Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

There is a straight highway. Four different villages lie on that highway. The distance between them is different. The third village is 60km away from the first village; the fourth is 40 km away from the second; the third is 10 km near to the fourth that it is to the second.

Can you calculate the distance between the fourth and the first village ?

Asked by Neha on 23 Mar 2023


A wife and her husband were driving in their car on the highway. All of a sudden, they ran out of gas. So the husband said to the wife, 'Now, you stay here. I will go down the highway to the nearest gas station, and it will be about 1 hour. Just listen to the radio and read some books, and remember to lock all the windows and doors. I will leave the keys with you.' So, off the husband went, and the wife first locked ALL the windows and doors. Next, she turned on the radio, and this is what she heard on the news report:
'THERE IS A MURDERER ON THE LOOSE. HE WAS LAST SEEN ON THE HIGHWAY, WEARING ALL BLACK, ABOUT 5 FOOT 11 INCHES. PLEASE, BE AWARE AND CONTACT THE POLICE IMMEDIATELY.' The wife got very scared. She turned off the radio and double-checked the locked doors. Then she saw the murderer, only a couple of feet away from the car. An hour later, the husband returned to his car. Inside the car, his wife was DEAD, she had been murdered. All the windows were still locked, and the doors. No windows were broken, and the car was in PERFECT condition. No scratches or anything, it was the same way as when he left it. How did the murderer kill the wife?

Asked by Neha on 13 Jul 2023

The following alphametic has only one solution. Can you find it?
ENLIST + SILENT + LISTEN = ANAGRAM

PS: You may start the number from 0.

Asked by Neha on 12 Jun 2023


Three men in a cafe order a meal the total cost of which is $15. They each contribute $5. The waiter takes the money to the chef who recognises the three as friends and asks the waiter to return $5 to the men.

The waiter is not only poor at mathematics but dishonest and instead of going to the trouble of splitting the $5 between the three he simply gives them $1 each and pockets the remaining $2 for himself.

Now, each of the men effectively paid $4, the total paid is therefore $12. Add the $2 in the waiters pocket and this comes to $14. Where has the other $1 gone from the original $15?

Asked by Neha on 06 Sep 2021

How many times do a clock's hands overlap in a day ?

Clock Hand Overlapping

Asked by Neha on 31 Mar 2021

I have no doors but I have keys, I have no rooms but I have space, you can enter but you can’t leave! What am I?

Asked by Neha on 15 Mar 2022


Can you name an animal whose killing cannot be performed without spilling your own blood?

Asked by Neha on 28 Feb 2023

Who is generally closer to the kids, mom or dad?

(it's a funny riddle)

Asked by Neha on 28 Jul 2023

I am a word of 12 alphabets.

* Alphabets 12, 4, 7, 2, 5 : Eastern beast of burden
* Alphabets 1, 8, 10, 9 are street made famous by Sinclair Lewis.
* Alphabets 11, 3, 6 are past.

On whole it means a person suffering from delusions of greatness.

What Is it ?

Asked by Neha on 05 Jul 2021


Can you write down eight eights so that they add up to one thousand?

Asked by Neha on 02 Apr 2022

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