What country can make you shiver?

I have a mouth but I don't eat.
I have a bank but have no money.
I have a bed but i dont sleep.
I wave but have no hands.

Who Am I ?

Considering the below equation:

V + II - VI = 10
IV - X + VIII = 20
IV - VII + VI = 30

Then, I + II + III = ?

How many pluses should we put between the digits of 987654321 to get a total of 99, and where?

Can you count the number of lines in the below picture?

As easy as you can get into me, it is as hard to get out of me.

Do you know what I am?

Decode below rebus
D
N
A
T
S , D

I don't get anymore wetter, no matter how much rain falls on me.

If Japan and Panama decided to merge into a single country, probably people will name it Japanama.

Can you think of two more such country's unions that could produce similar names like Japanama by overlapping their three letters?

A few friends are enjoying their sea voyage in a boat full of apples. On the way, they felt hungry and thus decided to eat the apples. Together, they ate two dozen of apples. When they have eaten the apples, will there be any change in the water level?