Can you find the dog hidden in a group of pandas?

Can you find the missing letter in the sequence?
S - T - I - L - ? - T - F - Y - C

You have 1023 apples and 10 bags. You have to distribute these apples in these 10 bags in any way you choose. But when I ask for a certain number of apples you have to give them in terms of bags without transferring the apples from other bags. How do you distribute the apples?

Why do people go to bed?

You are driving down the road in your car on a wild, stormy night, when you pass by a bus stop and you see three people waiting for the bus

An old lady looks as if she is about to die.
An old friend who once saved your life.
The perfect partner you have been dreaming about.
Knowing that there can only be one passenger in your car, whom would you choose?

What brings you down but never up?

Can you find out the missing number in the grid?

There were five men at church, and it started raining while they were outside. The four that ran still got wet, but the one that was still stayed completely dry. Why did he stay dry?

John was a very careless driver, so his owner Jacob gave him an offer that he will get an incentive of Rs.30 for every bottle box he delivered without breaking it and he will be charged Rs.90 for every bottle box he broke. Jacob gave John 100 bottles-box to deliver. After delivery, Jacob paid John Rs.2400. How many bottles-box did John break?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.