Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

This is a most unusual paragraph. How quickly can you find out what is so unusual about it? It looks so ordinary, you'd think nothing was wrong with it. Actually, nothing IS wrong with it. But it is not as ordinary as you might think. If you think about it for a bit, you will find out why it is truly so unusual. So what is it? What is so unordinary about this paragraph?

Asked by Neha on 02 May 2022


Can you start the fire using two pieces of wood?

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Accidentally, two trains are running in the opposite direction and enter a tunnel that is 200 miles long. A supersonic bird that has fled the lab and taken shelter in the tunnel starts flying from one train towards the other at a speed of 1000 mph. As soon as it reaches the second train, he starts flying back to avoid collision and meets the first train again at the other end. The bird keeps flying to and fro till the trains collide with each other.

What is the total distance that the supersonic bird has traveled till the trains collided?

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Can it be possible to build a house that has all its four walls facing towards the South?

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I have nine bottles of wine and one of the nine bottles is poisoned.
I need to find the poisoned bottle with two facts
(1) Poison is deadly, only a sip will cost death
(2) I have two mice to do so.

How should I do it?

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There is a circular car race track of 10km. There are two cars, Car A and Car B. And they are at the exact opposite end to each other. At Time T(0), Both cars move toward each other at a constant speed of 100 m/seconds. As we know both cars are at the same speed they will always be the exact opposite to each other.
Note, at the center, there is a bug which starts flying towards Car A at time T(0). When the bug reaches car B, it turns back and starts moving towards the car A. The speed of bug is 1m/second. After 5 hours all three stop moving.
What is the total distance covered by the bug?

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It spends most of its day eating white, but when it’s quick enough, it gets to eat fruit and sometimes some blue things. It’s in a dark room, where the walls are blue, it runs from a ghost that roams the halls and haunts it all the time. What is it?

Asked by Neha on 30 May 2025

A man escapes from jail using help from his girlfriend. The investigators suspect four girls of being the man's girlfriend.

Out of those four girls, one is his girlfriend who is lying. Two of the girls are completely innocent and are speaking the truth. One of the girls is the man's sister who is helping the girlfriend lie. Following are the statements from all four of them:

Ariana: "Myrna is his girlfriend."
Jane: "Angelina is lying."
Angelina: "Ariana is lying."
Myrna: "Jane is not his sister."

Can you find out who is the man's sister among them?

Asked by Neha on 27 Mar 2026

You can find some missing letters in the picture. By placing two particular letters in the spaces, you can form a nine lettered word beginning from one of the corners and going clockwise direction to the middle. Can you find out the letters and the word?

Make the Word

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Two in a corner, one in a room, zero in a house, but one in a shelter. What am I?

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There is a cryptic organization called Cicada 3301 that posts challenging puzzles online, possibly to recruit codebreakers and linguists.