Can you decipher the following common phrase?

T M C
A U O
H S M
W T E

Speaking of rivers, a man calls his dog from the opposite side of the river. The dog crosses the river without getting wet, and without using a bridge or boat. How?

What question can you never answer yes to?

There is one thing that goes round the house and also inside the house but never even share a brief touch. What is it?

Sachin bought a car with a strange 5 digit numbered plate.The water image of the number is 78633 more than my car number. All the digits of car number are distinct.

What is the original number on number plate?

Chocolate costs 6 rupees and a Toy costs 5 rupees. If you have 32 rupees in total, how many chocolates and how many Toys can be purchased with that amount?

A boy purchased a book from a bookkeeper and gave him $100.
The cost of the book is $50 but the bookkeeper has no change, so he gets the change from the next shop and returns the boy his $50.

After some time the next shopkeeper came with the $100 note and told the bookkeeper that the note was a fraud, so he took the money back.

How much loss did the bookkeeper face?

Take one out and scratch my head, I am now black but once was red. What am I?

If we change the South-East direction into North and North-East into West and all others similarly.
Can you find out which direction will be in the place of South-West direction?

In which direction should the missing arrow point?