Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A boy collects white seashells from the sea and brings them home every night. When he has enough of them, he decides to sell them to a trader.

The trader is ready to buy the shells and he asks the boy about the quantity. At this, the boy starts calculating. He has a giant box that contains 3 mini boxes. Two of them have another mini box inside. If the giant box can hold 50 shells, how many brown shells can he sell to the trader?

Asked by Neha on 25 Jun 2023


Teacher ask the student

'Why are you standing on that chair in music class ?'.

what did student replied ?

Asked by Neha on 10 Jan 2021

As shown in the picture below, we can see a boy hanging on the tree branch to save his life. There are various ways in which he can die like1. A snake hanging toward the right waiting to bite the boy.2. A roaring Lion near the tree.3. Two crocodiles are ready to attack if the boy reaches near water. The tree is chopped to some extent, so can fall as if he moves a lot. Can you give this boy an escape plan?

The Escape Plan

Asked by Neha on 06 Jul 2023


Rumel, A detective who was mere days from cracking an international smuggling ring has suddenly gone missing. While inspecting his last-known location, you find a note:

710 57735 34 5508 51 7718

Currently, there are 3 suspects: Bill, John, and Todd. Can you break the detective's code and find the criminal's name?

Crack the Detective Code

Asked by Neha on 15 Mar 2021

Imagine a box with two cogwheels, one big with 24 teeth and one small with 8 teeth. The big one is firmly attached to the center of the box which means it does not turn or move while the small one rotates around the big one.

How many times do you think that the smaller wheel will turn compared to the box when it turns once around the big one?

Magical Wheels

Asked by Neha on 22 Sep 2024

What has six faces, but does not wear makeup, has twenty-one eyes, but cannot see?

Asked by Neha on 14 Sep 2021


A high school has a strange principal. On the first day, he has his students perform an odd opening day ceremony:

There are one thousand lockers and one thousand students in the school. The principal asks the first student to go to every locker and open it. Then he has the second student go to every second locker and close it. The third goes to every third locker and, if it is closed, he opens it, and if it is open, he closes it. The fourth student does this to every fourth locker, and so on. After the process is completed with the thousandth student, how many lockers are open?

Principal in the School

Asked by Neha on 05 Mar 2021

Replace the (?) with the correct mathematical signs to make the expression equal to 59.

18 ? 12 ? 4 ? 5 = 59

Asked by Neha on 06 Mar 2024

I add 5 to 9 and get 2. The answer is correct, so what am I?

Asked by Neha on 04 Aug 2025


John asked Jack, "The time right now is 7 pm. Can you tell me what will be the time 23, 999, 995 hours later ?"

While Bella does not know the answer, do you ?

Asked by Neha on 22 Jun 2021

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Challenging

There is a cryptic organization called Cicada 3301 that posts challenging puzzles online, possibly to recruit codebreakers and linguists.