Can you decipher the following common phrase?

T M C
A U O
H S M
W T E

There are people and strange monkeys on this island, and you can not tell who is who (Edit: until you understand what they said - see below). They speak either only the truth or only lies.
Who are the following two guys?
A: B is a lying monkey. I am human.
B: A is telling the truth.

Jack and Joseph are well-known golf rivals. One Day during a match, they were level at a score of 30. Jack hit a bad shot and Joseph added 10 to his score. Joseph then hit an awesome shot and he won the game.

How ?

What do you get if you add 2 to 100 four times?

Two friends were betting. One said to the other, "The coin will be flipped twenty times and each time the coin lands on the head, I will give you $2 and each time it lands on the tale, you will give me $3." After flipping the coin twenty times not a single penny was exchanged among them.

How many times did the coin land on heads?

Find out a multi-digit number that if multiplied by the number 9 or any of its multiplications products (i.e. 18, 27, 36, 45,..) will result in the multiplication factor repeated (n) number of times.

What country can make you shiver?

Which tank will fill first?

What have one eye but still cannot see?

Why did the Girl throw the butter out of the window?