Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

A dead body is found outside a multi-story multinational company. The case is reported and a homicide detective is called on the crime scene.

He looks at the body and then towards the building. From the position of the body, it is evident that the victim committed suicide. He goes to the first floor of the building and then walks in the direction of the dead body, opens the window and toss a coin in the air.

He goes to second floor and again repeats the process. He keeps doing this till he is done on all the floors. Then he returns back to the floor and tells his team that it is a murder.

How in heaven did he deduce that?

Asked by Neha on 10 Sep 2021


The richest man in the city Mr Rechard is kidnapped. James Bond is appointed to the case. At the crime scene, a note is found written by Mr Richard. The note read:

"First of January, Fourth of October, Fifth of March, Third of June."

James Bond knew that somehow, the killer's name was hidden in the note. The following were the suspects:

Jack Richard, the son and the heir of property.
John Jacobson, the employee of Richard.
June Richard, the wife of Richard.

James Bond took only a few moments to deduce the killer's name. Can you tell who was the killer?

Asked by Neha on 03 Jul 2024

What has a bottom at the top?

Asked by Neha on 20 Jul 2025


I am a normal creature, but I have five hands. I can even have more but even then I will be considered normal.

Who am I?

Asked by Neha on 26 Dec 2024

Find The Missing Number In the Sequence.
6 25 64 ? 32 1

Asked by Neha on 07 Nov 2024

If you read clockwise, you can form a word by inserting three missing letters in the picture given below. Can you do it?

English Clockwise

Asked by Neha on 10 Sep 2023


Which alphabet letter is a question?

Asked by Neha on 19 Apr 2023

Double it and multiply it by 4. Then divide it by 8 and you’ll have it once more. What number is it?

Asked by Neha on 23 Oct 2025

See the given image carefully. What you have to do is move the blue checkers in the position of the black checkers and vice versa. You are only allowed to move the checker to an adjacent empty space. Do it in the least possible moves.

Chinese Checkers Puzzle

Asked by Neha on 07 Apr 2023


Find the mistake in the below maths equations

A = 2
A(A-1) = 2(A-1)
A2-A = 2A-2
A2-2A = A-2
A(A-2) = A-2
A = 1

Asked by Neha on 15 Oct 2024

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Amazing Facts

Out of the Box

The phrase “thinking outside the box” was popularised from the solution to a topographical puzzle involving 9 dots in a box shape.