He digs out tiny caves and stores gold and silver in them. He also built bridges of silver and made crowns of gold. They are the smallest you could imagine. Sooner or later everybody needs his help, yet many people are afraid to let him help them. Who is he?
One day, John and his friends were playing around. Jacob hit something with a Pin and it popped. John's dad came into the room that very moment, but he wasn't mad. In fact, he was smiling. What did Jacob hit?
My first is in chocolate but not in ham. My second is in cake and also in jam. My third at tea time is easily found. Altogether, this is a friend who is often around. What is it?
I am a type of food that is often found in the fridge and can be white in colour. What I am?
Hint 1: I am a dairy product.
Hint 2: You can spread me on the bread.