Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

All of you like to eat me. I am a five-lettered word. Remove the first two and I turn into an infamous animal. Remove just the first and I become a heinous crime. Remove the first and the last and you can groove on me.

Can you guess who am I?

Asked by Neha on 01 Apr 2026


Find the missing number in the image below.

Find the missing

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What is the unique property of the following words ?
* Revive
* Banana
* Grammar
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I have two coins.
* One of the coins is a faulty coin having a tail on both sides of it.
* The other coin is a perfect coin (heads on side and tail on other).

I blindfold myself and pick a coin and put the coin on the table. The face of the coin towards the sky is the tail.

What is the probability that another side is also tail?

Asked by Neha on 07 Jun 2023

A murder has been committed in a house. You are a detective and have to find out the murderer.

You investigate by asking three questions to each of the six suspects. Out of those six suspects, four are liars. It is not necessary that they speak everything a lie. But in their answers, there must be at least one lie. One of the six is the murderer.

There are eight rooms in the house in which the murder has been committed: Kitchen, Living Room, Bathroom, Garage, Basement, 3 Bedrooms.

At the time of the murder, only the murderer was present in the killing room. Any number of people can be present in any of the other rooms at the same time.

Can you identify the murderer and the four liars? Also, can you find out who was in which room?

The responses of all the suspects are mentioned below.

Joseph:
Peter was in the 2nd bedroom.
So was I.
David was in the bathroom.

Mandy:
I agree with Joseph that David was in the bathroom and Peter was in the 2nd bedroom.
But I think that Joseph was in the living room, OH MY GOD!

Peter:
Mandy was in the kitchen with Christopher.
But I was in the bathroom.

David:
I still say Peter was in the 2nd bedroom and Jennifer was in the bathroom.
Joseph was in the 1st bedroom.

Jennifer:
Peter was in the bathroom with Christopher.
And Mandy was in the kitchen.

Christopher:
David was in the kitchen.
And I was in the 2nd bedroom with Peter.

PS: The corpse was found in the Living Room.

Asked by Neha on 22 May 2023

The answer I give is yes, but what I mean is no. What was the question?

Asked by Neha on 04 Sep 2025


Two brothers were watching a horror film on video late one night. One brother dozed off and dreamed that he was being chased by the crazy man from the movie, who was trying to kill him. In the dream, he hid in a cupboard. There was no sound except his heart pounding, and he had no idea where his crazed captor was. He was terrified! At that moment, the video finished, and his brother put his hand on the shoulder of his sleeping sibling to wake him. The shock at that tense moment was enough that the sleeping brother suffered a massive heart attack and died instantly. True or false?

Asked by Neha on 02 Jan 2026

Seven Robbers robbed a bank and hide the coins in a lonely place.
They decide to divide the money equally the next morning. Two greedy robbers decided to cheat the others and reach the place at night. They equally divided the coins between them, one coin left. So they called another robber and then they decided to divide equally among the three. Sadly again one coin left. The same thing happened to the 4th 5th and the 6th robber.
However, when the 7th robber reached in the morning, they can divide the coins equally.

How many coins were there in total?

Asked by Neha on 29 Dec 2023

Two friends were betting. One said to the other, "The coin will be flipped twenty times and each time the coin lands on the head, I will give you $2 and each time it lands on the tale, you will give me $3." After flipping the coin twenty times not a single penny was exchanged among them.

How many times did the coin land on heads?

Asked by Neha on 28 Jan 2025


Three brothers Jacob, John, and James live in Mexico City. The product of the ages of these brothers is 175. Jacob and John are twins. How old is James?

Asked by Neha on 02 Sep 2024

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Amazing Facts

Out of the Box

The phrase “thinking outside the box” was popularised from the solution to a topographical puzzle involving 9 dots in a box shape.