Why do you find that most of the buildings are deprived of the 13th floor?

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.

In four steps you need to move the word 'cold' From 'warm' by replacing one alphabet at a time such that every word formed at each step is acceptable in English Dictionary.

What does this rebus photo means?

On a beautiful Sunday morning, You ordered a hot tea to your hotel room and suddenly you remember an important thing that needed to be done right now will take around 3 minutes to complete.
Like most people you like your tea to be hot while drinking so, when should you pour cream in the tea?
1. straight away
2. Just people, you drink the team
3. Its does not matter

If there are fifteen crows on a fence and the farmer shoots a third of them, how many crows are left?

Can you identify the Oscar-winning movie from the rebus below?

I come in different shapes and sizes.
Parts of me are curved, other parts are straight.
You can put me anywhere you like,
but there is only one right place for me.
What am I?

Here is what you have to do. You have to throw a ball as hard as you can but it must return back to you even if it does not bounce at anything. Also, you have nothing attached to the ball. There is no one on the other end to catch that ball and throw it back at you.

How will you do it?

No one wants to have it, but if one got it, he does not want to lose it. What is It?