You have 10 balls with you. A friend of yours out of nowhere asks you to place those ten balls in five lines such that each of the lines has exactly 4 balls on them. He needs to check your intelligence. Prove him by doing the task.
A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".
Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.
What did miser man reply to the bank loan officer?.