A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

Which city is three-fifths chick two third cat and 50% goat?

What goes through cities and fields, but never moves?

John and Jacob are twin brothers. One of them is a liar whereas the other one is a truth-teller.

I called their home number and one of them picked up.
I asked. 'Does John lie?' The person replied with a yes.

Whom did I talk with, John or Jacob?

I am a type of food that is often found in the fridge and can be white in colour. What I am?
Hint 1: I am a dairy product.
Hint 2: You can spread me on the bread.

Peter wakes up daily to pick up his cycle and crosses the border between Spain and France daily with a bag on his shoulder. He is investigated daily by the officials but they don't find anything suspicious.

If we tell you that he is smuggling something what would it be?

I welcome the day with a show of light, I stealthily came here in the night. I bathe the earthy stuff at dawn, But by noon, alas! I'm gone.

What does this rebus picture identify?

There are two insects on a tile. Insect X is sitting on one side of the tile (point A) and Insect Y is sitting opposite on the other side of the tile (point B). Now both of them decide to change their position and thus X starts crawling to point B and Y starts crawling to point A. When they meet and pass each other in between, X takes 20 seconds to reach B and Y takes just 5 seconds to reach A.

Can you calculate the total time each of the insects took to change their positions?

A river should be crossed by a father, a mother and their two sons and two daughters.
There are some rules that should be followed while crossing the river. There can be only two people in the raft while crossing. The daughters cannot be with their father unless there is the presence of the mother. The sons cannot be with their mothers unless the father is present. Unless the guard is on the board, the criminals cannot be with any of the family members. Only the adults like the father, the guard, and the mother knows to use the raft.

How will they cross the river?