What country can make you shiver?

What is the word or phrase?

What's a single-digit number with no value?

If six children and two dogs were under an umbrella, how come none of them got wet?

John, a 5-year-old boy, was really fond of the chocolates. He asked his Mother to give him some money to buy his favourite chocolates. His Mother gave him $45. He went to the shopkeeper and asked, "How much is one chocolate for?". The shopkeeper said $3 for one chocolate. Also, if you give me the wrappers of three chocolates, I will give you one for the exchange.
In total, how much chocolate could John eat?

I am a type of food that is often found in the fridge and can be white in colour. What I am?
Hint 1: I am a dairy product.
Hint 2: You can spread me on the bread.

It belongs to you, but other people use it more than you do. What is it?

If 5 cats catch 5 mice in 5 minutes, how long will it take one cat to catch a mouse?

There is a box in which distinct numbered balls have been kept. You have to pick two balls randomly from the lot.

If someone is offering you a 2 to 1 odds that the numbers will be relatively prime, for example
If the balls you picked had the numbers 6 and 13, you lose $1.
If the balls you picked had the numbers 5 and 25, you win $2.

Will you accept that bet?

I cannot talk, but I always reply when spoken to. What am I?