Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

Tarang football website was hacked by one of the players. Jack, the coach of Tarang has pointed out five players as the possible hacker.
Each suspected player made three statements from each suspected player and out of which two are true and one is false.

Joseph
A) I have not hacked the website.
B) I know nothing about hacking.
C) John did it.

Hazard
A) I have not hacked the website.
B) The website was attacked by one of the players.
C) I hate Shelly

Remy
A) I have not hacked the website.
B) I have never seen Oscar in my entire life.
C) I am sure John did it.

John
A) I have not hacked the website.
B) I am sure Oscar did it.
C) Joseph was lying when he said he did it.

Oscar
A) I have not hacked the website.
B) I am sure Hazard did it.
C) I used to be friend with Remy.

So who hacked the website?

Asked by Neha on 27 Jun 2021


There is a river to cross using a river raft and there are eight people (father, mother, policeman, thief, 2 daughters and 2 sons). No one knows to operate the raft except the adults and also excluding the thief. Only two people can go in the raft at a time. The raft should keep coming back and forth in order to pick and drop the people.
Rules to be followed:
Father: the father cannot stay in the raft or outside the raft without the presence of the mother.
Mother: the mother cannot stay in the raft or outside the rat without the presence of the father.
Thief: the thief is not allowed to stay with any of the family members unless there is a policeman.
Policeman: the policeman can travel with anyone.
2 sons and 2 daughters: they are not allowed to travel in the raft without the presence of an adult. They cannot either travel in the presence of only thieves without the policeman. The sons cannot be with their mothers without their father's supervision. The daughters are not allowed to be there with their fathers without the supervision of their mothers. But the daughters and the sons can be left unsupervised (as long as the other rules are applied).
What is the sequence that the people should follow in order to cross the river through the raft keeping in mind all the rules?
The rules are applicable not only in the raft but also outside the raft.

Asked by Neha on 14 Aug 2023

What's a single-digit number with no value?

Asked by Neha on 06 Aug 2025


I get hot but I never sweat,
I cook food but I am not a chef,
I have a door but you can't enter me,
I have a light but I am not a lamp.
Who am I?

Asked by Neha on 15 Feb 2021

The Puzzle: A girl, a boy, and a dog start walking down a road.

They start at the same time, from the same point, in the same direction.

The boy walks at 5 km/h, the girl at 6 km/h.

The dog runs from boy to girl and back again with a constant speed of 10 km/h. The dog does not slow down on the turn.
How far does the dog travel in 1 hour?

Asked by Neha on 13 Jan 2026

What has to be broken before you can use it?

Asked by Neha on 06 May 2022


Spot the cat in the picture below

Spot the Cat

Asked by Neha on 11 Apr 2021

You are an expert on paranormal activity and have been hired to locate a spirit haunting an old resort hotel. Strong signs indicate that the spirit lies behind one of four doors. The inscriptions on each door read as follows:

Door A: It's behind B or C
Door B: Its behind A or D
Door C: It's in here
Door D: It's not in here

Your psychic powers have told you three of the inscriptions are false, and one is true. Behind which door will you find the spirit?

Asked by Neha on 23 Oct 2023

Replace each alphabet with the number (1-9) to make the below equation correct.

AB * C = DE - F = GH / I

Asked by Neha on 29 Aug 2024


A spy was in Canada trying to steal insider information on how to set up new Maple Syrup factories in their country. He was introduced to the operations manager of the biggest factory in Canada. However, the manager was suspicious and decided to test him with a question before he trusted him. So he asked, “What would you be sure to find in the middle of Toronto?” The spy thought fast and came up with an answer for the manager. What was his answer?

Asked by Neha on 04 Jun 2025

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Amazing Facts

Out of the Box

The phrase “thinking outside the box” was popularised from the solution to a topographical puzzle involving 9 dots in a box shape.