Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A dying old man wants to divide his entire land between his only two sons. Since his only wish is to treat them as equal as both of them have been too good to him, he wants to divide his land equally between them. The problem is that the land is significantly irregular in shape and thus there is no choice of cutting them into two equal halves.

Can you help him divide the land in a manner that both of his sons will be happy?

Asked by Neha on 20 Jun 2023


A 52% bias toss for head using the 51% tail bias coin was done to obtain a fair result.

Can you find how bias is the floor in this case?

Asked by Neha on 15 Feb 2023

A wife and her husband were driving in their car on the highway. All of a sudden, they ran out of gas. So the husband said to the wife, 'Now, you stay here. I will go down the highway to the nearest gas station, and it will be about 1 hour. Just listen to the radio and read some books, and remember to lock all the windows and doors. I will leave the keys with you.' So, off the husband went, and the wife first locked ALL the windows and doors. Next, she turned on the radio, and this is what she heard on the news report:
'THERE IS A MURDERER ON THE LOOSE. HE WAS LAST SEEN ON THE HIGHWAY, WEARING ALL BLACK, ABOUT 5 FOOT 11 INCHES. PLEASE, BE AWARE AND CONTACT THE POLICE IMMEDIATELY.' The wife got very scared. She turned off the radio and double-checked the locked doors. Then she saw the murderer, only a couple of feet away from the car. An hour later, the husband returned to his car. Inside the car, his wife was DEAD, she had been murdered. All the windows were still locked, and the doors. No windows were broken, and the car was in PERFECT condition. No scratches or anything, it was the same way as when he left it. How did the murderer kill the wife?

Asked by Neha on 13 Jul 2023


How many bricks does it take to complete a building that is 15 feet wide, 30 feet deep, and 12 feet tall made of brick?

Asked by Neha on 23 Feb 2024

Suppose you are sitting in an interview and the interviewee asks you an aptitude question.

You have three buckets with a capacity of 4 litres, 8 litres and 10 litres and you have a large tank of water. Now you have to measure 3 litres of water precisely using those buckets. How will you do it?

Asked by Neha on 04 May 2025

A Scientist was fifty years old in the year 2000 but he was forty years old in the year 2010. How can this be possible?

PS: It has a logical answer.

Asked by Neha on 20 Dec 2023


You can find some missing letters in the picture. By placing two particular letters in the spaces, you can form a nine lettered word beginning from one of the corners and going clockwise direction to the middle. Can you find out the letters and the word?

Make the Word

Asked by Neha on 06 Oct 2023

what does this below rebus represent identXQQQQQME

Rebus representation

Asked by Neha on 29 Jan 2025

What runs around the whole yard without moving?

Asked by Neha on 14 May 2021


Two guards were guarding the camp.Guard-1 was looking towards the south to make sure no threat is coming from the road.Guard-2 was looking at the north to make sure no threat is coming from the top. Suddenly Guard-1 ask the Guard-2 why he is smiling?How Guard-1 knows that Guard-2 is smiling?

Asked by Neha on 30 May 2023

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