Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A girl was sitting in her hotel room when she heard a knock on the door. She opened the door and found that a man was standing outside. The man said, "Oh! I am really sorry, I thought this was my room." He then walked through the corridor to the elevator. The girl did not know the man. She closed her door and called security asking them to apprehend the man. What made her suspicious of that man? He might have been genuinely mistaken.

Asked by Neha on 27 Jan 2024


A small town is visited by an ice-cream truck every day. On the first day of February, the truck visits as usual and 5 children, one from each of the first 5 houses on the street buys an ice cream that is of the different flavor from each other along with a completely different topping.

Go through the details below and find out which child lives in which house and bought which ice-cream flavor with which topping:

1. Jim lives between the child who bought the Raspberry topping and the child who bought mango ice cream.

2. Joyce, whose house has an even number, bought the cherry topping. Nancy does not live next to Joyce.

3. The blackcurrant ice cream had no topping.

4. The child who lives in house number 2 had the butterscotch ice cream. The child in house number 3 did not have chocolate ice cream.

5. Mike had banana ice cream. He hates banana cherry.

6. The child who had the cashew topping lives in house number 5. Dustin does not live in house number 4.

Please note that the odd numbered houses and the even numbered houses are located on the exactly opposite sides of the street.

Asked by Neha on 27 Jul 2021

Can you count the number of lines in the below picture?

Count The Number Of Lines

Asked by Neha on 27 Dec 2023


There are five people. One of them shot and killed one of the other five.
We know following clues:
1. Dan ran in the NY City Marathon yesterday with one of the innocent men.
2. Mike consider being a farmer before he moved to the city.
3. Jeff is a top notch computer consultant and wants to install Ben new computer next week.
4. The murderer had his leg amputated last month.
5. Ben met Jack for the first time six months ago.
6. Jack has been in seclusion since the crime.
7. Dan used to drink heavily.
8. Ben and Jeff built their last computers together.
9. The murderer is Jack's brother. They grew up together in Seattle.

Consider yourself to be a famous detective "Sherlock Homles", Can you find the killer?

Asked by Neha on 10 Dec 2024

What has lots of eyes, but can’t see?

Asked by Neha on 20 Feb 2022

Can you find the missing letter in the sequence?
S - T - I - L - ? - T - F - Y - C

Asked by Neha on 04 Oct 2025


An apple seller is hosting a competition. He offers 1000 apples and 10 boxes to the people who pass by. The challenge is to put those 1000 apples in the 10 boxes in such a manner that if he asks for any amount of apples, the person can directly give him the boxes or a combination of boxes. If the person can do it, he promises to give a thousand apples for free.

If you happen to pass by the apple seller, will you be able to win a thousand apples?

Asked by Neha on 10 Feb 2026

Replace the question mark with the correct number.

2 + 2= 4
3 + 3= 18
4 + 4= 48
5 + 5= ?

Asked by Neha on 15 Aug 2023

There is an exact a week gap between Christmas and New Year. Hence, It is obvious that the new year that comes right after Christmas comes on the same day of the week.

A Strange thing happened in the Year 1777. Christmas occurs on Wednesday and New Year on Monday. How is that possible?

Asked by Neha on 19 Dec 2025


Which Burger Is Different in below image?

Odd Man out

Asked by Neha on 09 Feb 2023

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