Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

John bought 150 chocolates but he misplaced some of them. His Father asked him how many chocolates were misplaced.
He gave the following answer to him:
If you count in pairs, one remains
If you count in threes, two remain
If you count in fours, three remain
If you count in fives, four remain
If you count in sixes, five remain
If you count in sevens, no chocolate remains.

Can you analyze the statements and tell us how many chocolates were lost?

Asked by Neha on 22 Dec 2024


Four people need to cross a rickety bridge at night. Unfortunately, they have only one torch and the bridge is too dangerous to cross without one. The bridge is only strong enough to support two people at a time. Not all people take the same time to cross the bridge. Times for each person: 1 min, 2 mins, 7 mins and 10 mins. What is the shortest time needed for all four of them to cross the bridge?

Asked by Neha on 24 Aug 2023

Mr Black, Mr Gray, and Mr White are fighting in a truel. They each get a gun and take turns shooting at each other until only one person is left. Mr Black, who hits his shot 1/3 of the time, gets to shoot first. Mr Gray, who hits his shot 2/3 of the time, gets to shoot next, assuming he is still alive. Mr White, who hits his shot all the time, shoots next, assuming he is also alive. The cycle repeats. If you are Mr Black, where should you shoot first for the highest chance of survival?

Asked by Neha on 18 Feb 2025


One day, I thought of ways that can be used for creating a palindrome. So I decided that I will turn into a larger number by adding the reversed digits to the original number and keep doing it till I finally obtained a palindrome.

I am not sure if this process will always result in a palindrome eventually but I was able to produce a four-digit palindrome. Can you guess my starting number?

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When it is alive we sing, when it is dead we clap our hands. What is it?

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We have four gears with below features=> Both Gear A and D has 60 teeth=> Gear B has 40 teeth=> Gear C has 20 teeth=> Every two minutes, Gear B makes 25 full turns.What is the relative speed of Gear A and Gear B?

Gear Rotation Riddle

Asked by Neha on 21 Aug 2021


A Japanese ship was en route to a mission on foreign seas. The captain of the ship felt tired and thought of taking a bath. He went for taking the shower and removed his diamond ring and Rolex and kept them on the table. When he returned after taking the bath, he found that the ring and watch were stolen.

He called the five members of the crew whom he suspected and asked them what they were doing for the last 15 minutes.

The Italian cook (with a butcher knife in hand): I was in the fridge room getting meat for cooking.

The British Engineer (with a high beam torch in hand): I was working on a generator engine.

The Pakistani seaman: I was on the mast correcting the flag which was upside down by mistake.

The Indian Radio officer: I was trying to make a contact with the company to inform them about our position.

The American navigation officer: I am on night watch, so I was sleeping in my cabin.

Upon listening to them, the captain caught the lying member. Who do you think stole the valuables?

Asked by Neha on 10 Apr 2024

What is more useful when it is broken?

Asked by Neha on 30 Mar 2022

Solve this riddle by finding the odd one out from the rest.

Odd One Out in the Shapes Riddle

Asked by Neha on 18 Apr 2021


A man has to get a fox, a chicken, and a sack of corn across a river.

He has a rowboat, and it can only carry him and one other thing.
If the fox and the chicken are left together, the fox will eat the chicken.
If the chicken and the corn are left together, the chicken will eat the corn.

How does the man do it?

Asked by Neha on 04 May 2021

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Crossword

The day before the 1996 U.S. presidential election, the NYT Crossword contained the clue “Lead story in tomorrow’s newspaper,” the puzzle was built so that both electoral outcomes were correct answers, requiring 7 other clues to have dual responses.