Can you decipher the following common phrase?

T M C
A U O
H S M
W T E

An old Woman left INR 33,333 to be divided equally among two fathers and two sons and each was to receive INR 11,111.
How was this possible?

There is a river to cross using a river raft and there are eight people (father, mother, policeman, thief, 2 daughters and 2 sons). No one knows to operate the raft except the adults and also excluding the thief. Only two people can go in the raft at a time. The raft should keep coming back and forth in order to pick and drop the people.
Rules to be followed:
Father: the father cannot stay in the raft or outside the raft without the presence of the mother.
Mother: the mother cannot stay in the raft or outside the rat without the presence of the father.
Thief: the thief is not allowed to stay with any of the family members unless there is a policeman.
Policeman: the policeman can travel with anyone.
2 sons and 2 daughters: they are not allowed to travel in the raft without the presence of an adult. They cannot either travel in the presence of only thieves without the policeman. The sons cannot be with their mothers without their father's supervision. The daughters are not allowed to be there with their fathers without the supervision of their mothers. But the daughters and the sons can be left unsupervised (as long as the other rules are applied).
What is the sequence that the people should follow in order to cross the river through the raft keeping in mind all the rules?
The rules are applicable not only in the raft but also outside the raft.

Name a key which is hardest to turn.

Can you name three consecutive days without using the words Monday, Tuesday, Wednesday, Thursday, Friday, Saturday, or Sunday?

I am the beginning of everything, the end of everywhere. I'm the beginning of eternity, the end of time and space. What am I?

There are 20 people in an empty, square room. Each person has full sight of the entire room and everyone in it without turning his head or body, or moving in any way (other than the eyes). Where can you place an apple so that all but one person can see it?

Trying to tease Birbal, Akbar gave him one gold coin and ask him to buy
* something for him to eat
* something for him to drink.
* something to feed the cows
* something to plant in the garden
and most important you need to buy only one thing.

What must Birbal buy to silence Akbar?

Jigsaw captured 100 people and make them stand in a circle and all these people are labelled as Person1, Person2, Person3... Person100. He made them play a crazy game in which Person 1 shot Person 2 and pass the gun to the next person and so on until one stands alive.

Which person will survive in the end?

A person is found murdered in his Chamber. When the crime scene is investigated, the Investigator find out that there is a calendar on which the victim has written a few numbers with his blood. The numbers are 4, 11, 11 and 4.

There are four suspects in the murder, John, Jacob, Anna and Lee. Can you find out who is the murderer?