Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A Japanese ship was en route to a mission on foreign seas. The captain of the ship felt tired and thought of taking a bath. He went for taking the shower and removed his diamond ring and Rolex and kept them on the table. When he returned after taking the bath, he found that the ring and watch were stolen.

He called the five members of the crew whom he suspected and asked them what they were doing for the last 15 minutes.

The Italian cook (with a butcher knife in hand): I was in the fridge room getting meat for cooking.

The British Engineer (with a high beam torch in hand): I was working on a generator engine.

The Pakistani seaman: I was on the mast correcting the flag which was upside down by mistake.

The Indian Radio officer: I was trying to make a contact with the company to inform them about our position.

The American navigation officer: I am on night watch, so I was sleeping in my cabin.

Upon listening to them, the captain caught the lying member. Who do you think stole the valuables?

Asked by Neha on 10 Apr 2024


An American nightclub called 'The Coconut Grove' had a terrible fire in which over 400 people died. A simple design flaw in the building led to a high death toll. Subsequently, regulations were changed to ensure that all public buildings throughout the country eliminated this one detail, which proved deadly. What was it?

Asked by Neha on 05 Oct 2024

As you can see in the picture, you have a hole with dimensions 9 ft x 2 ft Also available is a wooden board with dimensions 6 ft x 3 ft Now you have to cover the hole with this board and you are allowed to cut the board into two pieces. Please see that the hole is completely covered and the boards should not overlap or extend beyond the edge. How will you cut the board?

Board Setting Riddle

Asked by Neha on 30 Jun 2026


Bobby and Wilbur decided to take their respective car out of the garage and race. None of them cheated and they both stood at the start time and decided to cover a distance in full throttle. The first to reach the mark was to be declared the winner.

Upon reaching the finishing mark, they found out that Bobby's car was 1.2 times faster than Wilbur's. Now, Wilbur had reached the mark about 1 minute and 30 seconds later than Bobby. Bobby's car reached the mark of 60 MPH on average.

Can you calculate the distance between the starting mark and the final mark with the help of the given data?

Asked by Neha on 08 Mar 2026

The Puzzle: A girl, a boy, and a dog start walking down a road.

They start at the same time, from the same point, in the same direction.

The boy walks at 5 km/h, the girl at 6 km/h.

The dog runs from boy to girl and back again with a constant speed of 10 km/h. The dog does not slow down on the turn.
How far does the dog travel in 1 hour?

Asked by Neha on 13 Jan 2026

A murder has been committed in a house. You are a detective and have to find out the murderer.

You investigate by asking three questions to each of the six suspects. Out of those six suspects, four are liars. It is not necessary that they speak everything a lie. But in their answers, there must be at least one lie. One of the six is the murderer.

There are eight rooms in the house in which the murder has been committed: Kitchen, Living Room, Bathroom, Garage, Basement, 3 Bedrooms.

At the time of the murder, only the murderer was present in the killing room. Any number of people can be present in any of the other rooms at the same time.

Can you identify the murderer and the four liars? Also, can you find out who was in which room?

The responses of all the suspects are mentioned below.

Joseph:
Peter was in the 2nd bedroom.
So was I.
David was in the bathroom.

Mandy:
I agree with Joseph that David was in the bathroom and Peter was in the 2nd bedroom.
But I think that Joseph was in the living room, OH MY GOD!

Peter:
Mandy was in the kitchen with Christopher.
But I was in the bathroom.

David:
I still say Peter was in the 2nd bedroom and Jennifer was in the bathroom.
Joseph was in the 1st bedroom.

Jennifer:
Peter was in the bathroom with Christopher.
And Mandy was in the kitchen.

Christopher:
David was in the kitchen.
And I was in the 2nd bedroom with Peter.

PS: The corpse was found in the Living Room.

Asked by Neha on 22 May 2023


Can you complete the sequence puzzle?

AR TA GE CA LE VI LI _

Asked by Neha on 02 May 2025

I sleep during the day and fly at night, but I have no feathers to aid my flight. What am I?

Asked by Neha on 28 Oct 2025

What is the coolest letter in the alphabet?

Asked by Neha on 24 Oct 2021


What does the following BrainBat signifies?

ABCDEFGHIJKLMNOPQRSTUVWYZ

QQQQQQQQQQQQQQQQQQQQQQQQQ.

Asked by Neha on 21 Jan 2021

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Amazing Facts

Out of the Box

The phrase “thinking outside the box” was popularised from the solution to a topographical puzzle involving 9 dots in a box shape.