Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

In one of the popular batman series movie "Batman Forever", there was a riddle that goes like "Tear me off and then scratch my head and I was red then and now I am back. Who am I?

Scratch the head

Asked by Neha on 28 Mar 2021


In the following picture, E is going to slide the object down and as per the terrain and the physics, the round object is going to travel all the way till the end. Now, can you analyze who all people will die when it happens?

Who All Dies

Asked by Neha on 21 Mar 2021

4 fathers, 2 grand-fathers and 4 sons went to watch the movie.What is the minimum number of tickets they need to buy ?

Asked by Neha on 04 Jan 2024


A crime was committed at baker street. Ibrahim Dakota who was shot in the stomach was the main suspect. Sherlock questioned the suspect. The conversation started as:
Sherlock: What's your story, Ibrahim?
Ibrahim: I was walking around baker street and suddenly a man from the back shot me. I ran as fast as I could to save my life".
Sherlock: That is enough (and ask the police to arrest him).

Why does Sherlock think he is the murderer?

Asked by Neha on 25 Apr 2025

In Greek mythology, the Sphinx sat outside of Thebes and asked this riddle of all travellers who passed by. If the traveller failed to solve the riddle, then the Sphinx killed him/her. And if the traveller answered the riddle correctly, then the Sphinx would destroy herself. The riddle:

What goes on four legs in the morning, on two legs at noon, and on three legs in the evening?

Oedipus solved the riddle, and the Sphinx destroyed herself.

Asked by Neha on 26 Jul 2024

Evil warlock dislikes dwarfs and therefore he selects four of them and buries them. The dwarfs are buried in the ground and they are in such a way that except for their heads, their body is inside the ground. The dwarfs cannot move their body and they can view only forward. They are all buried in a line, and amongst the four, one of the dwarfs is separated by a wall. All the dwarfs are in the same direction. The last dwarfs can see two heads of friends in the front and a wall. In the last second dwarf can see one head of his friend and a wall. The second dwarf can see only the wall. The dwarf can see nothing.
Warlock comprehends the situation and tells the dwarfs that he has placed hats on their heads. There are two blue hats and two red ones. In all four dwarfs, one of them has to say what colour hat he is wearing. If the dwarf says the correct colour of the hat, they will be left free. If the answer is wrong, then they will be dug inside the ground till the very end.

What will be the answer by the dwarf and how will they answer?

Asked by Neha on 14 May 2025


what does this below rebus represent identXQQQQQME

Rebus representation

Asked by Neha on 29 Jan 2025

Pronounced as one letter,
And written with three,
Two letters there are,
And two only in me.
I am double, I am single,
I am black blue and grey,
I am read from both ends,
And the same either way.

Asked by Neha on 01 Oct 2024

In a boat, the father of a sailor's son is sitting with the son of the sailor. However, the sailor is not present on the boat.

Can this even be possible?

Asked by Neha on 24 May 2024


A man was convicted of a minor offence in Akbar court. Akbar decided to give him a chance. He asked him to give a statement. If the statement is true, he will be killed by lions and if it is false, he will be killed by trampling of wild elephants.

The convicted person requested help from Birbal and since the crime was not a big one, Birbal decided to help him. Whatever Birbal suggested impressed Kabir and he let the convicted person go.

What did Birbal suggest to the person?

Asked by Neha on 10 May 2021

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Amazing Facts

Jigsaw puzzles

Jigsaw puzzles soared in popularity during the great depression, as they provided a cheap, long-lasting, recyclable form of entertainment.