Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A shepherd had 18 sheep, out of which, all but ten died.

Can you tell us how many sheep was he left with?

Asked by Neha on 10 Mar 2024


A new clothing store has a unique method of pricing items. A vest costs $20, a tie costs $15, a blouse costs $30, and underwear costs $45. How much would pants cost?

Asked by Neha on 22 Oct 2025

There are four people in a house. A fireman, an athlete, an old woman, and a drunk guy. The house catches fire and before the fact is known, it is too late. All they know is that the entire house is in flames and it will collapse exactly after twelve minutes. Now they can move out of the house but for that, they will have to pass the hallway which is entirely blazing with flames. Thus to move, one must carry a fire extinguisher to keep the flames away. Seeking the burnt wooden floor, only two people can run through that hallway at one time. But for others to go, one must return back with the fire extinguisher. The fireman is trained for such tasks and can run through the hallway in a minute. The athlete can make it in a couple of minutes. The old woman can run slowly and will cover the hallway in four minutes. The drunk guy will take five minutes to run through it. If all of them can make it through the hallway in twelve minutes, all of them will be saved. When two move together, they will run at the speed of the slower ones.

How will all four of them manage to run to safety?

Asked by Neha on 02 Jun 2023


If a wheel has 54 spokes, how many spaces are there between the spokes?

Asked by Neha on 27 Sep 2021

A tourist visits a small town for his research. While in the town, he decides to get a haircut. Since the town is quite small, there are only two barbers in the town � one on the North Street and one on the South Street. The barbershop on the North Street is a mess and the barber has a weird and pathetic haircut. While the barbershop at the South Street is pretty tidy and the barber as well has an impressive haircut.

Which barbershop will the tourist visit for his haircut and why?

Famous Barber Haircut Riddle

Asked by Neha on 23 Jul 2024

A Japanese ship is sailing in the Indian Ocean. The captain of the ship feels tired and decides to take shower to be rejuvenated. He goes to take the shower after keeping his diamond-studded Rolex watch and gold chain on the table.
When he comes back after 15 minutes, he finds them missing. There are 4 crew members on the ship and he calls them one by one to ask them what they were doing in that duration.

Following are the answers:
1. Crew 'A' who is the cook replies that he was cooking mutton for the crew members.
2. Crew 'B' who is a housekeeper tells that he was sleeping in his room.
3. Crew 'C' who is the engineer says that he was checking on the generator.
4. Crew 'D' who is another housekeeper says that he was correcting the hoisted flag that was put upside down.

It took only a couple of seconds for the captain to find the thief. Can you find the thief too?

Asked by Neha on 03 Jan 2024


A man is approaching a broad and barren land. He has a package with him. If somehow, he is unable to open the package before reaching the land, he will die.

Can you guess what is present in the package?

Asked by Neha on 17 May 2025

There are a number of books on a shelf. If one book is the 4th from the left and 6th from the right, how many books are on the shelf?

Asked by Neha on 28 Sep 2021

The great emperor Akbar once ruled India. He was well known for his intelligence. But along with that, he was known for the Nine Gems in his court. One of the nine gems was Birbal, a quick witted and extremely intelligent man. The stories of his wit were widely popular.

Once a king ruling in a distant land heard of Birbal. To check his wit, he sent an invitation and called him to visit his land. Akbar allowed Birbal to go and he took off on the journey.

Upon reaching that kings kingdom, he was welcomed with flowers. He was then escorted to the palace of the king. Upon entering the palace, Birbal found that there were six people sitting in front of him adorning the same robe. They were also lookalike and it was hard to judge who the real king was.

After a couple of minutes, Birbal approached one of them and bowed in front of him greeting him.

That was the real king. How did Birbal know who was the real king ?

Asked by Neha on 10 May 2021


Take 9 from 6, 10 from 9, 50 from 40, and leave 6.

How Come ??

Asked by Neha on 08 Mar 2023

Hot Articles

Amazing Facts

Rubik’s Cube

The inventor of the Rubik’s Cube didn’t realize he’d built a puzzle until he scrambled it the first time and tried to restore it.