Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A man is found hanging dead from the ceiling of a room. The room’s dimensions are 15 x 15 x 15. The man is only 6ft tall and the rope was only 2ft long. There are no windows and only one door to the room. The door is bolted shut from the inside, and a puddle of water is under the man. How did he kill himself?

Asked by Neha on 03 Sep 2025


I am a type of food that is often found in the fridge and can be white in colour. What I am?
Hint 1: I am a dairy product.
Hint 2: You can spread me on the bread.

Asked by Neha on 30 Sep 2025

A man has to get a fox, a chicken, and a sack of corn across a river.

He has a rowboat, and it can only carry him and one other thing.
If the fox and the chicken are left together, the fox will eat the chicken.
If the chicken and the corn are left together, the chicken will eat the corn.

How does the man do it?

Asked by Neha on 04 May 2021


It can't be seen, can't be felt, can't be heard, and can't be smelt.
It lies behind stars and under hills, And empty holes it fills.
It comes first and follows after, Ends life, and kills laughter.
What is it?

Asked by Neha on 17 May 2021

In the image below, can you find the value of an angle(y)

The angle of a triangle

Asked by Neha on 17 May 2023

Three ants are sitting at the three corners of an equilateral triangle. Each ant starts randomly picks a direction and starts to move along the edge of the triangle. What is the probability that none of the ants collide?

Asked by Neha on 05 Sep 2021


Suppose you are a girl candidate and sitting in an interview. Suddenly the interviewer asks you, 'What if one morning you wake up and find out that you are pregnant?

How will you reply to such a question?

Asked by Neha on 29 Apr 2023

What number does the below three word/phrase identify and why?
1. Deck
2. Year
3. Singing in the Rain

Asked by Neha on 21 Feb 2024

There is an ancient kingdom where every married woman keeps information regarding the fidelity of other men. However, what they don't know is the fidelity of their own husbands. Also, there is an ancient belief that they don't tell each other about the fidelity of their husbands.

On a certain day, the queen of the kingdom declares that she has identified at least one unfaithful man in the kingdom. She allows the wives to identify and gives them authority to kill their husbands if they are unfaithful at midnight.

How will the wives manage it?

Asked by Neha on 03 Oct 2023


Twenty frogs are sitting on a log floating on the surface of a river. Two of them decide to jump off into the water.

How many frogs are there on the log at this moment?

Asked by Neha on 20 Oct 2023

Hot Articles

Amazing Facts

Challenging

There is a cryptic organization called Cicada 3301 that posts challenging puzzles online, possibly to recruit codebreakers and linguists.