What does this below rebus puzzle mean?

The current time can be represented by below textual rebus.

0
=========
B.Sc
LLB

Can you tell us the current time?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

What does man love more than life, and hate more than death or mortal strife; that which satisfied men want; the poor have, and the rich require; the miser spends, the spendthrift saves, and all men carry to their graves?

One of the leprechaun is missing if you see the two pictures attached to this question. Where did he go? When he comes back, do you know where has he been?

2 ladies and 2 girls need to cross a river in a boat big enough for 1 LADY or 2 girls. How do they do it?

Can you place six matchsticks in a manner that each of the matchsticks is in touch with the other five matchsticks?

You are on a Boat in the mid of a river. You have two cigarettes with you. One of these two you have to light, how will you light the cigarette?

A rain drop fell from one leaf to another leaf and lost 1/4th of its volume. It then fell to another leaf and lost 1/5th of the volume. It again fell on another leaf and lost 1/5th of the volume.



This process kept repeating till it fell on the last leaf losing 1/75th of its volume.



Can you calculate the total percentage of loss from the initial volume when the drop has fallen to the last leaf accurate up to two decimal places?

A man has eighty-one cows ( numbered 1,2,3...81 as such). The beauty is that cow no. 1 gives 1ltr of milk, cow no. 2 gives 2ltrs of milk and so on. The man wants to equally distribute the cows among his nine sons so that each one of them gets the same quantity of milk.