Funny Cipher Riddle

Can you decipher the following common phrase?

T M C
A U O
H S M
W T E




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Bill: Not bad, got married and I have three kids now.

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Jack: Oh, now I get it.

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Swiss Cross Riddle

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A bank customer had $100 in his account. He then made 6 withdrawals. He kept a record of these withdrawals, and the balance remaining in the account, as follows:

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$10 $15
$8 $7
$5 $2
$2 $0
----- -----
$100 $99

Why are the Totals not tallying?

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What Does this text mean:

important=important

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