Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

John and his wife were living in a rural place. On a particular day, John's wife fell ill and he called the local doctor. When the doctor picked up, he said, "Doctor, my wife is ill. She might have appendicitis."

"This can't be possible! I took out her appendix two years ago myself," the doctor explained.

When diagnosed, John's wife was found to have appendicitis. How can this be possible?

Asked by Neha on 19 Jun 2024


A boy was at a carnival and went to a booth where a man said to the boy, "If I write your exact weight on this piece of paper then you have to give me $50, but if I cannot, I will pay you $50." The boy looked around and saw no scale so he agrees, thinking no matter what the carny writes he'll just say he weighs more or less. In the end the boy ended up paying the man $50. How did the man win the bet?

Asked by Neha on 25 Mar 2022

A Shopkeeper sold a few chickens to four different customers on a particular day. It was such that each customer purchased half of the remaining chickens and half the chicken more.

Can you find out how many chicken were sold by the shopkeeper on that day if we tell you that the fourth customer bought a single chicken ?

Asked by Neha on 01 Jul 2024


In Greek mythology, the Sphinx sat outside of Thebes and asked this riddle of all travellers who passed by. If the traveller failed to solve the riddle, then the Sphinx killed him/her. And if the traveller answered the riddle correctly, then the Sphinx would destroy herself. The riddle:

What goes on four legs in the morning, on two legs at noon, and on three legs in the evening?

Oedipus solved the riddle, and the Sphinx destroyed herself.

Asked by Neha on 26 Jul 2024

A man and a dog were going down the street. The man rode, yet walked. What was the dog’s name?

Asked by Neha on 10 Mar 2022

There is a jar in which there are two types of candies.
20 blueberries and 16 strawberries. You perform the following steps:
1) You take out two candies.
2) If the two candies are of the same flavour, you add a blueberry one otherwise, you add the strawberry one.

You repeat these two steps till there is just one candy remaining in the jar. Which flavoured candy will be left?

Asked by Neha on 30 Aug 2023


Where do you go to learn how to make ice cream?

Asked by Neha on 07 Aug 2024

What is the end of everything?

Asked by Neha on 18 Jul 2025

What time is it when an elephant sits on a fence?

Asked by Neha on 10 Jul 2025


John and Jill are madly in love with each other. To remind Jill of his pure love, John wants to send her a ring by post but in their country where burglary is quite prominent, any package that is not locked comes under the risk of being stolen for the contents.

John and Jill possess many padlocks but neither one of them has the other key.

Can you find a way John can send the ring to Jill safely?

Asked by Neha on 03 Dec 2025

Hot Articles

Amazing Facts

Challenging

There is a cryptic organization called Cicada 3301 that posts challenging puzzles online, possibly to recruit codebreakers and linguists.