Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

Can you think of a smallest +ve number such that if we shuffle the digits of the number, the new number becomes double the original number?

Asked by Neha on 25 Feb 2024


Alex is stranded on an island covered in forest.
One day, when the wind is blowing from the west, lightning strikes the west end of the island and sets fire to the forest. The fire is very violent, burning everything in its path, and without intervention the fire will burn the whole island, killing the man in the process.

There are cliffs around the island, so he cannot jump off.

How can the Alex survive the fire? (There are no buckets or any other means to put out the fire)

Asked by Neha on 12 Sep 2021

In the picture, you can see a chess board. On the top left position, the K marks a knight. Now, can you move the knight in a manner that after 63 moves, the knight has been placed at all the squares exactly once excluding the starting square?

Are You A Chess Player?

Asked by Neha on 08 Apr 2024


A guy in his thirties is found dead in a forest. The shocking thing about the body is that he is wearing his swimming trunks snorkel and a facemask.

For your information, the nearest lake is some 10 miles away and the sea is hundreds of miles away.

How did he die then?

Asked by Neha on 15 Oct 2025

I am a number I am not an odd number I am higher than 90 I am not higher than 100 If you subtract me from 100, you get nothing. What number am I?

Asked by Neha on 21 Feb 2022

Suppose that you are trapped on the surface of a frozen lake. The surface is so smooth and ideal that there is no friction at all. You cant make any grip on the ice and no wind is blowing to help you out. You have just a mobile phone with you which has got no reception disabling you to call for help.

How will you plan your escape before you freeze to death on the frozen lake?

Asked by Neha on 25 Dec 2020


A man is found hanging dead from the ceiling of a room. The room’s dimensions are 15 x 15 x 15. The man is only 6ft tall and the rope was only 2ft long. There are no windows and only one door to the room. The door is bolted shut from the inside, and a puddle of water is under the man. How did he kill himself?

Asked by Neha on 03 Sep 2025

Can you find out the total number of triangles in the given figure?

Triangle Angle

Asked by Neha on 12 Mar 2024

A man is sitting in a pub feeling rather poor. He sees that the man next to him is extremely rich. He turns to the rich man and says to him, 'I have an amazing talent; I know almost every song that has ever existed.'
The rich man laughs.
The poor man says, 'I am willing to bet you all the money you have in your wallet that I can sing a genuine song with a lady's name of your choice in it.'
The rich man laughs again and says, 'OK, how about my daughter's name, Joanna Armstrong-Miller?'
The rich man goes home poor. The poor man goes home rich.

What song did he sing? A man is sitting in a pub feeling rather poor. He sees the man next to him pull a wad of £50 notes out of his wallet. He turns to the rich man and says to him, 'I have an amazing talent; I know almost every song that has ever existed.' The rich man laughs. The poor man says, 'I am willing to bet you all the money you have in your wallet that I can sing a genuine song with a lady's name of your choice in it.' The rich man laughs again and says, 'OK, how about my daughter's name, Joanna Armstrong-Miller?' The rich man goes home poor. The poor man goes home rich. What song did he sing?

Asked by Neha on 01 Feb 2026


There are four 3-link chains. All you have to do is join them into a big 12-link chain. For joining two closed links, one of the links must be cut and placed onto the other link for closing.

How many minimum links will you have to cut to make the big chain?

Asked by Neha on 27 Sep 2023

Hot Articles

Amazing Facts

Out of the Box

The phrase “thinking outside the box” was popularised from the solution to a topographical puzzle involving 9 dots in a box shape.