Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

When is the top of a mountain similar to a savings account?

Asked by Neha on 18 Aug 2025


You stand in front of two doors. A guard stands next to each door. You know the following things: one path leads to paradise, the other leads to death. You cannot distinguish between the two doors. You also know that one of the two guards always tells the truth and the other always lies. You have permission to ask one guard one question to discover which door leads to paradise. What one question would you ask to guarantee you enter the door to paradise?

Asked by Neha on 03 Jun 2025

In which direction should the missing arrow point?

Arrow Direction

Asked by Neha on 30 Dec 2024


What type of tree can I carry in my hand?

Asked by Neha on 04 Apr 2025

John is 45 years older than his son Jacob. If you find similarities between their ages, both of their ages contain prime numbers as the digits. Also, John's age is the reverse of Jacob's age.

Can you find their ages?

Asked by Neha on 11 Sep 2024

Can you solve the below algebraic mathematical equation?

(J+O+I+N+T)3 = JOINT

Asked by Neha on 29 May 2021


A thief is convicted in Mexico. He gets the death penalty. The judge allows him to say the last sentence to determine how the penalty will be carried out. If the thief lies, he will be hanged, if he speaks the truth he will be beheaded. The thief tells the last sentence and to everybody's surprise some minutes later he is set free because the judge cannot determine his penalty. What did the thief say?

Asked by Neha on 07 Sep 2024

John and his wife were living in a rural place. On a particular day, John's wife fell ill and he called the local doctor. When the doctor picked up, he said, "Doctor, my wife is ill. She might have appendicitis."

"This can't be possible! I took out her appendix two years ago myself," the doctor explained.

When diagnosed, John's wife was found to have appendicitis. How can this be possible?

Asked by Neha on 19 Jun 2024

Eight Chelsea player makes the following statements :

1. Seven of us are lying here.
2. Six of us are lying here.
3. Five of us are lying here.
4. Five of us are lying here.
5. Four of us are lying here.
6. Three of us are lying here.
7. My name is Torres.
8. My name is Lampard.

The last two are Lampard and Torres or maybe Torres and Lampard.
So can you deduce which of the last two is Lampard or Torres?

Asked by Neha on 14 Oct 2024


We have four gears with below features=> Both Gear A and D has 60 teeth=> Gear B has 40 teeth=> Gear C has 20 teeth=> Every two minutes, Gear B makes 25 full turns.What is the relative speed of Gear A and Gear B?

Gear Rotation Riddle

Asked by Neha on 21 Aug 2021

Hot Articles

Amazing Facts

Rubik’s Cube

The inventor of the Rubik’s Cube didn’t realize he’d built a puzzle until he scrambled it the first time and tried to restore it.