Funny Cipher Riddle

Can you decipher the following common phrase?

T M C
A U O
H S M
W T E




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...

...

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Is a married person looking at an unmarried person ?

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When it's bad luck to meet a black cat?

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I Speak only the Truth

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Amazing Facts

Word ladder puzzle

The word ladder puzzle was invented by Lewis Carroll, author of Alice’s Adventures in Wonderland.