Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

In the given picture, in how many ways can you read the word "Tiger"?

Read Word Tiger

Asked by Neha on 21 May 2023


In a school, 280 students studied chemistry, 254 students studied physics and 280 students studied biology.

97 students studied chemistry as well as physics, 138 students studied physics as well as biology and 152 students studied chemistry as well as biology.

73 students studied all the three branches.

Can you find out the total number of students?

Asked by Neha on 17 Jun 2026

A farmer went to a market and bought a wolf, a goat, and a cabbage. On his way home, the farmer came to the bank of a river and rented a boat. But crossing the river by boat, the farmer could carry only himself and a single one of his purchases: the wolf, the goat, or the cabbage. If left unattended together, the wolf would eat the goat, or the goat would eat the cabbage. The farmer’s challenge was to carry himself and his purchases to the far bank of the river, leaving each purchase intact. How did he do it?

Asked by Neha on 21 May 2025


Two guards were on duty outside a barracks. One faced up the road to watch for anyone approaching from the North. The other looked down the road to see if anyone approached from the South. Suddenly one of them said to the other, "Why are you smiling?"

How did he know his companion was smiling?

Asked by Neha on 24 Apr 2022

Can you replace the X (both small and big x) with the numbers between 1 to 19 such that all the rows of 3 numbers between X (big x) sum to 23?

Replace Shaped Puzzle

Asked by Neha on 05 Oct 2025

I am soft and cuddly that soothe your heart. But, If you pick my last name I am going to tear you all apart. Who am I?

Asked by Neha on 13 May 2024


Can You Find The Poor LOST PUPPY Hidden In The Park in 20 Seconds?

Find the Lost Puppy

Asked by Neha on 22 Aug 2026

Decode the movie name from the below picture?

Movie Rebus

Asked by Neha on 26 Aug 2023

A frog is at the bottom of a 30-meter well. Each day he summons enough energy for one 3-meter leap up the well. Exhausted, he then hangs there for the rest of the day. At night, while he is asleep, he slips 2 meters backwards. How many days does it take him to escape from the well?

Asked by Neha on 25 Nov 2024


Edward James went for tiger hunting.

It was not his lucky day.



He got six tigers without heads, nine tigers without the tail and eight cut in two halves.

How many tiger did he hunted ?

Asked by Neha on 22 Apr 2021

Hot Articles

Amazing Facts

Word ladder puzzle

The word ladder puzzle was invented by Lewis Carroll, author of Alice’s Adventures in Wonderland.