You see a boat filled with people, yet there isn’t a single person on board. How is that possible?

In four steps you need to move the word 'cold' From 'warm' by replacing one alphabet at a time such that every word formed at each step is acceptable in English Dictionary.

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

what's the probability of getting a king or a queen from a pack of 52 cards?

Dwayne Johnson was running away with the loot from a heist in his car along with Vin Diesel. One tire was punctured and he dropped down to replace it. While changing the wheel, he dropped the four nuts that were holding the wheel and they fell into a drain. Vin Diesel gave him an idea using which they were able to drive till the rendezvous point.

What was the idea ?

To attend world science seminar, A famous chemist from Mexico visit
London. In the lab, the scientist was killed and his six assistants were under suspicion of killing the chemist.
Name of six assistants: Austin, Wayne, Dege, Oscaru, Lingard, and Rojo.
He left a note "76-20-44 79-16-22-7"

A local detective Jack was called to solve the case,

After reading the note, Jack instantly asked the police to arrest the murderers.

Who are the murderers?

There was once a college that offered a class on probability applied to the real world. The class was relatively easy, but there was a catch. There were no homework assignments or tests, but there was a final exam that would have only one question on it. When everyone received the test paper it was a blank sheet of paper with a solitary question on it: 'What is the risk?'.Most students were able to pass, but only one student received 100% for the class! Even stranger was that he only wrote down one word!
What did he write?

Give it food and it will live; give it water and it will die.

2 ladies and 2 girls need to cross a river in a boat big enough for 1 LADY or 2 girls. How do they do it?

Solve the alphametic puzzle by replacing the alphabet with the number.

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