Bank Loan

A Miser man decided to go on a vacation for a month. He goes to the bank and asks for a trip loan of $500. The bank officer asks the man that the loan can only be approved when he mortgage some valuable thing at the bank. Miser man mortgages his only car whose worth was a whopping $80000. The Bank officer laughed at him and approve the loan instantly. After vacation when the miser man returns, the bank officer asked him "Are you an idiot, why is your mortgage such an expensive car for such a short loan?".

Miser man replied with some reason and the bank officer agreed that the miser man is actually not an idiot.

What did miser man reply to the bank loan officer?.




Similar Riddles

The host of a game show offers the guest a choice of three doors. Behind one is an expensive car, but behind the other two are goats.
After you have chosen one door, he reveals one of the other two doors behind which is a goat (he wouldn't reveal a car).

Now he gives you the chance to switch to the other unrevealed door or stay at your initial choice. You will then get what is behind that door.

You cannot hear the goats from behind the doors, or in any way know which door has the prize.

Should you stay, or switch, or doesn't it matter?

Asked by Neha on 06 May 2023


Railroad Crossing, look out for the cars. Can you spell that, without any R's ?

Asked by Neha on 14 May 2021

Detective John was investigating a murder in China.
It was a difficult case, and John was completely stumped until he noticed a message sent to him by the killer cunningly hidden in a newspaper advertisement selling Car Licence Plates.
Detective John thought about it for a while, and when he had solved the puzzle, immediately arrested the guilty man.

Q1) How did John know the advert was a clue for him?

Q2) Solve the code and tell me who John arrested.

This is the newspaper advert (Car licence plates for sale) that Detective John saw.

Plates For Sale;

[W 05 NWO]
[H 13 HSR]
[O 05 EBM]
[D 08 UNE]
[U 10 HTY]
[N 04 BRE]
[N 16 TTE]
[I 26 LHC]
[T 10 AEE]
[I 26 CNA]
[X 22 VDA]

Asked by Neha on 07 Jul 2023


How can you drop a raw egg from a height onto a concrete floor without cracking it?

Asked by Neha on 27 Jan 2021

Our product and our sum always give the same answer. Who are we?

Asked by Neha on 11 Oct 2021

If I put in one bird per cage, I have one bird too many. If I put in two bird per cage, I have one cage too many. How many cages and birds do I have?

Asked by Neha on 25 Apr 2024


You are confined in a room and given two metal rods. Out of these two rods, one is magnet and the other is the iron rod. They look starkly similar. You don't have any other metal object in the room.

How will you decide which one of those is magnet?

Asked by Neha on 25 Apr 2021

The horse jumps over the king.
Strangely there is absolutely no scratch on him.

Can anyone explain, how is this possible?

Asked by Neha on 06 Mar 2023

In a contest, four fruits (an apple, a banana, an orange, and a pear) have been placed in four closed boxes (one fruit per box). People may guess which fruit is in which box. 123 people participate in the contest. When the boxes are opened, it turns out that 43 people have guessed none of the fruits correctly, 39 people have guessed one fruit correctly, and 31 people have guessed two fruits correctly.
How many people have guessed three fruits correctly, and how many people have guessed four fruits correctly

Asked by Neha on 17 Aug 2023


What comes
Once in a Year
Twice in a Month
4 times in a Week
6 times in a Day

Asked by Neha on 24 Feb 2022

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Amazing Facts

Word ladder puzzle

The word ladder puzzle was invented by Lewis Carroll, author of Alice’s Adventures in Wonderland.