Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A bridge is about to collapse. There are four people P, Q, R and S on one of the sides. Before the bridge collapses, they want to cross it. Now since the bridge is too weak, it can only stand the weight of two people at a time. Also, it is night time and nothing is visible. They have just one torch with them.

Now P takes one minute to cross the bridge, Q takes two minutes to cross, R takes five minutes to cross and S takes ten minutes to cross.

The bridge will collapse in seventeen minutes. How will they be able to cross the bridge before it collapses?

Asked by Neha on 01 Apr 2024


Which part of London exists in France as well ?

Asked by Neha on 17 Feb 2021

Three playing cards in a row. Can you name them with these clues? There is a two to the right of a king. A diamond will be found to the left of a spade. An ace is to the left of a heart. A heart is to the left of a spade. Now, identify all three cards.

Asked by Neha on 17 May 2021


There is one thing that goes round the house and also inside the house but never even share a brief touch. What is it?

Asked by Neha on 28 May 2021

Baseball bat and ball cost $100. If the bat cost $99 more than the ball, what is the cost of each?

Asked by Neha on 23 May 2021

What do you see in the given picture?

Are you Intelligent ?

Asked by Neha on 17 May 2021


I have no life, but I can die. What am I?

Asked by Neha on 24 Aug 2025

I am a type of food that is often found in the fridge and can be white in colour. What I am?
Hint 1: I am a dairy product.
Hint 2: You can spread me on the bread.

Asked by Neha on 30 Sep 2025

A police officer was passing by when he saw a guy hiding. He walked up to him and genially asked, "What is your name?"

"Shut up!" the boy responded.

"Where are your manners?" asked the outraged police officer.

"Up that tree," said the boy discourteously, directing to a neighbouring tree.

You're looking for trouble, aren't you?" said the police officer.

"No, trouble is looking for me!" the boy answered solemnly.

Why is the boy behaving like this?

Asked by Neha on 10 May 2026


Two old friends, Jack and Jill, meet after a long time, and discussing as:

Jack: Hey, how are you, man?

Bill: Not bad, got married and I have three kids now.

Jack: That's awesome. How old are they?

Bill: The product of their ages is 72 and the sum of their ages is the same as your birth date.

Jack: Cool..But I still don't know.

Bill: My eldest kid just started taking piano lessons.

Jack: Oh, now I get it.

How old are Bill's kids?

Asked by Neha on 23 Dec 2020

Hot Articles

Amazing Facts

Jigsaw puzzles

Jigsaw puzzles soared in popularity during the great depression, as they provided a cheap, long-lasting, recyclable form of entertainment.