Can you decipher the following common phrase?

T M C
A U O
H S M
W T E

10 people came into a hotel with 9 rooms and each guest wanted his own room. The bellboy solved this problem.
He asked the tenth guest to wait for a little with the first guest in room number 1. So in the first room, there were two people. The bellboy took the third guest to room number 2, the fourth to number 3, ..., and the ninth guest to room number 8. Then he returned to room number 1 and took the tenth guest to room number 9, still vacant.
How can everybody have his own room?

What goes up but never comes down?

A worker is to perform work for you for seven straight days. In return for his work, you will pay him 1/7th of a bar of gold per day. The worker requires a daily payment of 1/7th of the bar of gold. What and where are the fewest number of cuts to the bar of gold that will allow you to pay him 1/7th each day?

There is a river to cross using a river raft and there are eight people (father, mother, policeman, thief, 2 daughters and 2 sons). No one knows to operate the raft except the adults and also excluding the thief. Only two people can go in the raft at a time. The raft should keep coming back and forth in order to pick and drop the people.
Rules to be followed:
Father: the father cannot stay in the raft or outside the raft without the presence of the mother.
Mother: the mother cannot stay in the raft or outside the rat without the presence of the father.
Thief: the thief is not allowed to stay with any of the family members unless there is a policeman.
Policeman: the policeman can travel with anyone.
2 sons and 2 daughters: they are not allowed to travel in the raft without the presence of an adult. They cannot either travel in the presence of only thieves without the policeman. The sons cannot be with their mothers without their father's supervision. The daughters are not allowed to be there with their fathers without the supervision of their mothers. But the daughters and the sons can be left unsupervised (as long as the other rules are applied).
What is the sequence that the people should follow in order to cross the river through the raft keeping in mind all the rules?
The rules are applicable not only in the raft but also outside the raft.

I have a mouth but I don't eat.
I have a bank but have no money.
I have a bed but i dont sleep.
I wave but have no hands.

Who Am I ?

You have two buckets - one holds exactly 5 gallons and the other 3 gallons. How can you measure 4 gallons of water into the 5 gallon bucket?

(Assume you have an unlimited supply of water and that there are no measurement markings of any kind on the buckets.)

I have a head like a cat and feet like a cat, but I am not a cat. What am I?

Christina, Allison and Lena are 3 daughters of John a well-known Mathematician, When I asked John the age of their daughters. He replied "The current age of her daughters is prime. Also, the difference between their ages is also prime."

How old are the daughters?

On a windy rainy night , I was driving in my car.
When i reach the bus stand , i see three people waiting for the bus.

1. An old lady who needs an immediate medical attention
2. My Best Friend
3. Girl whom i love from childhood

My car is a two seat, so can you tell me , what i have done in this situation ?