You can see it everyday, But cannot touch it at will. What is it?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

Evil warlock dislikes dwarfs and therefore he selects four of them and buries them. The dwarfs are buried in the ground and they are in such a way that except for their heads, their body is inside the ground. The dwarfs cannot move their body and they can view only forward. They are all buried in a line, and amongst the four, one of the dwarfs is separated by a wall. All the dwarfs are in the same direction. The last dwarfs can see two heads of friends in the front and a wall. In the last second dwarf can see one head of his friend and a wall. The second dwarf can see only the wall. The dwarf can see nothing.
Warlock comprehends the situation and tells the dwarfs that he has placed hats on their heads. There are two blue hats and two red ones. In all four dwarfs, one of them has to say what colour hat he is wearing. If the dwarf says the correct colour of the hat, they will be left free. If the answer is wrong, then they will be dug inside the ground till the very end.

What will be the answer by the dwarf and how will they answer?

Can you solve below mathematical equation?

2^1234 - 2^1233

10+10 and 11+11 can give you the same answer.

Explain how?

What breaks yet never falls, and what falls yet never breaks?

Jack and Joseph are well-known golf rivals. One Day during a match, they were level at a score of 30. Jack hit a bad shot and Joseph added 10 to his score. Joseph then hit an awesome shot and he won the game.

How ?

What is the coolest letter in the alphabet?

I have two coins.
* One of the coins is a faulty coin having a tail on both sides of it.
* The other coin is a perfect coin (heads on side and tail on other).

I blindfold myself and pick a coin and put the coin on the table. The face of the coin towards the sky is the tail.

What is the probability that another side is also tail?

In a school, there are four subjects. Seventy percent of students study English, seventy five percent of students study Science, eighty five percent of students study Mathematics and eighty percent of students study Spanish.

Can you calculate the percentage of students that study all four subjects?