Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

Which of the eight images will fill the missing image in the puzzle below?

Pure Logic for Ginious

Asked by Neha on 06 Jul 2026


A cricket has 6 legs, a squirrel has 4 legs and a spider has 8 legs.

In a local zoo, it was found that the total number of legs is 612. Also, there are equal number of each of the above animals/insects.

Can you find out how many animals are there in the zoo?

Asked by Neha on 06 Feb 2021

Can you find the odd one out from the below words ?

First Second Third Forth Fifth Sixth Seventh, Eighth Nine Ten Eleven Twelve.

Asked by Neha on 14 Apr 2023


How many pluses should we put between the digits of 987654321 to get a total of 99, and where?

Asked by Neha on 25 Sep 2021

Can you identify the direction in which this bus is moving; left or right?

Hint: The bus is moving on the roads of London.


Find Bus Direction

Asked by Neha on 17 May 2021

I guess 76.8% of readers will like this riddle.

What's the least number of people should read this post?

Asked by Neha on 28 May 2026


What number should come in place of the question mark below?

Logical Number in Center

Asked by Neha on 27 Aug 2024

What is the next number in the series?

15 29 56 108 208 ?

Asked by Neha on 27 Dec 2024

I welcome the day with a show of light, I stealthily came here in the night. I bathe the earthy stuff at dawn, But by noon, alas! I'm gone.

Asked by Neha on 21 Aug 2025


In the following picture, E is going to slide the object down and as per the terrain and the physics, the round object is going to travel all the way till the end. Now, can you analyze who all people will die when it happens?

Who All Dies

Asked by Neha on 21 Mar 2021

Hot Articles

Amazing Facts

Jigsaw puzzles

Jigsaw puzzles soared in popularity during the great depression, as they provided a cheap, long-lasting, recyclable form of entertainment.