Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

People put me on the table and cut me but do not eat me. What am I?

Asked by Neha on 09 Jul 2024


An old Woman left INR 33,333 to be divided equally among two fathers and two sons and each was to receive INR 11,111.
How was this possible?

Asked by Neha on 11 Jan 2026

I am working in a bus company. The company recently went under expansion and therefore there was not enough room for all the buses. As a result, twelve buses had to be stored outside.

If the company decides to expand the garage space by forty percent, enough space to accommodate the current buses will be created leaving enough space for twelve more buses if the need arises in future.

Can you calculate the number of buses that the company owns at present?

Asked by Neha on 18 Dec 2020


Twice ten are six of us,

Six are but three of us,

Nine are but four of us;

What can we possibly be?

Would you know more of us?

Twelve are but six of us,

Five are but four, do you see?

What are we?

Asked by Neha on 26 Dec 2020

Eight of us go fourth, not back, to protect our king from an attack. What are we?

Asked by Neha on 17 Apr 2022

Today is John's birthday.
A year ago, John had five candles and he lit all the candles except the one at the last.
Now he is going to light all the candles.

How old is John Today?

(He is not five today.....)

Asked by Neha on 04 Feb 2025


Evil warlock dislikes dwarfs and therefore he selects four of them and buries them. The dwarfs are buried in the ground and they are in such a way that except for their heads, their body is inside the ground. The dwarfs cannot move their body and they can view only forward. They are all buried in a line, and amongst the four, one of the dwarfs is separated by a wall. All the dwarfs are in the same direction. The last dwarfs can see two heads of friends in the front and a wall. In the last second dwarf can see one head of his friend and a wall. The second dwarf can see only the wall. The dwarf can see nothing.
Warlock comprehends the situation and tells the dwarfs that he has placed hats on their heads. There are two blue hats and two red ones. In all four dwarfs, one of them has to say what colour hat he is wearing. If the dwarf says the correct colour of the hat, they will be left free. If the answer is wrong, then they will be dug inside the ground till the very end.

What will be the answer by the dwarf and how will they answer?

Asked by Neha on 14 May 2025

The centre of the third figure is empty. What digit should fit inside?

Missing Digit Riddle

Asked by Neha on 24 Jan 2024

Some friends went on a vacation to a resort. It was raining heavily and it kept raining for thirteen days.

When it rained in the morning, the afternoon was beautiful and when it rained in the afternoon, the day was blessed with a clear morning.

Overall, the friends experienced eleven nice mornings and twelve nice afternoons. Can you find out the number of days they spent on vacation?

Asked by Neha on 08 Jun 2024


This is a simple one. You just have to count the number of Fs in the given sentence.

Finished Files are the result of years of scientific study combined with the experience of years.

How many did you count?

Asked by Neha on 02 Oct 2024

Hot Articles

Amazing Facts

Jigsaw puzzles

Jigsaw puzzles soared in popularity during the great depression, as they provided a cheap, long-lasting, recyclable form of entertainment.