Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

Can you find the largest Three-digit number whose sum is 14 and whose square is less than 5,00,000?

Asked by Neha on 17 Mar 2026


What can go up a chimney down, but can’t go down a chimney up?

Asked by Neha on 12 Jul 2025

It is a nine-letter word.
The exact opposite of the phrase "friendly and outgoing"
It contains the word "over".
It starts will a vowel.

What is it?

Asked by Neha on 25 Mar 2025


Different lights make me strange by changing me into different sizes. What am I?

Asked by Neha on 09 Sep 2025

You need to remove two matchsticks to make the below equation true. Can you do it ?

Equation Correction Riddle

Asked by Neha on 06 Feb 2026

Twenty frogs are sitting on a log floating on the surface of a river. Two of them decide to jump off into the water.

How many frogs are there on the log at this moment?

Asked by Neha on 20 Oct 2023


A girl was sitting in her hotel room when she heard a knock on the door. She opened the door and found that a man was standing outside.
The man said, "Oh! I am really sorry, I thought this was my room."
He then walked through the corridor to the elevator. The girl did not know the man. She closed her door and called security asking them to apprehend the man.
What made her suspicious of that man? He might have been genuinely mistaken.

Asked by Neha on 28 Aug 2023

In my garden, I have many trees but only one of them is the mango tree. In these mango trees, there are some mangoes(as expected).

But after a strong wind, there are neither mangoes on the tree nor on the ground. Explain?

Asked by Neha on 16 May 2024

You need to climb ten stairs. At every stair, you can either take one step up or you can jump two steps up.

In how many different ways you can climb 10 stairs?

Asked by Neha on 31 Jan 2025


In one of the popular batman series movie "Batman Forever", there was a riddle that goes like "Tear me off and then scratch my head and I was red then and now I am back. Who am I?

Scratch the head

Asked by Neha on 28 Mar 2021

Hot Articles

Amazing Facts

Crossword puzzles

In the 1920s, people feared that crossword puzzles would contribute to illiteracy.