Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

What's the next in the series?

H, Be, F, S, Mn, Kr, In, Gd, Tl, ?

Asked by Neha on 17 Oct 2023


A chess tournament is taking place on knock-out terms (the one who loses the match is out of the game).
(a) If 10 matches are played in total, how many players participated?
(b) If 20 players took part in the tournament, how many matches were played?

Asked by Neha on 10 Feb 2025

Birbal was jester, counsellor, and fool to the great Moghul emperor, Akbar.
The villagers loved to talk of Birbal's wisdom and cleverness,
and the emperor loved to try to outsmart him.
One day Akbar (emperor) drew a line across the floor.
"Birbal," he ordered, "you must make this line shorter, but you cannot erase any bit of it."
Everyone present thought the emperor had finally outsmarted Birbal.
It was clearly an impossible task.
Yet within moments the emperor and everyone else present had to agree that Birbal had made the line shorter without erasing any of it.
How could this be?

Asked by Neha on 17 May 2021


Once upon a time, there was a bus conductor who was extremely rude to all the passengers. On a certain day, a young and charming lady tried boarding the bus. But he did not stop the bus. As a result, the girl came under the bus and was killed. The agitated passengers took the conductor to the police station. The police took him to the court for trial. In the court, the judge gave him death sentence.

He is then taken to the electrocution chamber. In that room, there is a chair in the center of the room and a banana peel lies just behind the chair. The conductor is strapped to that chair and is being exposed to a high voltage current. But to everyone�s surprise, he is able to survive through the current that is enough to kill two people at once. The judge decides that it is a miracle and sets the conductor free.

The conductor then returns back to his profession. After a few months, a middle aged lady tries to board the bus. The conductor does not stop the bus and as a result the lady gets run over by the bus which kills her on the spot. The agitated passengers take him to the police. The police takes him to the court for the trial. In the court, the judge decides for capital punishment for the conductor.

The conductor is taken to the electrocution chamber again. In that chamber, there is a chair in the middle of the room and a banana peel lies behind the chair. He is strapped to the chair and exposed to a high voltage. To everyone�s surprise, he survives again. Thus, the judge sets him free.

The conductor returns back to his profession. After a few months. An old lady tries to board the bus. The bus conductor after remembering his previous actions, stops the bus. But unfortunately, the old lady slips while climbing up the bus and dies due to his injuries. The passengers take him to the police again. The police takes him back to the court. Though the judge knows that he is not guilty, he sentences him to death knowing his previous record.

The conductor is taken to the electrocution chamber again. He is strapped to the chair in the center of the room behind which, there is a banana peel. He is exposed to the current and this time he is killed instantly.

Why did he die this time and not the previous times?

Long Funny Riddle

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You see a boat filled with people, yet there isn’t a single person on board. How is that possible?

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Always in you, Sometimes on you;

If I surround you, I can kill you.

What am I?

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The two towns are exactly 100 km apart. John leaves City A driving at 30 km/hr and Jacob leaves City B half an hour later driving at 60 km/hr. Who will be closer to City A when they meet?

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You need to move three matchsticks to form three squares. Can you do it?

MatchSticks Squares Riddle

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I am the black child of a white father, a wingless bird, flying even to the clouds of heaven. I give birth to tears of mourning in pupils that meet me, even though there is no cause for grief, and at once on my birth, I am dissolved into air. What am I?

Asked by Neha on 20 Apr 2023

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