Sep 2024


Three people are in a room. Ronni looks at the Nile. The Nile looks at Senthil. Ronni is married but Senthil is not married. At any point, is a married person looking at an unmarried person? Yes, No or Cannot be determined.

Asked by Neha on 01 Nov 2023

Can you find the largest Three-digit number whose sum is 14 and whose square is less than 5,00,000?

Asked by Neha on 17 Mar 2026


A time long back, there lived a king who ruled the great kingdom of Trojan House. As a part of the renovation of the kingdom to meet future security needs, he asked his chief architect to lay down a new play in a manner that all of his 10 castles are connected through five straight walls and each wall must connect four castles together. He also asked the architect that at least one of his castles should be protected with walls. The architect could not come up with any solution that served all of King's choices, but he suggested the best plan that you can see in the picture below. Can you find a better solution to serve the king's demand?

Castles in a line

Asked by Neha on 18 Sep 2023

Find the 8 in the below-given Image.

Asked by Neha on 24 Feb 2025

In a contest, four fruits (an apple, a banana, an orange, and a pear) have been placed in four closed boxes (one fruit per box). People may guess which fruit is in which box. 123 people participate in the contest. When the boxes are opened, it turns out that 43 people have guessed none of the fruits correctly, 39 people have guessed one fruit correctly, and 31 people have guessed two fruits correctly.
How many people have guessed three fruits correctly, and how many people have guessed four fruits correctly

Asked by Neha on 17 Aug 2023


What has 88 keys?

Asked by Neha on 09 Jul 2025

You are in a room with no metal objects except for two iron rods. Only one of them is a magnet.
How can you identify which one is a magnet?

Asked by Neha on 28 Feb 2024

A man was convicted of a minor offence in Akbar court. Akbar decided to give him a chance. He asked him to give a statement. If the statement is true, he will be killed by lions and if it is false, he will be killed by trampling of wild elephants.

The convicted person requested help from Birbal and since the crime was not a big one, Birbal decided to help him. Whatever Birbal suggested impressed Kabir and he let the convicted person go.

What did Birbal suggest to the person?

Asked by Neha on 10 May 2021


If you drop a 15 kg iron bar and a 5 kg bag of cotton from a height of 50 meters which will reach the ground first?

Asked by Neha on 08 Nov 2024

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Amazing Facts

Word ladder puzzle

The word ladder puzzle was invented by Lewis Carroll, author of Alice’s Adventures in Wonderland.