Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A new Engineering building containing 100 offices had just been completed. John was hired to paint the numbers 1 to 100 on the doors. How many times will John have to paint the number nine (9)?

Asked by Neha on 24 Feb 2024


ENEMY = 2 * LINK
LINK + 2 = HELL

Then what will be TAXI + HELL? Select from the options below:
a) ROTTEN
b) DANGER
c) HEAVEN
4) MORTAL

Asked by Neha on 26 Aug 2021

Once upon a time, there was a bus conductor who was extremely rude to all the passengers. On a certain day, a young and charming lady tried boarding the bus. But he did not stop the bus. As a result, the girl came under the bus and was killed. The agitated passengers took the conductor to the police station. The police took him to the court for trial. In the court, the judge gave him death sentence.

He is then taken to the electrocution chamber. In that room, there is a chair in the center of the room and a banana peel lies just behind the chair. The conductor is strapped to that chair and is being exposed to a high voltage current. But to everyone�s surprise, he is able to survive through the current that is enough to kill two people at once. The judge decides that it is a miracle and sets the conductor free.

The conductor then returns back to his profession. After a few months, a middle aged lady tries to board the bus. The conductor does not stop the bus and as a result the lady gets run over by the bus which kills her on the spot. The agitated passengers take him to the police. The police takes him to the court for the trial. In the court, the judge decides for capital punishment for the conductor.

The conductor is taken to the electrocution chamber again. In that chamber, there is a chair in the middle of the room and a banana peel lies behind the chair. He is strapped to the chair and exposed to a high voltage. To everyone�s surprise, he survives again. Thus, the judge sets him free.

The conductor returns back to his profession. After a few months. An old lady tries to board the bus. The bus conductor after remembering his previous actions, stops the bus. But unfortunately, the old lady slips while climbing up the bus and dies due to his injuries. The passengers take him to the police again. The police takes him back to the court. Though the judge knows that he is not guilty, he sentences him to death knowing his previous record.

The conductor is taken to the electrocution chamber again. He is strapped to the chair in the center of the room behind which, there is a banana peel. He is exposed to the current and this time he is killed instantly.

Why did he die this time and not the previous times?

Long Funny Riddle

Asked by Neha on 16 Mar 2023


Below is the sum of symbols in each row and column in the figure. Analyzing the figure, can you find out the value of the symbols?

Value of the Symbols

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There is something which is always coming but never arrives?

Asked by Neha on 08 Mar 2024

There is an exact a week gap between Christmas and New Year. Hence, It is obvious that the new year that comes right after Christmas comes on the same day of the week.

A Strange thing happened in the Year 1777. Christmas occurs on Wednesday and New Year on Monday. How is that possible?

Asked by Neha on 19 Dec 2025


If a zookeeper had 100 pairs of animals in her zoo, and two pairs of babies are born for each one of the original animals, then (sadly) 23 animals don’t survive, how many animals do you have left in total?

Asked by Neha on 05 Aug 2025

You are an expert on paranormal activity and have been hired to locate a spirit haunting an old resort hotel. Strong signs indicate that the spirit lies behind one of four doors. The inscriptions on each door read as follows:

Door A: It's behind B or C
Door B: Its behind A or D
Door C: It's in here
Door D: It's not in here

Your psychic powers have told you three of the inscriptions are false, and one is true. Behind which door will you find the spirit?

Asked by Neha on 23 Oct 2023

A bomb goes off.
Carnage.
One person, only a few feet away, survives! How can this be?

Asked by Neha on 19 Sep 2021


James ordered a fishing rod, priced at $3.56. Unfortunately, James is an Eskimo who lives in a very remote part of Greenland and the import rules forbid any package longer than 4 feet to be imported. The fishing rod was 4 feet and 1 inch, just a little too long, so how can the fishing rod be mailed to James without breaking the rules? Ideally James would like the fishing rod to arrive in one piece!

Asked by Neha on 11 Apr 2022

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