Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

There are hundred red gems and hundred blue gems. The blue gems are priceless while the red gems equal wastage. You have two sacks one labeled Heads and the other Tails. You have to distribute the gems as you want in the two sacks. Then a coin will be flipped and you will be asked to pick up a gem randomly from the corresponding sacks.

How will you distribute the gems between the sacks so that the odds of picking a Blue gem are maximum?

Asked by Neha on 29 May 2023


A girl was sitting in her hotel room when she heard a knock on the door. She opened the door and found that a man was standing outside. The man said, "Oh! I am really sorry, I thought this was my room." He then walked through the corridor to the elevator. The girl did not know the man. She closed her door and called security asking them to apprehend the man. What made her suspicious of that man? He might have been genuinely mistaken.

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Why blonde cannot dial 911?

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Sherlock breaks into a crime scene. The victim is the owner who is slumped dead on a chair and have a bullet hole in his head. A gun lies on the floor and a cassette recorder is found on the table. On pressing the play button, Sherlock hears the message 'I have committed sins in my life and now I offer my soul to the great Lord' and followed a gunshot Sherlock smiles and informed the police that's its a murder.

Why did he think so?

Murder Mystery with Sherlock Riddle

Asked by Neha on 01 May 2021

If two fifty-foot ropes are suspended from a forty-foot ceiling that is twenty feet apart, how much rope will you be able to steal if you have a knife?

Rope can be stolen

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A new clothing store has a unique method of pricing items. A vest costs $20, a tie costs $15, a blouse costs $30, and underwear costs $45. How much would pants cost?

Asked by Neha on 22 Oct 2025


I got a bee but no honey.
got an eye but am still blind.
got a sea but no water.
got a tea but no coffee.
got a why but no answer.

What Am I?

Asked by Neha on 20 Mar 2024

What can you catch but never throw?

Asked by Neha on 14 May 2021

There were five men at church, and it started raining while they were outside. The four that ran still got wet, but the one that was still stayed completely dry. Why did he stay dry?

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What Adam and Eve do not have but the rest of the people have?

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Amazing Facts

Word ladder puzzle

The word ladder puzzle was invented by Lewis Carroll, author of Alice’s Adventures in Wonderland.