Can you decipher the following common phrase?

T M C
A U O
H S M
W T E

Can you start the fire using two pieces of wood?

You and your two friends are working in a multinational company. How can you three find out the average salary of you all without disclosing your own salary to the other two?

A man hijacks an aeroplane transporting both passengers(8 of them) and valuable cargo. After taking the cargo, the man demands nine parachutes, puts one of them on, and jumps, leaving the other eight behind. Why did he want eight?

A family is trapped in a jungle. There is a bridge which can lead them to safety. But at one time, the bridge can only allow two people to pass through. Also, all of them are afraid of the dark and thus, they can't go alone.

Father takes 1 minute to cross, the mother takes 2 minutes, the son takes 4 and the daughter takes 5 minutes. While crossing the time taken will be according to the slower one. How can they all reach the other side in the minimum possible time?

The captain of a ship was telling this interesting story: "We travelled the sea far and wide. At one time, two of my sailors were standing on opposite sides of the ship. One was looking west and the other one east. And at the same time, they could see each other clearly." How can that be possible?

The richest man in the city Mr Rechard is kidnapped. James Bond is appointed to the case. At the crime scene, a note is found written by Mr Richard. The note read:

"First of January, Fourth of October, Fifth of March, Third of June."

James Bond knew that somehow, the killer's name was hidden in the note. The following were the suspects:

Jack Richard, the son and the heir of property.
John Jacobson, the employee of Richard.
June Richard, the wife of Richard.

James Bond took only a few moments to deduce the killer's name. Can you tell who was the killer?

Only one colour, but not one size,
Stuck at the bottom, yet easily flies.
Present in sun, but not in rain,
Doing no harm, and feeling no pain.
What is it?

Find the missing letter in the last circle logically in the given below picture.

When my father was 31 I was 8. Now he is twice as old as me. How old am I?