Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

Samuel was out for a walk when it started to rain. He did not have an umbrella and he wasn't wearing a hat. His clothes were soaked, yet not a single hair on his head got wet. How could this happen?

Asked by Neha on 01 Apr 2022


I am the fastest animal but cannot climb the tree. What am I?

Asked by Neha on 29 Oct 2025

You can take four of the five letters out of this word, but the pronunciation never changes. What is the word?

Asked by Neha on 05 Aug 2024


What word is represented by this rebus?

Mary Mary Rebus riddle

Asked by Neha on 29 Apr 2021

I am a type of word that is spelt incorrectly or used differently, on purpose for humour. What am I?
Hint 1: You can find me in a joke.
Hint 2: I am a play on words.

Asked by Neha on 28 Sep 2025

John was writing his first book. After saving the document, he locked his laptop with a password and mentioned some phrases for the hint box.

A friend of his tried opening his laptop but found out that it was password protected. Following is the hint that appeared.
1 mobile 3 books 2 roars 1 night 4 balls 2 lighters 1 ghost 1 hat 3 watches.

Can you help him in cracking the password?

Asked by Neha on 05 Sep 2023


Can you tell a 3D object that has just two surfaces?

Asked by Neha on 24 Mar 2026

Detective John was investigating a murder in China.
It was a difficult case, and John was completely stumped until he noticed a message sent to him by the killer cunningly hidden in a newspaper advertisement selling Car Licence Plates.
Detective John thought about it for a while, and when he had solved the puzzle, immediately arrested the guilty man.

Q1) How did John know the advert was a clue for him?

Q2) Solve the code and tell me who John arrested.

This is the newspaper advert (Car licence plates for sale) that Detective John saw.

Plates For Sale;

[W 05 NWO]
[H 13 HSR]
[O 05 EBM]
[D 08 UNE]
[U 10 HTY]
[N 04 BRE]
[N 16 TTE]
[I 26 LHC]
[T 10 AEE]
[I 26 CNA]
[X 22 VDA]

Asked by Neha on 07 Jul 2023

There was a kingdom in which the king had no heir to take over his thrown. Even the queen was dead and he himself was on the verge of dying. He thought about it and then summoned all of the teenagers. He gave one seed each to all of them and asked them to grow the plant. He announced that the one with the most beautiful plant will become the king/queen of the empire after the death of the king.

After a month, all of them were called. The king looked at all of the plants but announced the girl with an empty pot as the queen of the empire. Why?

Asked by Neha on 24 Sep 2024


There are four people in a house. A fireman, an athlete, an old woman, and a drunk guy. The house catches fire and before the fact is known, it is too late. All they know is that the entire house is in flames and it will collapse exactly after twelve minutes. Now they can move out of the house but for that, they will have to pass the hallway which is entirely blazing with flames. Thus to move, one must carry a fire extinguisher to keep the flames away. Seeking the burnt wooden floor, only two people can run through that hallway at one time. But for others to go, one must return back with the fire extinguisher. The fireman is trained for such tasks and can run through the hallway in a minute. The athlete can make it in a couple of minutes. The old woman can run slowly and will cover the hallway in four minutes. The drunk guy will take five minutes to run through it. If all of them can make it through the hallway in twelve minutes, all of them will be saved. When two move together, they will run at the speed of the slower ones.

How will all four of them manage to run to safety?

Asked by Neha on 02 Jun 2023

Hot Articles

Amazing Facts

No Solution

In 2007, a puzzle was released and $2 million prizes were offered for the first complete solution. The competition ended at noon on 31 December 2010, with no solution being found. Wiki