Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

1. What does:
TIM JOB
represent?

2. What does:
MO_ _
represent?

Asked by Neha on 21 Feb 2025


John bought 150 chocolates but he misplaced some of them. His Father asked him how many chocolates were misplaced.
He gave the following answer to him:
If you count in pairs, one remains
If you count in threes, two remain
If you count in fours, three remain
If you count in fives, four remain
If you count in sixes, five remain
If you count in sevens, no chocolate remains.

Can you analyze the statements and tell us how many chocolates were lost?

Asked by Neha on 22 Dec 2024

I have a head like a cat and feet like a cat, but I am not a cat. What am I?

Asked by Neha on 12 Aug 2025


I can sizzle like bacon,
I am made with an egg,
I have plenty of backbone, but lack a good leg,
I peel layers like onions, but still remain whole,
I can be long, like a flagpole, yet fit in a hole.

Asked by Neha on 07 Dec 2023

A spy was in Canada trying to steal insider information on how to set up new Maple Syrup factories in their country. He was introduced to the operations manager of the biggest factory in Canada. However, the manager was suspicious and decided to test him with a question before he trusted him. So he asked, “What would you be sure to find in the middle of Toronto?” The spy thought fast and came up with an answer for the manager. What was his answer?

Asked by Neha on 04 Jun 2025

Find the missing number in the image below.

Find the missing

Asked by Neha on 11 May 2025


How many points are there on the globe where, by walking one mile south, then one mile east and then one mile north, you would reach the place where you started?

Asked by Neha on 21 Apr 2022

13 decks of cards have been mixed. What is the minimum number of cards that must be taken out from the above-mixed cards to guarantee at least one 'four of a kind?

Asked by Neha on 10 Jun 2024

A man died and leaves Rs.10,000 in his will. There are 6 beneficiaries- his 3 sons and their wives. The 3 wives receive Rs.3960 of which Priyanka gets Rs.100 more than Tanu and Neha gets Rs.100 more than Priyanka.
Pramod gets twice as much as his wife, Tushar gets the same as his wife, and Prashant gets 50% more than his wife.

Who is married to whom?

Asked by Neha on 25 Aug 2024


I am a type of word that is spelt incorrectly or used differently, on purpose for humour. What am I?
Hint 1: You can find me in a joke.
Hint 2: I am a play on words.

Asked by Neha on 28 Sep 2025

Hot Articles

Amazing Facts

Word ladder puzzle

The word ladder puzzle was invented by Lewis Carroll, author of Alice’s Adventures in Wonderland.