What has 13 hearts but no other organs?

Count The number of F's in the paragraph below:

"FINISHED FILES ARE THE RESULT OF YEARS OF SCIENTIFIC STUDY COMBINED WITH THE EXPERIENCE OF YEARS"

I have a mouth but I don't eat.
I have a bank but have no money.
I have a bed but i dont sleep.
I wave but have no hands.

Who Am I ?

Can you decipher these quotes by Albert Einstein?
Blf xzm mvevi hloev z kilyovn lm gsv ovevo lm dsrxs rg dzh xivzgvw.

Known by all without exception, Forever here, for your protection, Sometimes strong, sometimes weak, Right after the night I come - hot and chic. And while millions of miles away, I always get to you, I find my way. No life around could do without me, Can you guess what I might be?

A game is being played where eight players can last for thirty-five minutes. Six substitutes alternate with each player in this game. Thus, all players are on the pitch for the same amount of time including the substitutes.

For how long is each player on the pitch?

I can sizzle like bacon,
I am made with an egg,
I have plenty of backbone, but lack a good leg,
I peel layers like onions, but still remain whole,
I can be long, like a flagpole, yet fit in a hole.

By removing one matchstick and adding one matchstick, can you convert the word "ZOO" to an animal name?

I am under you when I am whole.
I shift above you if you remove the first letter.
I come all around you if you remove the second as well.

Can you tell me who I am?

Manish and Manoj play 5 games of chess.
Both Manish and Manoj win the exact same number of games. There is no tie at all.

How?