Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

One fine day, an intellectual man came to the emperor's court with the aim of testing Birbal's wittiness. In order to do this, he challenged Birbal to answer his question and hence prove that he was as intelligent and witty as he was said to be.
He asked Birbal, Do you want me to ask one difficult question or a hundred easy ones?
Since both Akbar and Birbal had had a tough day and were eager to leave, Birbal hastily told the intellectual to ask him a single difficult question.
Intellectual: OK. Tell me what came first into the world, the egg or the chicken?
Of course, the chicken, Birbal replied with a smile.
This time with a note of victory in his voice, the intellectual asked Birbal, How will you demonstrate that?
What did Birbal say?

Asked by Neha on 17 May 2021


A man is walking down a road with a basket of eggs. As he
is walking he meets someone who buys one-half of his eggs
plus one-half of an egg.
He walks a little further and meets another person who buys
one-half of his eggs plus one-half of an egg.
After proceeding further he meets another person who buys
one-half of his eggs plus one half an egg. At this point, he
has sold all of his eggs, and he never broke an egg.
How many eggs did the man have to start with?

Asked by Neha on 06 Dec 2023

Chocolate costs 6 rupees and a Toy costs 5 rupees. If you have 32 rupees in total, how many chocolates and how many Toys can be purchased with that amount?

Asked by Neha on 02 Mar 2025


In the given picture, in how many ways can you read the word "Tiger"?

Read Word Tiger

Asked by Neha on 21 May 2023

These types of puzzles are known as charades. What you have to do is find two words that are referred to in the first stanza and the second stanza and put them together to form the third word in the third stanza.

Just for example, if my first refers to 'off' and my second refers to 'ice', then my whole will be office.

My first is present - future's past -
A time in which your lot is cast.

My second is my first of space
Defining people's present place.

My whole describes a lack of site -
A place without length, breadth, or height.

Asked by Neha on 08 Feb 2026

A mathematician couple was having a Frappuccino in Starbucks sitting opposite to each other. Suddenly the guy noticed the text written on the paper in front of them and exclaimed that it was wrong. The girl denied it and said it is appropriate. Both are correct. What is written on the paper?

Asked by Neha on 11 Jul 2023


Henry has been caught stealing cattle and is brought into town for justice. The judge is his ex-wife Gretchen, who wants to show him some sympathy, but the law calls for two shots to be taken at Henry from close range. To make things a little better for Henry, Gretchen tells him she will place two bullets into a six-chambered revolver in successive order. She will spin the chamber, close it, and take one shot. If Henry is still alive, she will then either take another shot, or spin the chamber again before shooting.

Henry is a bit incredulous that his ex-wife would carry out the punishment, and a bit sad that she was always such a rule follower. He steels himself as Gretchen loads the chambers, spins the revolver, and pulls the trigger. Whew! It was blank. Then Gretchen asks, 'Do you want me to pull the trigger again, or should I spin the chamber a second time before pulling the trigger?'

What should Henry choose?

Asked by Neha on 16 Mar 2026

In the following picture, E is going to slide the object down and as per the terrain and the physics, the round object is going to travel all the way till the end. Now, can you analyze who all people will die when it happens?

Who All Dies

Asked by Neha on 21 Mar 2021

John and Jill are madly in love with each other. To remind Jill of his pure love, John wants to send her a ring by post but in their country where burglary is quite prominent, any package that is not locked comes under the risk of being stolen for the contents.

John and Jill possess many padlocks but neither one of them has the other key.

Can you find a way John can send the ring to Jill safely?

Asked by Neha on 03 Dec 2025


A train leaves from point A for point B at 80 mph. After half an hour, another train leaves from point B for point A at 60 mph.

Which of the trains will be farther from point A when they meet ?

Asked by Neha on 23 Jan 2021

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Amazing Facts

Word ladder puzzle

The word ladder puzzle was invented by Lewis Carroll, author of Alice’s Adventures in Wonderland.