Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

There was a kingdom in which the king had no heir to take over his thrown. Even the queen was dead and he himself was on the verge of dying. He thought about it and then summoned all of the teenagers. He gave one seed each to all of them and asked them to grow the plant. He announced that the one with the most beautiful plant will become the king/queen of the empire after the death of the king.

After a month, all of them were called. The king looked at all of the plants but announced the girl with an empty pot as the queen of the empire. Why?

Asked by Neha on 24 Sep 2024


In a town, there are four houses located at different distances from each other. Following are the distances:

The third house is 60 meters apart from the first house.
The fourth house is 40 meters apart from the second house.
The third house is 10 meters nearer to the fourth house than it is to the second house.

Can you find out the distance between the fourth and the first house?

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A girl is twice as old as her brother and half as old as her father. In 50 years, her brother will be half as old as his father. How old is the daughter now?

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The ages of a father and son add up to 66.
The father's age is the son's age reversed.
How old could they be?
(3 possible solutions).

Asked by Neha on 17 May 2021

If,
29 - 1 = 30
9 - 1 = 10
14 - 1 = 15

Based on similar logic, Can you prove that the below algebraic equation is true?
11 - 1 = 10 ?

Asked by Neha on 04 Jan 2025

In four steps you need to move the word 'cold' From 'warm' by replacing one alphabet at a time such that every word formed at each step is acceptable in English Dictionary.

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You board a train. The train will have to enter a tunnel soon. You are claustrophobic. Which place is the best for you to sit?

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On her drawing table, Sayna lit 12 coloured candles. A few seconds later she blew two candles off.

How many candles Sayna have at the end?

Light the Candles

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Count the number of squares in the picture below.

Count The Magic Squares

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There are people and strange monkeys on this island, and you can not tell who is who (Edit: until you understand what they said - see below). They speak either only the truth or only lies.
Who are the following two guys?
A: B is a lying monkey. I am human.
B: A is telling the truth.

Asked by Neha on 16 Jun 2023

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Amazing Facts

Out of the Box

The phrase “thinking outside the box” was popularised from the solution to a topographical puzzle involving 9 dots in a box shape.