Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

These types of puzzles are known as charades. What you have to do is to find two words that are referred to in the first stanza and the second stanza and put them together to form the third word in the third stanza.

Just for example, if my first refers to 'off' and my second refers to 'ice', then my whole will be the 'office'.

My first is present - future's past -
A time in which your lot is cast.

My second is my first of space
Defining people's present place.

My whole describes a lack of site -
A place without length, breadth, or height.

Asked by Neha on 07 Dec 2024


Edward James went for tiger hunting.

It was not his lucky day.



He got six tigers without heads, nine tigers without the tail and eight cut in two halves.

How many tiger did he hunted ?

Asked by Neha on 22 Apr 2021

As a whole I am both
safe and secure.

Behead me and I become
a place of meeting.

Behead me again and I am
the partner of ready.

Restore me, and I become
the domain of beasts.

What am I?

Asked by Neha on 11 May 2021


There are 2 people near the river and both of them want to get on the other side. The boat can only take one of them. But they got across.
How?

Asked by Neha on 03 May 2021

A spaceship was lost. The detective was given a piece of paper. This was the location of the spaceship! This is what the slip had scribbled on it:
Juice, Umbrella, Potato, Ice, Tomato, Elephant, Rice.

Where is the spaceship?

Asked by Neha on 19 Jan 2026

Three people are in a room. Ronni looks at the Nile. The Nile looks at Senthil. Ronni is married but Senthil is not married. At any point, is a married person looking at an unmarried person? Yes, No or Cannot be determined.

Asked by Neha on 01 Nov 2023


If you were to put a coin into an empty bottle and then insert a cork into the neck, how could you remove the coin without taking out the cork or breaking the bottle?

Asked by Neha on 08 Oct 2025

I had an infinite supply of water and 5 litres and 3 litres jars.

How would you measure exactly 4 litres in the least number of steps?

Asked by Neha on 18 Nov 2025

Henry has been caught stealing cattle and is brought into town for justice. The judge is his ex-wife Gretchen, who wants to show him some sympathy, but the law calls for two shots to be taken at Henry from close range. To make things a little better for Henry, Gretchen tells him she will place two bullets into a six-chambered revolver in successive order. She will spin the chamber, close it, and take one shot. If Henry is still alive, she will then either take another shot, or spin the chamber again before shooting.

Henry is a bit incredulous that his ex-wife would carry out the punishment, and a bit sad that she was always such a rule follower. He steels himself as Gretchen loads the chambers, spins the revolver, and pulls the trigger. Whew! It was blank. Then Gretchen asks, 'Do you want me to pull the trigger again, or should I spin the chamber a second time before pulling the trigger?'

What should Henry choose?

Asked by Neha on 16 Mar 2026


There are a number of books on a shelf. If one book is the 4th from the left and 6th from the right, how many books are on the shelf?

Asked by Neha on 28 Sep 2021

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Amazing Facts

Artificial Intelligence

Artificial Intelligence has crushed all human records in the puzzle game “2048,” achieving a high score of 839,732 and beating the game in only 973 moves without using any undo.