Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

John is found dead in his office at his desk. The police have narrowed the suspects down to three people: Mrs. Jacob, John’s wife Hena and his business partner Jason . All three visited John on the day of his murder, but all three provide the police with stories of explanation as to the reason for their visit.
Police found John with his wrist watch still on his right arm, a torn up picture of his wife laying on the floor beside the trash can, and an ink pen in his right hand. On the desk, the police found a name plate, a telephone that was off the hook, and a personal calendar turned to the July 5th page with 7B91011 written on it. After examining this evidence, the police knew their suspect. Who was it ?

Asked by Neha on 11 Sep 2021


Sachin bought a car with a strange 5 digit numbered plate.The water image of the number is 78633 more than my car number. All the digits of car number are distinct.

What is the original number on number plate?

Car Number Riddle

Asked by Neha on 13 Mar 2021

A train full of passengers goes through a tunnel. When the train comes out from the other end, there is no single person on the train.

How did it happen?

Asked by Neha on 26 Dec 2025


A man is sitting in a bar when a rich man sits next to him. He turns to the rich man and says, “Did you know I know almost every song that has ever existed?”

The rich man laughs. The man then says, “I bet you all the money you have in your wallet that I can sing a genuine song with a lady’s name of your choice in it. The rich man laughs again and says, “OK, how about my daughter’s name, Jamie Armstrong-Miller?” Minutes later, the man collects his cash and the rich man goes home cashless. What song did the man sing?

Asked by Neha on 28 Jun 2025

Replace the question mark with the correct number below.

Tree Problem

Asked by Neha on 19 Mar 2024

I am a type of food that is often found in the fridge and can be white in colour. What I am?
Hint 1: I am a dairy product.
Hint 2: You can spread me on the bread.

Asked by Neha on 30 Sep 2025


A cat, a dog and a monkey were stolen. 3 suspects got caught: Harish, Manoj and Tarun. All we know is each person stole one animal, but we do not know who stole which. Here are the investigation statements. Harish said: Tarun stole the cat. Manoj said: Tarun stole the dog. Tarun said: They both were lying. I did not steal the cat or the dog. Later on, the police found out the man who stole the monkey told a lie. The man who stole the cat told the truth. Can you find out who stole which?

Asked by Neha on 05 Nov 2023

John, Jack and Jill are in a desert. John doesn't like Jill and hence decides to murder him. He poisons the water supply of Jill. Since it is a desert area, Jill must drink or he will die of thirst.

Jack does not know of the actions of John and also decides to murder Jill. To succeed in his ill motives, he removes the water supply of Jill so he dies of thirst.

Jill dies due to thirst. Who murdered Jill?

Asked by Neha on 08 Aug 2023

If 2 workers can complete painting 2 walls in exactly 2 hours.

How many workers would be needed to paint 18 walls in 6 hours?

Asked by Neha on 09 Feb 2026


A newspaper is supposed to have 60 pages, but pages 24 and 41 are missing.
Which other pages won't be there?

Asked by Neha on 12 Apr 2024

Hot Articles

Amazing Facts

Out of the Box

The phrase “thinking outside the box” was popularised from the solution to a topographical puzzle involving 9 dots in a box shape.