Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

While going to your grandmother's house, you counted Twenty houses on the right side. While returning back to your home, you counted Twenty houses on the left side.

How many houses are there between your home and your grandmother's home?

Asked by Neha on 20 Feb 2024


Can anyone tell me a word in the English dictionary which has a silent 'z'?

Asked by Neha on 13 Jan 2024

Jim has three close friends at his school: Michael, John and Alice. Two of them play football, two play basketball and two play hockey. The friend who does not play hockey does not play basketball as well. The friend who does not play football does not play hockey.

Can you identify which sport/s is played by which person?

Asked by Neha on 21 Mar 2026


What comes
Once in a Year
Twice in a Month
4 times in a Week
6 times in a Day

Asked by Neha on 24 Feb 2022

Why Wine Glass Stem is so long?

Wine Glass

Asked by Neha on 24 Jul 2023

Known by all without exception, Forever here, for your protection, Sometimes strong, sometimes weak, Right after the night I come - hot and chic. And while millions of miles away, I always get to you, I find my way. No life around could do without me, Can you guess what I might be?

Asked by Neha on 05 Apr 2022


There is a box in which distinct numbered balls have been kept. You have to pick two balls randomly from the lot.

If someone is offering you a 2 to 1 odds that the numbers will be relatively prime, for example
If the balls you picked had the numbers 6 and 13, you lose $1.
If the balls you picked had the numbers 5 and 25, you win $2.

Will you accept that bet?

Asked by Neha on 11 Mar 2023

John speaks the truth only once a day in a week. Below are a few hints for you:

First: Days are Sunday, Monday and so on.
Second: One day he says, "I lie on Monday and Tuesday".
Third: On the next day, he says, "Today is either Thursday, Saturday or Sunday".
Fourth: On the next day, he says, "I lie on Wednesday and Friday".

Can you identify the day on which he speaks the truth?

Asked by Neha on 09 May 2025

I am an eight letter word and I am a computer terminology.
The second, third and fourth letters make an animal.
The fourth, fifth, sixth, seventh and eighth letters make a weapon.
The first, second, third and fourth letters can be taken as an outcome of any exam.
The fifth, sixth, seventh and eighth letter combine to form a high end typing software.

Can you tell who am I ?

Asked by Neha on 16 Jul 2021


A frog is at the bottom of a 30-meter well. Each day he summons enough energy for one 3-meter leap up the well. Exhausted, he then hangs there for the rest of the day. At night, while he is asleep, he slips 2 meters backwards. How many days does it take him to escape from the well?

Asked by Neha on 25 Nov 2024

Hot Articles

Amazing Facts

Crossword puzzles

In the 1920s, people feared that crossword puzzles would contribute to illiteracy.