There are four 3-link chains. All you have to do is join them into a big 12-link chain. For joining two closed links, one of the links must be cut and placed onto the other link for closing.
How many minimum links will you have to cut to make the big chain?
A man died, leaving $10,000,000 for his widow, 5 sons and 4 daughters. Each daughter received an equal amount, each son received twice as much as a daughter, and the widow received three times as much as a son.