I have branches, but no fruit, trunk or leaves. What am I?

There are 20 people in an empty, square room. Each person has full sight of the entire room and everyone in it without turning his head or body, or moving in any way (other than the eyes). Where can you place an apple so that all but one person can see it?

The answer I give is yes, but what I mean is no. What was the question?

There are 2 sand hourglasses.

The small one can measure 5 hours and the large one can measure 7 hours.

How can we measure 16 hours with 2 sand hourglasses running together ?

A bank customer had $100 in his account. He then made 6 withdrawals. He kept a record of these withdrawals, and the balance remaining in the account, as follows:

Withdrawals Balance left
$50 $50
$25 $25
$10 $15
$8 $7
$5 $2
$2 $0
----- -----
$100 $99

Why are the Totals not tallying?

He runs but never walks. Murmurs, but never talks. Has a bed, but never sleeps. And has a mouth, but never eats?

Outside a tattoo artist's shop, there was a signboard which read 'I make tattoos on only them who do not tattoo themselves'.

Reading it what do you think, does the tattoo artist tattoo himself?

John needs to purchase 100 chocolates from three different shops and he has exactly 100 rupees to do that which he must spend entirely. He must buy at least 1 Chocolate from each shop.

The first shop is selling each chocolate at 5 paise, the second is selling at 1 rupee and the third is selling at 5 rupees.

How many chocolates should he buy from each shop?

The centre of the third figure is empty. What digit should fit inside?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.