Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A large water tank has two inlet pipes (a large one and a small one) and one outlet pipe. It takes 3 hours to fill the tank with the large inlet pipe. On the other hand, it takes 6 hours to fill the tank with the small inlet pipe. The outlet pipe allows the full tank to be emptied in 9 hours.

What fraction of the tank (initially empty) will be filled in 0.64 hours if all three pipes are in operation? Give your answer to two decimal places (e.g., 0.25, 0.5, or 0.75).

Asked by Neha on 08 Jan 2026


In a town, there are four houses located at different distances from each other. Following are the distances:

The third house is 60 meters apart from the first house.
The fourth house is 40 meters apart from the second house.
The third house is 10 meters nearer to the fourth house than it is to the second house.

Can you find out the distance between the fourth and the first house?

Asked by Neha on 14 Sep 2024

Why is the longest human nose just 11 inches?

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This is a simple one. You just have to count the number of Fs in the given sentence.

Finished Files are the result of years of scientific study combined with the experience of years.

How many did you count?

Asked by Neha on 02 Oct 2024

A farmer and his neighbour once went to Emperor Akbar"s court with a complaint. "Your Majesty, I bought a well from him," said the farmer pointing to his neighbour, "and now he wants me to pay for the water."
"That"s right, your Majesty," said the neighbour. "I sold him the well but not the water!"?
The Emperor asked Birbal to settle the dispute. How did Birbal solve the dispute?

Asked by Neha on 10 May 2021

In a kingdom, King George did not allow any citizen to visit the world outside. Also, only a person with proper paperwork was allowed to enter or he was sent back. A wooden bridge was what connected the kingdom to the world. The king had appointed a sharpshooter who would check the every five minutes on the bridge to check. After checking, he would go back to his hut and return exactly after five minutes again. The bridge took 9 minutes to cross.

A merchant was able to escape the kingdom without harming the shooter. How?

Asked by Neha on 04 May 2024


What does this below rebus puzzle mean?

Personality Rebus Puzzle

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Shyla was sleeping in her apartment when suddenly a robber broke into her house. He asked her to stay quiet and started looting the cash and jewelry. Suddenly the landline phone started ringing. The robber pointed a gun at Shyla and asked her to pick up and talk without giving away the situation.

She picked up the phone and it happened to be her husband. She spoke, Is it an emergency darling? Do give me a call when your flight lands, I will prepare your favorite food that will help you relieve the stress. Then she hanged up.

10 minutes after, the police arrive at the scene and catch the robber. How did the police know about the robbery?

Asked by Neha on 31 Mar 2023

A sundial has the fewest moving parts of any timepiece. Which has the most?

Asked by Neha on 07 Jul 2025


A man is found dead in his bathroom naked with blood scattered all around him. The bathroom was locked from the inside and there is no trace of any struggle. There is nothing in the bathroom except his pant with the belt still around and his shirt. Also, the medic team can't find any incision in his body that may have been the reason behind so much blood loss.

The Police department is clueless regarding this murder mystery.
Can you?

Asked by Neha on 27 Nov 2024

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Amazing Facts

Gamers

In 2011, people playing Foldit, an online puzzle game about protein folding, resolved the structure of an enzyme that causes an Aids-like disease in monkeys. Researchers had been working on the problem for 13 years. The gamers solved it in three weeks.