Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

John and Jacob are twin brothers. One of them is a liar whereas the other one is a truth-teller.

I called their home number and one of them picked up.
I asked. 'Does John lie?' The person replied with a yes.

Whom did I talk with, John or Jacob?

Asked by Neha on 23 Nov 2024


James ordered a fishing rod, priced at $3.56. Unfortunately, James is an Eskimo who lives in a very remote part of Greenland and the import rules forbid any package longer than 4 feet to be imported. The fishing rod was 4 feet and 1 inch, just a little too long, so how can the fishing rod be mailed to James without breaking the rules? Ideally James would like the fishing rod to arrive in one piece!

Asked by Neha on 11 Apr 2022

A man lives on the fifteenth floor of an apartment building. Every morning he takes the elevator down to the lobby and leaves the building. In the evening, he gets into the elevator, and, if there is someone else in the elevator, or if it was raining that day, he goes back to his floor directly. Otherwise, he goes to the tenth floor and walks up five flights of stairs to his apartment. Can you explain why he does this?

Asked by Neha on 09 Apr 2024


Joseph buys three kinds of chocolates for 100 rupees. The first one is priced at 5 rupees, second one at 3 rupees and third one at 0.5 rupees.

If he bought 100 chocolates in total, how many pieces do you think he bought each chocolate?

Asked by Neha on 04 Jan 2021

You are presented with three boxes. One of them has a red ball inside and the other two have a black ball inside each of them. You are asked to pick up the one with red ball and you pick one. Now, one of the other boxes is opened and it is found to have a black ball.

You are presented with a chance to change your box with the one that is left closed. Will you change your box? Why or why not?

Asked by Neha on 15 Apr 2023

I make two people out of one. What am I?

Asked by Neha on 29 Mar 2022


An exterior architect is asked by a builder to plant seven trees in a manner that there are exactly six rows of trees in a straight line and each row has three trees in particular.

How will he do it?

Math Figure Puzzle

Asked by Neha on 03 Apr 2023

Using the clues below, what four numbers am I thinking of?

The sum of all the numbers is 31.
One number is odd.
The highest number minus the lowest number is 7.
If you subtract the middle two numbers, it equals two.
There are no duplicate numbers.

Asked by Neha on 06 Jan 2025

A car is crossing a 20 km-long bridge. The bridge can support at most 1500kg of weight over it. If somehow, the weight on the bridge becomes more than that, it will break.

Now, the weight of the car is exactly 1500kg. At the midway, a bird comes and sits on the roof of the car. This bird weighs exactly 200 grams.
Can you tell if the bridge breaks at this point or not?

Asked by Neha on 26 Sep 2024


A word I know has six letters it contains, remove one letter and 12 remain. What is it?

Asked by Neha on 23 Mar 2025

Hot Articles

Amazing Facts

Gamers

In 2011, people playing Foldit, an online puzzle game about protein folding, resolved the structure of an enzyme that causes an Aids-like disease in monkeys. Researchers had been working on the problem for 13 years. The gamers solved it in three weeks.