Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

The dirtier I get, the whiter I look. Who am I?

Asked by Neha on 12 Jan 2026


I am green and found in the forest and have needles instead of leaves. What am I?
Hint 1: It can be used for Christmas decorations.
Hint 2: I have a strong, scent that is used in air fresheners.

Asked by Neha on 29 Sep 2025

What kind of storm is always in a rush?

Asked by Neha on 16 Jan 2024


You are mixing a mixture of cement and Sand with five gallons of water. You have a garden hose giving you all the water you need. The problem is that you only have a four-gallon bucket and a seven-gallon bucket and neither has graduation marks. Find a method to measure five gallons.

Asked by Neha on 13 Aug 2024

A pond had 60 fish, out of which, all but 20 died.
How many fishes are now present in that pond?

Asked by Neha on 14 Jul 2024

A mathematics teacher took exams for his students. Out of the total students, 25% passed both the tests included in the exam. However, only 42% were able to clear the first test.

Can you find out the percentage of those students who passed the first test and also passed the second test?

Asked by Neha on 21 Jan 2025


After undergoing a successful eye operation, A blind girl has just boarded a train to her home. The doctor asked her to open the bandages after 3 hours. On her train journey, she opened the bandages and within a fraction of the time she commits suicide by jumping off the train.

Though her operation was successful, Why did she commit suicide?

Asked by Neha on 15 May 2021

There was a blind man. He had four socks in his drawer either black or white. He opened it and took out two socks. Now the probability that it was a pair of white socks is 1/2.

Can you find out the probability that he had taken out a pair of black socks ?

Asked by Neha on 19 Mar 2023

Next Number in the Series,

5, 16, 49, 104, ?

Asked by Neha on 31 Dec 2025


Out of four images which one is the odd one out?

Odd one out

Asked by Neha on 02 Oct 2023

Hot Articles

Amazing Facts

Word ladder puzzle

The word ladder puzzle was invented by Lewis Carroll, author of Alice’s Adventures in Wonderland.