Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A man was gazing through the window of the 23rd floor of the building. He suddenly opened the window and jumped on the other side of the window. On landing on the floor, there was not a sheer mark of injury on him.

How can that be possible if he did not use any kind of parachute and did not land on a soft surface?

Asked by Neha on 12 Feb 2025


I get hot but I never sweat,
I cook food but I am not a chef,
I have a door but you can't enter me,
I have a light but I am not a lamp.
Who am I?

Asked by Neha on 15 Feb 2021

Five thieves looted a bank and they ran away in a car. The bank staff informed the police and they began the search of their car in their jeep. They found them on a road and chased them eventually catching them. The light that is used to fill the number plate was broken on the thieves' car. Also, the headlights of the jeep police were not working. How were the police able to catch the thieves then?

Asked by Neha on 28 Nov 2024


Akbar summoned Birbal out of anger.
He told him that he will have to face death.
He asked him to make a statement and if the statement is true he will be buried alive and if the statement is false, he will be thrown at lions.
After hearing Birbal’s statement, Akbar could do nothing but smile.
He gave him 5 gold bars and let him go.

What did Birbal say?

Asked by Neha on 17 May 2021

An exterior architect is asked by a builder to plant seven trees in a manner that there are exactly six rows of trees in a straight line and each row has three trees in particular.

How will he do it?

Math Figure Puzzle

Asked by Neha on 03 Apr 2023

A man is looking at a photograph of someone. His friend asks who it is. The man replies, “Brothers and sisters, I have none. But that man’s father is my father’s son.” Who was in the photograph?

Asked by Neha on 04 Jul 2025


The captain of a ship is telling you an interesting story and then poses a question. He says, “I have travelled the oceans far and wide. One time, two of my sailors were standing on opposite sides of the ship. One was looking west and the other one east. And at the same time, they could see each other clearly. Can you tell me how that was possible?”

Asked by Neha on 11 Jun 2025

This is a classy optical illusion puzzle. What more you can find except bricks in the image below?

Brick Optical Illusion

Asked by Neha on 05 Jan 2025

Alpha is Beta's sister.

Gamma is a Beta mother.

Delta is Gamma's father.

Tango is Delta's mother.

Then,

How is Alpha related to Delta?

Asked by Neha on 17 Jun 2024


Client Dempsey living in one of the East Coast states of the U.S. was talking to Landon Donovan, who was living in the West Coast state of the U.S.

Dempsey: What time is it?
Donovan: Wow, It is the same time here.

How is this possible?

Asked by Neha on 30 Apr 2025

Hot Articles

Amazing Facts

Rubik’s Cube

The inventor of the Rubik’s Cube didn’t realize he’d built a puzzle until he scrambled it the first time and tried to restore it.