I make two people out of one. What am I?

Okay before we begin with the puzzle, do keep in mind that you have to answer it quickly.

You are participating in a car race. Seeking the perfect moment, you overtake the second person in the race. What positions are you in now?

A person is found murdered in his Chamber. When the crime scene is investigated, the Investigator find out that there is a calendar on which the victim has written a few numbers with his blood. The numbers are 4, 11, 11 and 4.

There are four suspects in the murder, John, Jacob, Anna and Lee. Can you find out who is the murderer?

Two in a corner, one in a room, zero in a house, but one in a shelter. What is it?

At my favorite fruit stand,
an orange costs 18,
a pineapple costs 27,
and a grape costs 15.
Using the same logic, can you tell how much a mango costs?

Railroad Crossing, look out for the cars. Can you spell that, without any R's ?

One absent-minded ancient philosopher forgot to wind up his only clock in the house. He had no radio, TV, telephone, internet, or any other means for telling time. So he travelled on foot to his friend's place a few miles down the straight desert road. He stayed at his friend's house for the night and when he came back home, he knew how to set his clock. How did he know?

I am not a bull but I have horns.
I am not an ass but I have a pack saddle.
Wherever I go, I leave silver behind me.

Who am I?

Can you identify the hidden rebus in the image below?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.