Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

French Police inspects a room where there are no windows, no doors, no tables and is almost empty expect there is just a puddle of water. They found a dead man who obviously hung herself from the ceiling, but they are not able to figure out how this had happened.

John and Jacob entered the crime scene and easily able to solve the case.

How did the man die?

Asked by Neha on 09 Sep 2021


Pronounced as one letter,
And written with three,
Two letters there are,
And two only in me.
I am double, I am single,
I am black blue and grey,
I am read from both ends,
And the same either way.

Asked by Neha on 01 Oct 2024

A man was found murdered on Sunday morning. His wife immediately called the police. The police questioned the wife and staff and got these alibis: The Wife said she was sleeping. The Cook was cooking breakfast. The Gardener was picking vegetables. The Maid was getting the mail. The Butler was cleaning the closet. The police instantly arrested the murderer. Who did it and how did they know?

Asked by Neha on 17 May 2021


A man was going to bleach his socks because they had gotten muddy the day before. As he was pouring the bleach into the washing machine, he spilt some on the floor. He got some cleaning fluid and mopped it up with a rag. Minutes later he was dead. What killed him?

Asked by Neha on 09 Feb 2024

Bopanna was working on a murder case when he received a message about the location of the murder weapon.
The message was encrypted as below.

"deb mitciv eht edisni neddih si nopaew redrum ehT"

Tell me the location of the murder weapon.

Asked by Neha on 04 Jan 2026

Look at the below sequence of letters and tell us what the next letter should be:

O T T F F S S ?

Asked by Neha on 02 Jan 2024


Guess the hidden movie name?

Guess Movie Rebus

Asked by Neha on 12 Mar 2026

what does the below rebus means?

Funny Love

Asked by Neha on 31 Aug 2023

The king of Octopuses has servants who have six, seven or eight legs. The distinguishing characteristics of the servants is that the one with seven legs always lie but the one with either six or eight legs speak the truth always.

One day, four servants meet and converse:

The black one says, 'We have 28 legs altogether.'

The green one says, 'We have 27 legs altogether.'

The yellow one says, 'We have 26 legs altogether.'

The red one says, 'We have 25 legs altogether.'


Can you identify the colour of the servant who is speaking the truth?

Servants with multiple legs

Asked by Neha on 09 Apr 2021


A large water tank has two inlet pipes (a large one and a small one) and one outlet pipe. It takes 3 hours to fill the tank with the large inlet pipe. On the other hand, it takes 6 hours to fill the tank with the small inlet pipe. The outlet pipe allows the full tank to be emptied in 9 hours.

What fraction of the tank (initially empty) will be filled in 0.64 hours if all three pipes are in operation? Give your answer to two decimal places (e.g., 0.25, 0.5, or 0.75).

Asked by Neha on 08 Jan 2026

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Amazing Facts

Jigsaw puzzles

Jigsaw puzzles soared in popularity during the great depression, as they provided a cheap, long-lasting, recyclable form of entertainment.