Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

Can you move from MANILA to UGANDA in the shortest time? You need to follow the below rules:
Rule 1: You can change up to 3 alphabets at a time.
Rule 2: New words must be of 6 alphabets.
Rule 3: The new word formed must be a country or capital.

Asked by Neha on 21 Aug 2026


One evening there was a murder in the home of a married couple, their son and daughter. One of these four people murdered one of the others. One of the members of the family witnessed the crime.

The other one helped the murderer.

These are the things we know for sure:

1. The witness and the one who helped the murderer were not of the same sex.

2. The oldest person and the witness were not of the same sex.

3. The youngest person and the victim were not of the same sex.

4. The one who helped the murderer was older than the victim.

5. The father was the oldest member of the family.

6. The murderer was not the youngest member of the family.

Who was the murderer?

Asked by Neha on 20 Sep 2025

I know a 5-digit number having a property that With a 1 after it, it is three times as large as it would be with a one before it.

Guess the number?

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How many triangles are there in the picture below?

Triangle Count Riddle

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There are seven sisters in a house in a village where there is no electricity or any gadget.

Sister-1: Reading Novel
Sister-2: Cooking
Sister-3: Playing Chess
Sister-4: Playing Sudoku
Sister-5: Washing clothes
Sister-6: Gardening

what is Sister-7 doing ?

Asked by Neha on 26 Jan 2025

You are confined in a room and given two metal rods. Out of these two rods, one is magnet and the other is the iron rod. They look starkly similar. You don't have any other metal object in the room.

How will you decide which one of those is magnet?

Asked by Neha on 25 Apr 2021


How can you make a TV, a bed, a dog, and a car liquid?

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What kind of tree can you carry in your hand?

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A bank customer had $100 in his account. He then made 6 withdrawals. He kept a record of these withdrawals, and the balance remaining in the account, as follows:

Withdrawals Balance left
$50 $50
$25 $25
$10 $15
$8 $7
$5 $2
$2 $0
----- -----
$100 $99

Why are the Totals not tallying?

Asked by Neha on 14 Dec 2023


Katrina wants to go on a date and prefers her date to be tall, dark and handsome.

Of the preferred traits - tall, dark and handsome - no two of Shahrukh, Ajay, Salman and Akshay have the same number.
Only Shahrukh or Akshay is tall and fair.
Only Ajay or Salman is short and handsome.
Shahrukh and Salman are either both tall or short.
Ajay and Akshay are either both dark or both fair.
Who is Katrina's date?

Asked by Neha on 12 May 2026

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