Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

Two friends Smith and Andrew were talking about the bravery of their families. Smith told great stories about his courageous grandfather who fought for Britain in "World War I". Andrew told that his grandfather was so brave that in 1919 just after the war he was honoured with a bravery medal with the words "For our Courageous Soldiers In World War I" embedded into it. Smith knows that his friend is lying. How?

Asked by Neha on 09 Mar 2026


I have an eye but still cannot see.

Who am I?

Asked by Neha on 28 Oct 2023

You walk into a room and see a bed. On the bed, there are two dogs, five cats, a giraffe, six cows, and a goose. There are also three doves flying above the bed. How many legs are on the floor?

Asked by Neha on 23 May 2025


I am a word of 12 alphabets.

* Alphabets 12, 4, 7, 2, 5 : Eastern beast of burden
* Alphabets 1, 8, 10, 9 are street made famous by Sinclair Lewis.
* Alphabets 11, 3, 6 are past.

On whole it means a person suffering from delusions of greatness.

What Is it ?

Asked by Neha on 05 Jul 2021

There are 100 bulbs in a room. 100 strangers have been accumulated in the adjacent room. The first one goes and lights up every bulb. The second one goes and switches off all the even-numbered bulbs - second, fourth, sixth... and so on. The third one goes and reverses the current position of every third bulb (third, sixth, ninth? and so on.) i.e. if the bulb is lit, he switches it off and if the bulb is off, he switches it on. All the 100 strangers progress similarly.

After the last person has done what he wanted, which bulbs will be lit and which ones will be switched off?

Asked by Neha on 14 May 2026

What is in seasons, seconds, centuries and minutes but not in decades, years or days?

Asked by Neha on 25 Dec 2024


Living above a star, I do not burn
Eleven friends and they do not turn
I can just be visited in a sequence, not once or repeatedly
PQRS are my initials
Can you tell my name accurately?

Asked by Neha on 11 Jul 2021

In a mathematical quiz, you are asked the following question:

Use three 9s in a mathematical expression without dividing or multiplying to form the number one.

Can you answer the question?

Asked by Neha on 18 Feb 2026

Can You Find The Naughty BUNNY Hidden In The Girl’s Bedroom Within 9 Seconds? Good Luck!

Find BUNNY in the Bedroom

Asked by Neha on 24 Aug 2026


Which three-digit number, made of consecutive digits, like 567, is 2 less than a cube and 2 more than a square?

Asked by Neha on 24 Aug 2024

Hot Articles

Amazing Facts

Word ladder puzzle

The word ladder puzzle was invented by Lewis Carroll, author of Alice’s Adventures in Wonderland.