Spot the cat in the picture below

Who can jump higher than a Mountain?

Decode below rebus
D
N
A
T
S , D

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

My first is in chocolate but not in ham. My second is in cake and also in jam. My third at tea time is easily found. Altogether, this is a friend who is often around. What is it?

Below, you can see some coding:
January = 1017
February = 628
March = 1335
April = 145
May = 1353
June = 1064
July = 1074
August = 186

Now deciphering the way it has been coded, can you find out how September will be coded?

A and B have a certain number of chocolates with them. If B gives one chocolate to A, they will have an equal number of chocolates. But if A gives one chocolate to B, then A will be left with half the number of chocolates that B has.

Can you find out the number of chocolates they have right now?

Use only one mathematical symbol and all numbers (0-9) to get a sum of 99

A clock loses 10 minutes each hour. If the clock is set correctly at noon, what time is it when it reads 3 PM?

The answer I give is yes, but what I mean is no. What was the question?