Can you decipher the following common phrase?

T M C
A U O
H S M
W T E

what does the below math rebus puzzle mean?

A woman named Maria was at the funeral of her mother. She met a nice young man that she had never seen before and after the service, they spent a bit of time together. Then she got busy and didn’t get his name or phone number before he left. She tried to find him, but no one knew who he was or how to contact him. A few weeks later, Maria’s older sister dies and the police suspect murder. Who killed the sister?

Can anyone tell me a word in the English dictionary which has a silent 'z'?

On a beautiful Sunday morning, You ordered a hot tea to your hotel room and suddenly you remember an important thing that needed to be done right now will take around 3 minutes to complete.
Like most people you like your tea to be hot while drinking so, when should you pour cream in the tea?
1. straight away
2. Just people, you drink the team
3. Its does not matter

There is a square piece of paper with a hole that is denoted by the circle on the top right side in the given picture. You have to cut the paper in a manner that it forms two and only two separate pieces of paper and then rearrange the pieces in a manner that the holes come in the centre of the paper.

You have two bottles of pills marked with labels A and B. The pills are identical. The doctor has asked you to take one A pill and one B pill daily. You cant take more or less than that.

While taking out the pills one day, you took out one pill from A and by mistake took out two from B. You have no idea which pill is which now.

You cant throw away the expensive pills. What will you do now?

A man plots the murder of his wife. His plan is full proof. Nobody saw them leaving their house. He stabbed her with a knife while driving. She died on the spot. He threw her body in a valley. He threw the knife carefully wiping his finger prints on a random garbage bin. Then he went back to his home and no one was watching him this time as well.

After an hour, he was called by the local police department who informed him that his wife was murdered. They asked him to reach the scene of crime immediately. But as soon as he arrived at the crime scene, he was arrested by them.

How did the police know that he himself is the murderer?

A beggar on the street can make one cigarette out of every 6 cigarette butts he finds. After one whole day of searching and checking public ashtrays the beggar finds a total of 72 cigarette butts. How many cigarettes can he make and smoke from the butts he found?

You are driving down the road in your car on a wild, stormy night, when you pass by a bus stop and you see three people waiting for the bus

An old lady looks as if she is about to die.
An old friend who once saved your life.
The perfect partner you have been dreaming about.
Knowing that there can only be one passenger in your car, whom would you choose?