During which month do people sleep the least?

The current time can be represented by below textual rebus.

0
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B.Sc
LLB

Can you tell us the current time?

A beggar on the street can make one cigarette out of every 6 cigarette butts he finds. After one whole day of searching and checking public ashtrays the beggar finds a total of 72 cigarette butts. How many cigarettes can he make and smoke from the butts he found?

I never stop running even when I standstill. If I am formed by joining two identical bodies together, can you guess who I am?

John went to a parrot shop in Mexico, and the parrot owner told him that his parrot is so unique that he repeats everything he hears. John got excited and immediately bought the parrot. John went home and spoke many words, but the parrot does not repeat anything.
He went again to the parrot shop and complaint to the shopkeeper, but the shopkeeper never lied. Explain?

There was an aeroplane crash, every single person died, but two people survived. How is this possible?

Find The Next Number In The Sequence

30 10 15 13 0 16 -15 ?

A Child was born in Lahore, Pakistan.

Still child is not a Pakistani citizen.why ?

What month of the year has 28 days?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.