Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

What has a bottom at the top?

Asked by Neha on 20 Jul 2025


The following sentence is false. The preceding sentence is true.
Are these two sentences true or false?

Asked by Neha on 11 Jun 2026

Today is John's birthday.
A year ago, John had five candles and he lit all the candles except the one at the last.
Now he is going to light all the candles.

How old is John Today?

(He is not five today.....)

Asked by Neha on 04 Feb 2025


Which number comes next in the number series?

2, 9, 30, 93, ?

Asked by Neha on 01 May 2026

1 dollar = 100 cent
= 10 cent x 10 cent
= 1/10 dollar x 1/10 dollar
= 1/100 dollar
= 1 cent

=> 1 dollar = 1 cent

solve this tricky problem?

Asked by Neha on 12 Oct 2024

We have four gears with below features=> Both Gear A and D has 60 teeth=> Gear B has 40 teeth=> Gear C has 20 teeth=> Every two minutes, Gear B makes 25 full turns.What is the relative speed of Gear A and Gear B?

Gear Rotation Riddle

Asked by Neha on 21 Aug 2021


Eight Chelsea player makes the following statements :

1. Seven of us are lying here.
2. Six of us are lying here.
3. Five of us are lying here.
4. Five of us are lying here.
5. Four of us are lying here.
6. Three of us are lying here.
7. My name is Torres.
8. My name is Lampard.

The last two are Lampard and Torres or maybe Torres and Lampard.
So can you deduce which of the last two is Lampard or Torres?

Asked by Neha on 14 Oct 2024

Here is a conversation between a couple who both are software professionals.

Husband: Hey! What is your date of birth?
Wife Replied Angrily: It is 591062400
Husband after doing some calculations replied, "Got It".

What is the DOB of the wife?

Asked by Neha on 20 Feb 2025

A game is being played where eight players can last for thirty-five minutes. Six substitutes alternate with each player in this game. Thus, all players are on the pitch for the same amount of time including the substitutes.

For how long is each player on the pitch?

Asked by Neha on 29 Aug 2023


Why Aeroplane windows are round?

Aeroplane Window Shape

Asked by Neha on 29 Jul 2023

Hot Articles

Amazing Facts

Crossword puzzles

In the 1920s, people feared that crossword puzzles would contribute to illiteracy.