Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

These types of puzzles are known as charades. What you have to do is find two words that are referred to in the first stanza and the second stanza and put them together to form the third word in the third stanza.

Just for example, if my first refers to 'off' and my second refers to 'ice', then my whole will be office.

My first is present - future's past -
A time in which your lot is cast.

My second is my first of space
Defining people's present place.

My whole describes a lack of site -
A place without length, breadth, or height.

Asked by Neha on 08 Feb 2026


Can you find out the next digit in the following series ?

0, 0, 1, 3, 2, 6, 3, 9, 4, 12, 5, ?

Asked by Neha on 22 Jan 2021

I am working in a bus company. The company recently went under expansion and therefore there was not enough room for all the buses. As a result, twelve buses had to be stored outside.

If the company decides to expand the garage space by forty percent, enough space to accommodate the current buses will be created leaving enough space for twelve more buses if the need arises in future.

Can you calculate the number of buses that the company owns at present?

Asked by Neha on 18 Dec 2020


Can you make numbers like 24, using numbers 3,3,7 & 7 with any arithmetic operator?

Asked by Neha on 25 Feb 2023

On 26-01-2022, Juli was murdered at her house in a city in India in the afternoon. There were three suspects in the murder and the following are the statements that were given by them:

John: I visited my village that day.
Jacob: I was out to deposit my house tax in the municipality office at that time.
Jonny: I was at a friend's place having lunch at that time.

Can you find out who is the murderer?

Asked by Neha on 15 Dec 2023

I look at you, you look at me, I raise my right, you raise your left. What am I?

Asked by Neha on 17 May 2021


A mother is 21 years older than her child. In exactly 6 years from now, the mother will be exactly 5 times as old as the child.
Where's the father?

Asked by Neha on 26 Jun 2021

John killed hundreds of people mercilessly and yet the police were not able to put her behind the bars. Why?

Asked by Neha on 02 Nov 2024

Three friends decide to distribute the soda cans they had among them. When all of them had drunk four cans each, the total number of cans that remained was equal to the cans each one of them had after they had divided the cans.

Can you calculate the total number of cans before distribution?

Asked by Neha on 12 May 2025


You see me once in June, twice in November, and not at all in May. What am I?

Asked by Neha on 31 Jul 2025

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Amazing Facts

Crossword puzzles

In the 1920s, people feared that crossword puzzles would contribute to illiteracy.