Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

You are a prisoner sentenced to death. The Emperor offers you a chance to live by playing a simple game. He gives you 50 black marbles, 50 white marbles, and 2 empty bowls. He then says, 'Divide these 100 marbles into these 2 bowls. You can divide them any way you like as long as you use all the marbles. Then I will blindfold you and mix the bowls around. You then can choose one bowl and remove ONE marble. If the marble is WHITE you will live, but if the marble is BLACK... you will die.'

How do you divide the marbles up so that you have the greatest probability of choosing a WHITE marble?

Asked by Neha on 14 Jun 2023


On the occasion of Diwali, online seller companies in India are offering a big discount on Iphone14 as below.

: Flipkart offers a Flat 65% discount
: Amazon offers a 10% discount over and over again.
: Shopclues offers RS.45,000 off.

If the original cost of the iPhone is Rs.70,000 Which is the best offer for you?

Asked by Neha on 01 Sep 2024

Can you think of any three-dimensional shape that comprises of exactly two surfaces?

Asked by Neha on 27 Mar 2025


There is a five-letter word which has 3 consonants(all are same) and 2 different vowels.
Also, something wrong is associated with the word.

Can you name it?

Asked by Neha on 08 Apr 2026

You bought me for dinner but never eat me. What am I?

Asked by Neha on 31 Aug 2025

A high school has a strange principal. On the first day, he has his students perform an odd opening day ceremony:

There are one thousand lockers and one thousand students in the school. The principal asks the first student to go to every locker and open it. Then he has the second student go to every second locker and close it. The third goes to every third locker and, if it is closed, he opens it, and if it is open, he closes it. The fourth student does this to every fourth locker, and so on. After the process is completed with the thousandth student, how many lockers are open?

Principal in the School

Asked by Neha on 05 Mar 2021


A river should be crossed by a father, a mother and their two sons and two daughters.
There are some rules that should be followed while crossing the river. There can be only two people in the raft while crossing. The daughters cannot be with their father unless there is the presence of the mother. The sons cannot be with their mothers unless the father is present. Unless the guard is on the board, the criminals cannot be with any of the family members. Only the adults like the father, the guard, and the mother knows to use the raft.

How will they cross the river?

Asked by Neha on 28 Jun 2021

What has six faces, but does not wear makeup, has twenty-one eyes, but cannot see? What is it?

Asked by Neha on 26 Mar 2022

Replace the question mark with the correct number in the below-given picture?

Number Riddle

Asked by Neha on 08 Sep 2023


Why Aeroplane windows are round?

Aeroplane Window Shape

Asked by Neha on 29 Jul 2023

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Amazing Facts

Crossword puzzles

In the 1920s, people feared that crossword puzzles would contribute to illiteracy.