Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

Ten coins have been arranged as you can see in the given picture. In this arrangement, a triangle is formed pointing upwards. You have to invert the position of the triangle and make it point downwards while changing the position of 3 coins only. Can you do it?

Visual Thinking Riddle

Asked by Neha on 05 May 2026


A rain drop fell from one leaf to another leaf and lost 1/4th of its volume. It then fell to another leaf and lost 1/5th of the volume. It again fell on another leaf and lost 1/5th of the volume.



This process kept repeating till it fell on the last leaf losing 1/75th of its volume.



Can you calculate the total percentage of loss from the initial volume when the drop has fallen to the last leaf accurate up to two decimal places?

Asked by Neha on 16 Feb 2021

The captain of a ship is telling you an interesting story and then poses a question. He says, “I have travelled the oceans far and wide. One time, two of my sailors were standing on opposite sides of the ship. One was looking west and the other one east. And at the same time, they could see each other clearly. Can you tell me how that was possible?”

Asked by Neha on 11 Jun 2025


The more you take me, the more you leave me behind.
Who Am I?

Asked by Neha on 15 Jan 2025

A Child was born in Lahore, Pakistan.

Still child is not a Pakistani citizen.why ?

Asked by Neha on 01 Feb 2023

I have holes on the top and bottom. I have holes on my left and on my right. And I have holes in the middle, yet I still hold water. What am I?

Asked by Neha on 17 May 2021


In order to complete the racing competition, the Mexico racetrack has to submit its top and the most famous three horses to win the competition. Due to an electrical storm, all the records are cleared and no one knows which horse holds the record. They all look identical and it becomes even more difficult to differentiate the horses. There are 25 horses in the Mexico racetrack. But there can be only five horses at a time on the track. What will the least number of races that can be conducted to find out the three fastest horses?

Horse Race in Mexico

Asked by Neha on 24 Mar 2021

There is a place where if I stand up straight, I will still be considered sideways.

Asked by Neha on 05 May 2025

A landlord calls both of his sons and tells them that their horses will now decide who will transfer the inheritance. He tells them to race along the land till the end and the one whose horse will be slower will win and be the heir to all the property.

Both of them keep wandering for days but to no result. Then they ask a wise man regarding it. The man advises them on the matter after which they jump on the horses and race as fast as they can till the end. Why did they do it?

What did the wise man say?

Asked by Neha on 05 Nov 2025


Sherlock Holmes was challenged to make a pre-drawn line smaller without erasing it. He did it in fractions of seconds. How?

Asked by Neha on 12 Apr 2023

Hot Articles

Amazing Facts

Rubik’s Cube

The inventor of the Rubik’s Cube didn’t realize he’d built a puzzle until he scrambled it the first time and tried to restore it.