Can you decipher the following common phrase?

T M C
A U O
H S M
W T E

Women do it once a year after they turn 19 but men get to do it only once in a lifetime. What is it?

Can you quickly find which two matchstick figures are identical?

Eight Chelsea player makes the following statements :

1. Seven of us are lying here.
2. Six of us are lying here.
3. Five of us are lying here.
4. Five of us are lying here.
5. Four of us are lying here.
6. Three of us are lying here.
7. My name is Torres.
8. My name is Lampard.

The last two are Lampard and Torres or maybe Torres and Lampard.
So can you deduce which of the last two is Lampard or Torres?

There's one "sport" in which neither the spectators nor the participants know the score or the leader until the contest ends.

What is it?

I am a five-letter word under you,
Remove the first letter and I am above you,
Remove the second as well and I am around you.

Who am I?

I am something people love or hate. I change peoples appearances and thoughts. If a person takes care of them self I will go up even higher. To some people I will fool them. To others I am a mystery. Some people might want to try and hide me but I will show. No matter how hard people try I will Never go down. What am I?

Can you replace the question mark with the correct letter?

6 + 6 + 6 = N
7 + 7 + 7 = E
8 + 8 + 8 = R
0 + 0 + 0 = ?

Can you solve the below rebus?

John drives to his office at 20km/hr. After reaching the office, he realizes that today is a holiday. He went back at an average speed of 30km/hr. Discounting the time spent in the stoppage what was the average speed of his journey?