Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

In a jungle where there are no street lights or any other artificial source of lights, I notice a black snake crossing the road.
How did I get sight of the snake?

Asked by Neha on 15 Oct 2023


Once upon a time, there was a bus conductor who was extremely rude to all the passengers. On a certain day, a young and charming lady tried boarding the bus. But he did not stop the bus. As a result, the girl came under the bus and was killed. The agitated passengers took the conductor to the police station. The police took him to the court for trial. In the court, the judge gave him death sentence.

He is then taken to the electrocution chamber. In that room, there is a chair in the center of the room and a banana peel lies just behind the chair. The conductor is strapped to that chair and is being exposed to a high voltage current. But to everyone�s surprise, he is able to survive through the current that is enough to kill two people at once. The judge decides that it is a miracle and sets the conductor free.

The conductor then returns back to his profession. After a few months, a middle aged lady tries to board the bus. The conductor does not stop the bus and as a result the lady gets run over by the bus which kills her on the spot. The agitated passengers take him to the police. The police takes him to the court for the trial. In the court, the judge decides for capital punishment for the conductor.

The conductor is taken to the electrocution chamber again. In that chamber, there is a chair in the middle of the room and a banana peel lies behind the chair. He is strapped to the chair and exposed to a high voltage. To everyone�s surprise, he survives again. Thus, the judge sets him free.

The conductor returns back to his profession. After a few months. An old lady tries to board the bus. The bus conductor after remembering his previous actions, stops the bus. But unfortunately, the old lady slips while climbing up the bus and dies due to his injuries. The passengers take him to the police again. The police takes him back to the court. Though the judge knows that he is not guilty, he sentences him to death knowing his previous record.

The conductor is taken to the electrocution chamber again. He is strapped to the chair in the center of the room behind which, there is a banana peel. He is exposed to the current and this time he is killed instantly.

Why did he die this time and not the previous times?

Long Funny Riddle

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A man was just doing his job when his suit was torn. Why did he die three minutes later?

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Can you guess what is present in the package?

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Which of the below owl is odd one out?

Find the odd

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He runs but never walks. Murmurs, but never talks. Has a bed, but never sleeps. And has a mouth, but never eats?

Asked by Neha on 24 Jul 2025


Distances from you to certain cities are written below.

BERLIN 200 miles

PARIS 300 miles

ROME 400 milesAMSTERDAM 300 miles

CARDIFF ??? miles

How far should it be to Cardiff ?

Asked by Neha on 25 Feb 2021

Chhote se Chintu Miyan,
Lambi si Pooch.
Jahan Jaye Chintu Miyan,
Wahan Jaye Pooch.

छोटे से चींटू मियाँ,
लंबी सी पूंछ।
जहाँ जाये चींटू मियाँ,
वहाँ जाये पूंछ।

Bolo kya?

Asked by Neha on 14 May 2021

There are two words one resembles the "state of rest" and the other is related to "writing/reading material".

Can you name these two words which also sound similar?

Asked by Neha on 21 May 2024


How can you spell "White of an egg" in one word?
Hint: I know you can spell coke, poke, and joke.

Asked by Neha on 14 Apr 2025

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Amazing Facts

Gamers

In 2011, people playing Foldit, an online puzzle game about protein folding, resolved the structure of an enzyme that causes an Aids-like disease in monkeys. Researchers had been working on the problem for 13 years. The gamers solved it in three weeks.