Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

I am a five-letter word and comprises two different vowels and three same consonants. I am so strong that I can spoil your entire work.

Can you find out who am I?

Asked by Neha on 13 Dec 2024


A man was found murdered on Sunday morning. His wife immediately called the police. The police questioned the wife and staff and got these alibis: The Wife said she was sleeping. The Cook was cooking breakfast. The Gardener was picking vegetables. The Maid was getting the mail. The Butler was cleaning the closet. The police instantly arrested the murderer. Who did it and how did they know?

Asked by Neha on 17 May 2021

You are trapped in a room with two doors. One leads to certain death and the other leads to freedom. You don't know which is which.
There are two robots guarding the doors. They will let you choose one door but upon doing so you must go through it.
You can, however, ask one robot one question. The problem is one robot always tells the truth, the other always lies and you don't know which is which.
What is the question you ask?

Asked by Neha on 08 May 2026


A man is found unconscious in front of a store at two in the morning. His head is bleeding and there’s a brick laying next to him. When the police arrive, they carry the man to jail. Why did they arrest him?

Asked by Neha on 25 May 2025

Can you think of any three-dimensional shape that comprises of exactly two surfaces?

Asked by Neha on 27 Mar 2025

A boy and his father are caught in a traffic accident, and the father dies. Immediately the boy is rushed to a hospital, suffering from injuries. But the attending surgeon at the hospital, upon seeing the boy, says 'I cannot operate. This boy is my son.' How is this situation explained?

Asked by Neha on 20 Dec 2024


A Doctor always sneezes before the rain. Doctor sneezes, Will it rain?

Asked by Neha on 24 Jul 2024

Before reading ahead, you must know the fact that only one of the people here is telling the truth.

A says that B is lying.
B says that C is lying.
C says both A and B are lying.

Can you find out who is speaking the truth?

Asked by Neha on 26 Dec 2023

You are a thief and you are being punished for your crime. People have tied your head down on a tree with a rope that has been anchored in the ground. A candle is burning below the rope which is slowly burning it away. Just below your head, a Lion has been left loose and is waiting for you to drop down on the ground so he can have you as his lunch.

You have to survive the scenario. How will you do it?

Asked by Neha on 17 Dec 2025


When I got four, I have it none.
When I got two, I have it some.
When I got none, I have it all.

What is it?

Asked by Neha on 31 Aug 2024

Hot Articles

Amazing Facts

Rubik’s Cube

The inventor of the Rubik’s Cube didn’t realize he’d built a puzzle until he scrambled it the first time and tried to restore it.