Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A hen, a dog, and a cat are stolen. Three suspects are arrested named Robin, Steve, and Tim. The police are sure that all of them stole one of the animals but they don't know who stole which animal.

Sherlock Holmes is appointed to identify and is provided with the following statements from the investigation.

Robin - Tim stole the hen
Steve - Tim stole the dog
Tim - Both Robin and Steve are lying. I neither stole a hen nor a dog.

Sherlock is somehow able to deduce that the man who stole the cat is telling a lie and the man who stole the hen is telling truth.

Can you help him find out who stole which animal?

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What country can make you shiver?

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Count the number of triangles in the below picture?

Triangles Count

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If you're 8 feet away from a door and with each move you advance half the distance to the door. How many moves will it take to reach the door?

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Shyla was sleeping in her apartment when suddenly a robber broke into her house. He asked her to stay quiet and started looting the cash and jewelry. Suddenly the landline phone started ringing. The robber pointed a gun at Shyla and asked her to pick up and talk without giving away the situation.

She picked up the phone and it happened to be her husband. She spoke, Is it an emergency darling? Do give me a call when your flight lands, I will prepare your favorite food that will help you relieve the stress. Then she hanged up.

10 minutes after, the police arrive at the scene and catch the robber. How did the police know about the robbery?

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A Japanese ship was en route to a mission on foreign seas. The captain of the ship felt tired and thought of taking a bath. He went for taking the shower and removed his diamond ring and Rolex and kept them on the table. When he returned after taking the bath, he found that the ring and watch were stolen.

He called the five members of the crew whom he suspected and asked them what they were doing for the last 15 minutes.

The Italian cook (with a butcher knife in hand): I was in the fridge room getting meat for cooking.

The British Engineer (with a high beam torch in hand): I was working on a generator engine.

The Pakistani seaman: I was on the mast correcting the flag which was upside down by mistake.

The Indian Radio officer: I was trying to make a contact with the company to inform them about our position.

The American navigation officer: I am on night watch, so I was sleeping in my cabin.

Upon listening to them, the captain caught the lying member. Who do you think stole the valuables?

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There are a number of books on a shelf. If one book is the 4th from the left and 6th from the right, how many books are on the shelf?

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One day, Birbal got late for a function and Akbar was highly disappointed.
Please forgive me Jahanpanah. I arrived late because my child was crying and I had to calm him down, explained Birbal.
Does it take this long to placate a child? questioned the emperor. I feel that you have no idea about how to raise a child. I order you to act like a child and I will act like your father to show you how you should have dealt with your child. Come on! Ask me all that he asked from you.
Father, I want a cow, said Birbal.
The emperor quickly ordered one of the servants to bring a cow to the kingdom.
I want to drink its milk, now, now, now! said Birbal, imitating the voice of his child.
Akbar asked his servants to milk the cow and give to Birbal.
The servants quickly milked the cow and offered the milk to Birbal. He sipped in a little and then gave the bowl to the emperor.
As Birbal put up the next demand that was put up by his child a few hours ago, the emperor was stunned and left the room.
What did Birbal say?

Asked by Neha on 17 May 2021

A bridge is about to collapse. There are four people P, Q, R and S on one of the sides. Before the bridge collapses, they want to cross it. Now since the bridge is too weak, it can only stand the weight of two people at a time. Also, it is night time and nothing is visible. They have just one torch with them.

Now P takes one minute to cross the bridge, Q takes two minutes to cross, R takes five minutes to cross and S takes ten minutes to cross.

The bridge will collapse in seventeen minutes. How will they be able to cross the bridge before it collapses?

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What is greater than gold but cannot be bought. it can never be sold and can earn if its sought. though it can be broken, it can still be fixed. for by birth it can't start nor by death it is ended.what am i?

Asked by Neha on 19 Mar 2022

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There is a cryptic organization called Cicada 3301 that posts challenging puzzles online, possibly to recruit codebreakers and linguists.