Can you decipher the two rows to find the hidden word?

In a town, there are over 100 flats.
Flat-1 is named first flat.
Flat-2 is named second flat.
Flat-3 is named third flat.

A visitors 'Victor' decides to walk through all the flats, he finds all the flats except flat-62.
Victor later founds that the local of the town have given it another name.

What is the name of the Flat?

A king sentenced a man to the death sentence for some crime he had committed. Known for his kindness, the king told the culprit that he had a choice to die in a way he decides.

The culprit was clever and said something that saved him from death. What method do you think he must have chosen for his death?

Three men in a cafe order a meal the total cost of which is $15. They each contribute $5. The waiter takes the money to the chef who recognises the three as friends and asks the waiter to return $5 to the men.

The waiter is not only poor at mathematics but dishonest and instead of going to the trouble of splitting the $5 between the three he simply gives them $1 each and pockets the remaining $2 for himself.

Now, each of the men effectively paid $4, the total paid is therefore $12. Add the $2 in the waiters pocket and this comes to $14. Where has the other $1 gone from the original $15?

A few friends are enjoying their sea voyage in a boat full of apples. On the way, they felt hungry and thus decided to eat the apples. Together, they ate two dozen of apples. When they have eaten the apples, will there be any change in the water level?

Can you solve the below algebraic mathematical equation?

(J+O+I+N+T)3 = JOINT

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

What is the coolest letter in the alphabet?

When a clock is observed, the hour hand is at a minute mark and the minutes hand is six minutes ahead of it.

When the clock is observed again after some time, the hour hand is precisely on a different minute mark and the minute hand is seven minutes ahead of it.

Can you calculate how much time has elapsed between the two observations?

I know a nine-letter word having only one vowel.
Do you ?