What do you answer even though it never asks you questions?

My first is in chocolate but not in ham. My second is in cake and also in jam. My third at tea time is easily found. Altogether, this is a friend who is often around. What is it?

I have 50 feet long of cloth, I need to create 50 handkerchiefs each size of 1 foot. I take one minute to cut a 1-foot handkerchief. So how long will it take to cut 50 handkerchiefs?

Can you circle exactly four of these numbers such that the total is twelve?

1 6 1
6 1 6
1 6 1
6 1 6

I am taken from a mine and shut up in a wooden case, from which I am never released, and yet I am used by almost every person. What am I?

Which is Odd One Out and why?

4377

3954

9862

8454

9831

What word does this rebus represent?

meta meta
meta meta

Eight Chelsea player makes the following statements :

1. Seven of us are lying here.
2. Six of us are lying here.
3. Five of us are lying here.
4. Five of us are lying here.
5. Four of us are lying here.
6. Three of us are lying here.
7. My name is Torres.
8. My name is Lampard.

The last two are Lampard and Torres or maybe Torres and Lampard.
So can you deduce which of the last two is Lampard or Torres?

What is the largest amount of money that you can possess in change and still if someone asks you for a dollar, you won't be able to give?

Create a number using only the digits 4,4,3,3,2,2,1 and 1. So i can only be eight digits. You have to make sure the ones are separated by one digit, the twos are separated by two digits the threes are separated with three digits and the fours are separated by four digits