Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

You have $100 with you and you have to buy 100 balls with it. 100 is the exact figure and you can't go below or above the numbers and you have to use the entire $100. If there is no kind of tax applied how many of each of the following balls will you be able to buy:

Green Balls costing $6
Yellow Balls costing $3
Black Balls costing $0.10

Now, how many of each must you buy to fulfil the condition given?

Asked by Neha on 30 Jul 2023


A Detective reviewed the information they had on the case so far.

A lady named 'Caterina' was found shot and they already had a list of suspects - Ankit, Tarun, Harish, Manoj and Manish.
The killer is a fan of challenges him by leaving notes ad various places.
* The first was found in a toilet room.
* The second was found in an art room.
* The third was in a restroom.
* the fourth in an underwater room.
* The fifth at the no-smoking room.

All of the notes read the same thing, 'The clues are where you find the notes.' Yet, nothing was found at any place the notes were.
Detective the genius, immediately solved the case.
Who was the killer?

Asked by Neha on 11 Sep 2023

I am a ten letters word
The first four letters have the power to rule,
Next, four-letter can be eaten.
The next three-letter represents a lady.
I can fly as well

what am I looking for?

Asked by Neha on 05 Jul 2023


1 dollar = 100 cent
= 10 cent x 10 cent
= 1/10 dollar x 1/10 dollar
= 1/100 dollar
= 1 cent

=> 1 dollar = 1 cent

solve this tricky problem?

Asked by Neha on 12 Oct 2024

Jessica is telling her friends this story and asks them to guess if it’s the truth or a lie: “There was a man sitting in a house at night that had no lights on at all. There was no lamp, no candle, and no other source of light. Yet, he sat in the house and read his book happily.” Her friends say she’s lying, but Jessica corrects them and says she’s telling the truth. Jessica’s story is true—but how?

Asked by Neha on 25 Jun 2025

The great emperor Akbar once ruled India. He was well known for his intelligence. But along with that, he was known for the Nine Gems in his court. One of the nine gems was Birbal, a quick witted and extremely intelligent man. The stories of his wit were widely popular.

Once a king ruling in a distant land heard of Birbal. To check his wit, he sent an invitation and called him to visit his land. Akbar allowed Birbal to go and he took off on the journey.

Upon reaching that kings kingdom, he was welcomed with flowers. He was then escorted to the palace of the king. Upon entering the palace, Birbal found that there were six people sitting in front of him adorning the same robe. They were also lookalike and it was hard to judge who the real king was.

After a couple of minutes, Birbal approached one of them and bowed in front of him greeting him.

That was the real king. How did Birbal know who was the real king ?

Asked by Neha on 10 May 2021


If a wheel has 54 spokes, how many spaces are there between the spokes?

Asked by Neha on 27 Sep 2021

Find The Next Number in the series:

12 13 15 17 111 113 117 119 123 ?

Asked by Neha on 01 Dec 2023

There was a kingdom in which the king had no heir to take over his thrown. Even the queen was dead and he himself was on the verge of dying. He thought about it and then summoned all of the teenagers. He gave one seed each to all of them and asked them to grow the plant. He announced that the one with the most beautiful plant will become the king/queen of the empire after the death of the king.

After a month, all of them were called. The king looked at all of the plants but announced the girl with an empty pot as the queen of the empire. Why?

Asked by Neha on 24 Sep 2024


I am the fastest animal but cannot climb the tree. What am I?

Asked by Neha on 29 Oct 2025

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Amazing Facts

No Solution

In 2007, a puzzle was released and $2 million prizes were offered for the first complete solution. The competition ended at noon on 31 December 2010, with no solution being found. Wiki