Can you decipher the following common phrase?

T M C
A U O
H S M
W T E

Most people think of me as money. But when they find me in the water, they won’t get any money out of me. What am I?

You have two strings whose only known property is that when you light one end of either string it takes exactly one hour to burn. The rate at which the strings will burn is completely random and each string is different.

How do you measure 45 minutes?

What is the last thing you take off before bed?

I welcome the day with a show of light, I stealthily came here in the night. I bathe the earthy stuff at dawn, But by noon, alas! I'm gone.

There are 2 cops parked along a one-way street looking for traffic violations. They spot a taxi driver going in the wrong direction, yet they do nothing.

Why?

How many letters are in the alphabet?

There is a barrel with no lid and some wine in it. 'This barrel of wine is more than half full,' said Curly. 'No it's not,' says Mo. 'It's less than half full.' Without any measuring implements and without removing any wine from the barrel, how can they easily determine who is correct?

The peacock is a bird that does not lay eggs. How do they get baby peacocks?

The square root of number 121 is "11". What is the square root of the number "12345678987654321."?