Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

These types of puzzles are known as charades. What you have to do is to find two words that are referred to in the first stanza and the second stanza and put them together to form the third word in the third stanza.

Just for example, if my first refers to 'off' and my second refers to 'ice', then my whole will be the 'office'.

My first is present - future's past -
A time in which your lot is cast.

My second is my first of space
Defining people's present place.

My whole describes a lack of site -
A place without length, breadth, or height.

Asked by Neha on 07 Dec 2024


It is a nine-letter word.
The exact opposite of the phrase "friendly and outgoing"
It contains the word "over".
It starts will a vowel.

What is it?

Asked by Neha on 25 Mar 2025

On my way to St. Ives I saw a man with 7 wives. Each wife had 7 sacks. Each sack had 7 cats. Each cat had 7 kittens. Kittens, cats, sacks, wives. How many were going to St. Ives?

Asked by Neha on 26 Oct 2024


In the following picture, E is going to slide the object down and as per the terrain and the physics, the round object is going to travel all the way till the end. Now, can you analyze who all people will die when it happens?

Who All Dies

Asked by Neha on 21 Mar 2021

What seven-letter word has hundreds of letters in it?

Asked by Neha on 01 May 2022

Can you solve this tricky maths equation problem by replacing it? mark with the correct symbol?

19834 -----: 187
15921 -----: 153
17561 -----: 139
13734 -----: ???

Asked by Neha on 28 May 2023


In a town, there are over 100 flats.
Flat-1 is named first flat.
Flat-2 is named second flat.
Flat-3 is named third flat.

A visitors 'Victor' decides to walk through all the flats, he finds all the flats except flat-62.
Victor later founds that the local of the town have given it another name.

What is the name of the Flat?

Asked by Neha on 05 May 2021

A train full of passengers goes through a tunnel. When the train comes out from the other end, there is no single person on the train.

How did it happen?

Asked by Neha on 26 Dec 2025

A tourist visits a small town for his research. While in the town, he decides to get a haircut. Since the town is quite small, there are only two barbers in the town � one on the North Street and one on the South Street. The barbershop on the North Street is a mess and the barber has a weird and pathetic haircut. While the barbershop at the South Street is pretty tidy and the barber as well has an impressive haircut.

Which barbershop will the tourist visit for his haircut and why?

Famous Barber Haircut Riddle

Asked by Neha on 23 Jul 2024


A cricket has 6 legs, a squirrel has 4 legs and a spider has 8 legs.

In a local zoo, it was found that the total number of legs is 612. Also, there are equal number of each of the above animals/insects.

Can you find out how many animals are there in the zoo?

Asked by Neha on 06 Feb 2021

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Amazing Facts

Crossword

The day before the 1996 U.S. presidential election, the NYT Crossword contained the clue “Lead story in tomorrow’s newspaper,” the puzzle was built so that both electoral outcomes were correct answers, requiring 7 other clues to have dual responses.