Funny Cipher Riddle

Can you decipher the following common phrase?

T M C
A U O
H S M
W T E




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While house hunting in London, I came across a very good leasehold property Discussing the lease the landlady told me:

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John was a very careless driver, so his owner Jacob gave him an offer that he will get an incentive of Rs.30 for every bottle box he delivered without breaking it and he will be charged Rs.90 for every bottle box he broke. Jacob gave John 100 bottles-box to deliver. After delivery, Jacob paid John Rs.2400. How many bottles-box did John break?

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I have a mouth but I don't eat.
I have a bank but have no money.
I have a bed but i dont sleep.
I wave but have no hands.

Who Am I ?

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The king of Octopuses has servants who have six, seven or eight legs. The distinguishing characteristics of the servants is that the one with seven legs always lie but the one with either six or eight legs speak the truth always.

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The black one says, 'We have 28 legs altogether.'

The green one says, 'We have 27 legs altogether.'

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Can you identify the colour of the servant who is speaking the truth?

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Known by all without exception, Forever here, for your protection, Sometimes strong, sometimes weak, Right after the night I come - hot and chic. And while millions of miles away, I always get to you, I find my way. No life around could do without me, Can you guess what I might be?

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Amazing Facts

Gambling

In Canada, a mathematical puzzle must be solved in order to win the lottery to classify it as a “game of skill” not gambling.