Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

Four men were in a boat on the lake. The boat turns over, and all four men sink to the bottom of the lake, yet not a single man got wet! Why?

Asked by Neha on 22 Oct 2024


There's one "sport" in which neither the spectators nor the participants know the score or the leader until the contest ends.

What is it?

Asked by Neha on 10 Apr 2022

If a shopkeeper can only place the weights on one side of the common balance. For example, if he has weights 1 and 3 then he can measure 1, 3 and 4 only. Now the question is how many minimum weights and names of the weights you will need to measure all weights from 1 to 1000? This is a fairly simple problem and very easy to prove also.

Asked by Neha on 29 Oct 2023


You are trapped into a death trap by the famous jigsaw killer. As usual, a screen flashes in front of you and explains you the trap game. There are 100 pearls kept in a bowl in front of you and an empty bowl. Among the 100 pearls, 50 are white and 50 are black. You can divide them as you like into the two bowls. Once you are done, you will pull a lever, which will turn the room pitch black. The bowls will move and shuffle around. In the dark, you have to pick up one pearl from any bowl. Once you do that, the room will flood with lights again. If the peral you have in your hand is white, you will be allowed to live, but if the pearl you picked is black, the room will be filled with poisonous gas and you will die. How will divide the pearls to increase your chances of survival?

Asked by Neha on 03 Sep 2024

I am a five-letter word under you,
Remove the first letter and I am above you,
Remove the second as well and I am around you.

Who am I?

Asked by Neha on 27 Apr 2025

When monkey rotate the gear, which mark will be hit 1 or 2 ?

Monkey Gear riddle

Asked by Neha on 30 Apr 2021


500 women soldiers are arranged in an array of ten rows and fifty columns in accordance with their respective heights. Now, the tallest woman from each row is asked to move out in the front. From them, the shortest one is labelled as Alpha. They are then asked to resume their original position.

Now, the shortest woman in each column is asked to come out in front. The tallest among them is labelled as Beta.

Can you find out if Alpha will be taller or Beta?

Asked by Neha on 16 Sep 2025

You board a train. The train will have to enter a tunnel soon. You are claustrophobic. Which place is the best for you to sit?

Asked by Neha on 17 Nov 2024

What came first, the chicken or the egg?

Asked by Neha on 29 Dec 2025


Known by all without exception, Forever here, for your protection, Sometimes strong, sometimes weak, Right after the night I come - hot and chic. And while millions of miles away, I always get to you, I find my way. No life around could do without me, Can you guess what I might be?

Asked by Neha on 05 Apr 2022

Hot Articles

Amazing Facts

Out of the Box

The phrase “thinking outside the box” was popularised from the solution to a topographical puzzle involving 9 dots in a box shape.