Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A detective visits his friend John just to discover that John's neighbour Dr Jacob was murdered. Dr Jacob, who is a mathematician wrote the murderer's name in a code word "Hcqtfz". There were five suspects
1. Ajit
2. Pankaj
3. Ganpat
4. Deenu
5. Hariya

The Detective was instantly able to find the murderer.
Can you?

Asked by Neha on 06 Jan 2026


Henry has been caught stealing cattle and is brought into town for justice. The judge is his ex-wife Gretchen, who wants to show him some sympathy, but the law calls for two shots to be taken at Henry from close range. To make things a little better for Henry, Gretchen tells him she will place two bullets into a six-chambered revolver in successive order. She will spin the chamber, close it, and take one shot. If Henry is still alive, she will then either take another shot, or spin the chamber again before shooting.

Henry is a bit incredulous that his ex-wife would carry out the punishment, and a bit sad that she was always such a rule follower. He steels himself as Gretchen loads the chambers, spins the revolver, and pulls the trigger. Whew! It was blank. Then Gretchen asks, 'Do you want me to pull the trigger again, or should I spin the chamber a second time before pulling the trigger?'

What should Henry choose?

Asked by Neha on 16 Mar 2026

Tell me the Hindi name of a Vegetable which if we remove 1st word will become a precious Stone and by removing the last word it will become a sweet eatable.

Asked by Neha on 16 Apr 2025


There was once a troop of 5 elves. The 5 elves were very dedicated on finding the magical treasure of 1000 coins. However, being elves, they were super geniuses, very greedy and they did not hesitate in taking lives of other elves. The 5 elves were named Aye, Bee, Cee, Dee and Ee, ranked from high to low respectively, from Aye to Ee. One fine day, their efforts brought results and they found 1000 coins. Now they had to split it in between them as per their ranks. The lowest ranked elf has to make the proposal. If the proposal is accepted by majority, it is agreed, or the suggesting elf is killed.

What proposal should elf Ee make ?

Asked by Neha on 14 Dec 2025

Find The Next Number in this series.
1, 2, 6, 42, 1806 ?

Asked by Neha on 10 Jan 2025

You know three triplets: Frank John and Wayne (need to return your money). Frank always tells the truth while John and Wayne always lie. You meet one of them on the road and can ask him a three-word question.
Which question, will you ask?

Asked by Neha on 21 Mar 2023


Why are all black people so quick ?

Asked by Neha on 05 Jan 2021

On a certain day, John celebrated his birthday. Two days later, his older twin brother Jacob celebrated his birthday.

Is this even possible? How can it be?

Asked by Neha on 19 Jan 2021

One night, a man runs away from home. He turns left and keeps running. After some time he turns left again and keeps running. Later, he turns left one more time and runs back home—but when he gets home, he finds a man in a mask. Who was the man in the mask?

Asked by Neha on 31 May 2025


Today, I celebrated my 32nd birthday but I was born in 1972.
How is this possible?

Asked by Neha on 01 May 2025

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There is a cryptic organization called Cicada 3301 that posts challenging puzzles online, possibly to recruit codebreakers and linguists.