Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A Japanese ship is sailing in the Indian Ocean. The captain of the ship feels tired and decides to take shower to be rejuvenated. He goes to take the shower after keeping his diamond-studded Rolex watch and gold chain on the table.
When he comes back after 15 minutes, he finds them missing. There are 4 crew members on the ship and he calls them one by one to ask them what they were doing in that duration.

Following are the answers:
1. Crew 'A' who is the cook replies that he was cooking mutton for the crew members.
2. Crew 'B' who is a housekeeper tells that he was sleeping in his room.
3. Crew 'C' who is the engineer says that he was checking on the generator.
4. Crew 'D' who is another housekeeper says that he was correcting the hoisted flag that was put upside down.

It took only a couple of seconds for the captain to find the thief. Can you find the thief too?

Asked by Neha on 03 Jan 2024


What jumps when it walks and sits when it stands?

Asked by Neha on 27 Oct 2025

Different lights make me strange by changing me into different sizes. What am I?

Asked by Neha on 09 Sep 2025


What is the largest number you can write with just 3 digits?

Asked by Neha on 18 Apr 2025

A Detective reviewed the information they had on the case so far.

A lady named 'Caterina' was found shot and they already had a list of suspects - Ankit, Tarun, Harish, Manoj and Manish.
The killer is a fan of challenges him by leaving notes ad various places.
* The first was found in a toilet room.
* The second was found in an art room.
* The third was in a restroom.
* the fourth in an underwater room.
* The fifth at the no-smoking room.

All of the notes read the same thing, 'The clues are where you find the notes.' Yet, nothing was found at any place the notes were.
Detective the genius, immediately solved the case.
Who was the killer?

Asked by Neha on 11 Sep 2023

You know three triplets: Frank John and Wayne (need to return your money). Frank always tells the truth while John and Wayne always lie. You meet one of them on the road and can ask him a three-word question.
Which question, will you ask?

Asked by Neha on 21 Mar 2023


People put me on the table and cut me but do not eat me. What am I?

Asked by Neha on 09 Jul 2024

Four men were in a boat on the lake. The boat turns over, and all four men sink to the bottom of the lake, yet not a single man got wet! Why?

Asked by Neha on 22 Oct 2024

A Child was born in Lahore, Pakistan. Still, the child is not a Pakistani citizen. why?

Asked by Neha on 02 Mar 2023


A prisoner is told: "If you tell a lie, we will hang you and if you tell the truth, we will shoot you." What did the prisoner say to save himself?

Asked by Neha on 18 Oct 2021

Hot Articles

Amazing Facts

Jigsaw puzzles

Jigsaw puzzles soared in popularity during the great depression, as they provided a cheap, long-lasting, recyclable form of entertainment.