Identify The phrase in the picture.

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

2 ladies and 2 girls need to cross a river in a boat big enough for 1 LADY or 2 girls. How do they do it?

I am the beginning of the end, and the end of time and space. I am essential to creation, and I surround every place. What am I?

They came out at night, without being called.
They lost at day, without being stolen.
Who are they?

Arrange the numbers 1, 2, 3, 4, 5, 6, 7, 8 and 9 above and below the division line in a manner that the thus formed fractions equal to 1/3.

(You can use one number only once)

I have a head like a cat and feet like a cat, but I am not a cat. What am I?

A wife and her husband were driving in their car on the highway. All of a sudden, they ran out of gas. So the husband said to the wife, 'Now, you stay here. I will go down the highway to the nearest gas station, and it will be about 1 hour. Just listen to the radio and read some books, and remember to lock all the windows and doors. I will leave the keys with you.' So, off the husband went, and the wife first locked ALL the windows and doors. Next, she turned on the radio, and this is what she heard on the news report:
'THERE IS A MURDERER ON THE LOOSE. HE WAS LAST SEEN ON THE HIGHWAY, WEARING ALL BLACK, ABOUT 5 FOOT 11 INCHES. PLEASE, BE AWARE AND CONTACT THE POLICE IMMEDIATELY.' The wife got very scared. She turned off the radio and double-checked the locked doors. Then she saw the murderer, only a couple of feet away from the car. An hour later, the husband returned to his car. Inside the car, his wife was DEAD, she had been murdered. All the windows were still locked, and the doors. No windows were broken, and the car was in PERFECT condition. No scratches or anything, it was the same way as when he left it. How did the murderer kill the wife?

Find the Next Number in the Sequence

2 9 3 1 8 4 3 6 5 7 ?

A high school has a strange principal. On the first day, he has his students perform an odd opening day ceremony:

There are one thousand lockers and one thousand students in the school. The principal asks the first student to go to every locker and open it. Then he has the second student go to every second locker and close it. The third goes to every third locker and, if it is closed, he opens it, and if it is open, he closes it. The fourth student does this to every fourth locker, and so on. After the process is completed with the thousandth student, how many lockers are open?