what does this picture(rebus) riddle means ?

What has no start, end, or centre?

It was a dark stormy night and a couple were in a car driving madly to a city. The car broke down and the husband had to go get help from someone who spoke his language. He was afraid to leave his wife alone in the car so he locked the car before leaving. When he came back, the car was in the same state as he had left it but his wife was dead, there was blood on the floor and there was a stranger in the car. What happened?

I am five letter word that is under you.
If you remove my 1st letter, then I am over you.
If you remove my 1st and 2nd letters then I am all around you.

Who am I?

In the image below, can you find the value of an angle(y)

What do you answer even though it never asks you questions?

There was once a college that offered a class on probability applied to the real world. The class was relatively easy, but there was a catch. There were no homework assignments or tests, but there was a final exam that would have only one question on it. When everyone received the test paper it was a blank sheet of paper with a solitary question on it: 'What is the risk?'.Most students were able to pass, but only one student received 100% for the class! Even stranger was that he only wrote down one word!
What did he write?

Twice ten are six of us,

Six are but three of us,

Nine are but four of us;

What can we possibly be?

Would you know more of us?

Twelve are but six of us,

Five are but four, do you see?

What are we?

No matter how little or how much you use me, you change me every month. What am I?

You have four chains. Each chain has three links in it. Although it is difficult to cut the links, you wish to make a single loop with all 12 links. What is the fewest number of cuts you must make to accomplish this task?