If EELS + MARK + BEST + WARY = EASY

What does HELP + BARK + WARD + LEAD equal?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

I have teeth but i don't bite. Who Am I ?

Known by all without exception, Forever here, for your protection, Sometimes strong, sometimes weak, Right after the night I come - hot and chic. And while millions of miles away, I always get to you, I find my way. No life around could do without me, Can you guess what I might be?

If you drop a 15 kg iron bar and a 5 kg bag of cotton from a height of 50 meters which will reach the ground first?

It belongs to you, but other people use it more than you do. What is it?

John went to buy some expensive, foreign chocolates. He only had Rs 100 with him. When he reached the shop, he got out and know that on those chocolates, there was a 15% import duty and 5% VAT.

How much worth chocolate should he buy so that he can accommodate it in Rs 100?

A man and a dog were going down the street. The man rode, yet walked. What was the dog’s name?

Mr Black, Mr Gray, and Mr White are fighting in a truel. They each get a gun and take turns shooting at each other until only one person is left. Mr Black, who hits his shot 1/3 of the time, gets to shoot first. Mr Gray, who hits his shot 2/3 of the time, gets to shoot next, assuming he is still alive. Mr White, who hits his shot all the time, shoots next, assuming he is also alive. The cycle repeats. If you are Mr Black, where should you shoot first for the highest chance of survival?

Eight Chelsea player makes the following statements :

1. Seven of us are lying here.
2. Six of us are lying here.
3. Five of us are lying here.
4. Five of us are lying here.
5. Four of us are lying here.
6. Three of us are lying here.
7. My name is Torres.
8. My name is Lampard.

The last two are Lampard and Torres or maybe Torres and Lampard.
So can you deduce which of the last two is Lampard or Torres?