Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A detective visits his friend John just to discover that John's neighbour Dr Jacob was murdered. Dr Jacob, who is a mathematician wrote the murderer's name in a code word "Hcqtfz". There were five suspects
1. Ajit
2. Pankaj
3. Ganpat
4. Deenu
5. Hariya

The Detective was instantly able to find the murderer.
Can you?

Asked by Neha on 06 Jan 2026


These types of puzzles are known as charades. What you have to do is to find two words that are referred to in the first stanza and the second stanza and put them together to form the third word in the third stanza.

Just for example, if my first refers to 'off' and my second refers to 'ice', then my whole will be the 'office'.

My first is present - future's past -
A time in which your lot is cast.

My second is my first of space
Defining people's present place.

My whole describes a lack of site -
A place without length, breadth, or height.

Asked by Neha on 07 Dec 2024

There was a kingdom in which the king had no heir to take over his thrown. Even the queen was dead and he himself was on the verge of dying. He thought about it and then summoned all of the teenagers. He gave one seed each to all of them and asked them to grow the plant. He announced that the one with the most beautiful plant will become the king/queen of the empire after the death of the king.

After a month, all of them were called. The king looked at all of the plants but announced the girl with an empty pot as the queen of the empire. Why?

Asked by Neha on 24 Sep 2024


Six people park their car in an underground parking of a store. The store has six floors in all. Each one of them goes to a different floor. Simon stays in the lift for the longest. Sia gets out before Peter but after Tracy. The first one to get out is Harold. Debra leaves after Tracy who gets out on the third floor.

Can you find out who leaves the lift on which floor?

Asked by Neha on 24 Dec 2024

You are driving down the road in your car on a wild, stormy night, when you pass by a bus stop and you see three people waiting for the bus

An old lady looks as if she is about to die.
An old friend who once saved your life.
The perfect partner you have been dreaming about.
Knowing that there can only be one passenger in your car, whom would you choose?

Asked by Neha on 11 Apr 2025

John is a strange liar.

He lies on six days of the week, but on the seventh day, he always tells the truth.

He made the following statements on three successive days:

Day 1: "I lie on Monday and Tuesday."
Day 2: "Today, it"s Thursday, Saturday, or Sunday."
Day 3: "I lie on Wednesday and Friday."

On which day does John tell the truth?

Asked by Neha on 27 Feb 2025


We have arranged an array of numbers below. What you have to do is use any kind of mathematical symbol you know excluding any symbol that contains a number like cube root. You can use any amount of symbols but you have to come up with a valid equation for all of them.

0 0 0 = 6
1 1 1 = 6
2 + 2 + 2 = 6
3 3 3 = 6
4 4 4 = 6
5 5 5 = 6
6 6 6 = 6
7 7 7 = 6
8 8 8 = 6
9 9 9 = 6

Asked by Neha on 04 Apr 2026

You have a square. What you have to do is cut and reassemble the square such that you create a Red Cross sign that has the same volume as that of the square.

Red Cross Sign Riddle

Asked by Neha on 08 Nov 2025

How many bananas can you eat if your stomach is empty?

Asked by Neha on 13 Mar 2022


Solve the equation in the image by looking at the pattern closely.

Match the Box

Asked by Neha on 15 Feb 2024

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Amazing Facts

Challenging

There is a cryptic organization called Cicada 3301 that posts challenging puzzles online, possibly to recruit codebreakers and linguists.