What time is it when an elephant sits on a fence?

Spot the cat in the picture below

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

Why is the Hole below a Lock?

Two prisoners Jack and Jill are locked in a cell.
There is open window approx 40 feet above the ground of the cell.
They are never able to reach there.

Then they plan to escape by a tunnel and they start digging out.
After digging for more than 20 days, Jill comes with the different plan and they escaped.

what was the plan ?

Can you find a number that lies one third of the distance between 1/3 and 2/3?

What has to be broken before you can use it?

A woman lives in a Tall building thirty-six floors high and served by several elevators which stop at each floor going up and down. Each morning she leaves her apartment and goes to one of the elevators. Whichever one she takes is three times more likely to be going up than down. Why?

How can you leave a room with two legs and return with six legs?

John was drowned by he was not wet. How?